Want to teach your family how to wisely deal with money... 00:00:01.06\00:00:03.29 Well, stay tuned to meet the family 00:00:03.33\00:00:05.10 of Dare to Dream's host of Take it to the Bank 00:00:05.14\00:00:07.33 and hear how they do it... My name is Yvonne Lewis... 00:00:07.37\00:00:10.54 and you're watching Urban Report. 00:00:10.58\00:00:12.60 Hello and welcome to Urban Report. 00:00:34.43\00:00:36.22 Recently I had the opportunity to interview Cordell Thomas 00:00:36.26\00:00:39.77 and his lovely family on the set of 00:00:39.80\00:00:41.80 Take it to the Bank... Let's see what they have to say. 00:00:41.84\00:00:44.32 It is such a blessing for me to be here 00:00:44.36\00:00:48.55 on the set of Take it to the Bank 00:00:48.58\00:00:51.01 with our host Cordell Thomas and his 00:00:51.05\00:00:54.13 lovely family... Welcome to Urban Report 00:00:54.17\00:00:57.19 on the Take it to the Bank set. I'm glad to be here... 00:00:57.22\00:01:01.31 We're glad to be here... Now, Cordell, you have been 00:01:01.35\00:01:05.41 giving us such amazing information... 00:01:05.44\00:01:08.27 Viewer, if you have not ever watched Take it to the Bank 00:01:08.31\00:01:11.75 please tune in... 00:01:11.78\00:01:13.30 there's such great information there... 00:01:13.33\00:01:15.06 things that you can apply immediately to your life... 00:01:15.10\00:01:19.02 and Cordell has... God has given him this gift 00:01:19.05\00:01:22.32 of being able to communicate it 00:01:22.35\00:01:23.97 so well... check out Take it to the Bank... 00:01:24.00\00:01:27.09 the information there is so valuable... 00:01:27.13\00:01:30.15 So, with your family... because we had the privilege 00:01:30.18\00:01:34.85 of having your family on Take it to the Bank 00:01:34.88\00:01:37.37 this season... this upcoming season 00:01:37.40\00:01:39.79 for the viewers... tell us... 00:01:39.83\00:01:42.07 how did you decide to teach your children about money... 00:01:42.11\00:01:47.71 When I was growing up... I never had any educational money 00:01:47.74\00:01:53.13 Hmmm... I think the majority of 00:01:53.16\00:01:54.93 us as Gen Xers and whatever generation you come from 00:01:54.97\00:01:58.85 we never had an actual sit-down class on 00:01:58.88\00:02:01.11 what money is really about... it's a tool... 00:02:01.14\00:02:03.03 Hmmm... hmmm... if you use it the correct way 00:02:03.06\00:02:04.87 you can build a future that's a wonderful thriving future 00:02:04.91\00:02:09.33 that you can now give back to philanthropic efforts for God 00:02:09.37\00:02:13.26 so, I think one of the things I've learned 00:02:13.29\00:02:17.14 was in 1999... I made a six-digit income 00:02:17.18\00:02:22.14 and I spent six digits plus more... 00:02:22.18\00:02:24.17 because whenever you don't have a budget... 00:02:24.21\00:02:26.55 typically you spend everything that you've made... 00:02:26.58\00:02:28.88 plus more... people don't realize 00:02:28.92\00:02:30.96 that by just planning... you can save, you can invest, 00:02:31.00\00:02:33.85 you can plan for the future and that's when it triggered 00:02:33.89\00:02:37.47 a thought that I need to educate myself on what money is about 00:02:37.51\00:02:41.18 and also, try to leave a legacy for my kids so that 00:02:41.21\00:02:45.36 they could also live a comfortable life... 00:02:45.40\00:02:47.15 without the stress. 00:02:47.19\00:02:48.33 That's wonderful... introduce us to your 00:02:48.36\00:02:49.58 wonderful family... Certainly, my newly-wed wife 00:02:49.61\00:02:51.77 of 11 years... she's right here... Yuriam 00:02:51.81\00:02:54.56 and she's such a bright part of my life... 00:02:54.60\00:02:57.18 because she... many people don't realize 00:02:57.21\00:02:59.73 how impactful the wife is or your spouse can be 00:02:59.76\00:03:03.60 in leading out in financial affairs... 00:03:03.63\00:03:05.14 she does help with so much in reference to household finances 00:03:05.17\00:03:10.72 and she does so many things... she's amazing... 00:03:10.75\00:03:13.29 Aww, that's great... And then of course my son, Caleb 00:03:13.33\00:03:15.94 Caleb amazes me... the way he thinks... 00:03:15.98\00:03:18.52 his mindset... he recently got baptized 00:03:18.55\00:03:21.01 he's dedicated himself to Christ Amen... 00:03:21.05\00:03:23.44 and we're so privileged to have him as a part of our household 00:03:23.47\00:03:27.14 he amazes me every day... and this beautiful young lady 00:03:27.18\00:03:30.51 at the end.. her name is Yulissa such a beautiful girl.. 00:03:30.55\00:03:33.85 I remember the day she was born... 00:03:33.89\00:03:35.26 and now she is 7 years old and doing so many, different, 00:03:35.30\00:03:39.82 wonderful things... as a blessing 00:03:39.86\00:03:41.47 to other individuals... so they are learning as we 00:03:41.50\00:03:44.53 move forward and amazingly so... while we were here... 00:03:44.57\00:03:47.37 my wife was actually helping out with a cooking show 00:03:47.40\00:03:50.16 with the Latino Network... Yes... 00:03:50.20\00:03:51.63 and I was sitting at home watching the kids... 00:03:51.67\00:03:54.60 she emulates... her mom... she went around vacuuming, 00:03:54.63\00:03:58.83 cleaning, moving our feet to do certain things 00:03:58.86\00:04:01.56 I was amazed and so proud not that... 00:04:01.59\00:04:04.81 that's her legitimate role, but she sees her mom 00:04:04.85\00:04:08.09 working certain roles at home and she takes on 00:04:08.13\00:04:11.17 that responsibility... so kids will follow you... 00:04:11.20\00:04:14.21 Yes... they will follow your lead 00:04:14.25\00:04:15.58 and as long as you tell them and teach them... 00:04:15.61\00:04:17.66 they'll do the right thing... 00:04:17.69\00:04:18.91 That is very, very true... they will follow your lead 00:04:18.95\00:04:21.95 and how important it is... to have a family 00:04:21.98\00:04:26.07 that's working together... a family in which 00:04:26.11\00:04:30.16 Christ is at the center... and then... 00:04:30.19\00:04:32.93 you're teaching your children how to deal with money, 00:04:32.97\00:04:36.42 how to apply... these things in a practical way 00:04:36.45\00:04:40.01 and that is so important... I understand that 00:04:40.05\00:04:43.57 because you mentioned it to me before 00:04:43.61\00:04:45.44 that you are homeschooling the children Yuriam 00:04:45.48\00:04:48.68 Yes... explain how you teach them 00:04:48.72\00:04:52.49 about money... when you're teaching... 00:04:52.52\00:04:55.75 Well, just daily life... like electricity 00:04:55.78\00:04:58.94 or running the water, they think that it's free 00:04:58.98\00:05:03.95 that it just comes with the house... then I tell them, 00:05:03.99\00:05:06.52 "No, we have to make a monthly payment 00:05:06.55\00:05:08.68 and so the more the water is on the more we have to pay... 00:05:08.72\00:05:12.44 the more electricity, TV, or whatever you have on... 00:05:12.48\00:05:16.02 the more we have to pay... " and so they get that concept 00:05:16.06\00:05:20.98 and sometimes they tell dad, "Dad, you left the light on... " 00:05:21.01\00:05:25.82 or "Daddy you're running the water... 00:05:25.86\00:05:28.47 you're brushing your teeth" 00:05:28.51\00:05:29.64 Yeah... so, those things like that, 00:05:29.67\00:05:31.97 we go to the store... we try to get the big deal... 00:05:32.00\00:05:36.54 and Caleb... he looks at prices and the first thing he does is 00:05:36.57\00:05:41.05 like, "Oh no, that's too expensive mommy... 00:05:41.08\00:05:43.31 let's look for something a little bit more cheaper... 00:05:43.35\00:05:48.60 so, that's how he's learning and Yulissa too... 00:05:48.63\00:05:53.93 Yulissa is... she loves to sing, and so, she sings since morning 00:05:53.96\00:06:00.00 until evening... and she also plays a great part in learning 00:06:00.04\00:06:06.04 how to save money... when she has money... 00:06:06.08\00:06:09.39 and I say, "Can you lend me one dollar... " 00:06:09.42\00:06:11.78 she like, "Are you going to pay me back?" 00:06:11.82\00:06:14.29 "Make sure you pay me back... " 00:06:14.33\00:06:17.65 but they are good with their money... 00:06:17.69\00:06:20.62 they do give offering and tithe whenever they earn money 00:06:20.66\00:06:24.71 Hmmm... hmmm... and that's a very 00:06:24.75\00:06:27.39 important thing... we make sure to teach them 00:06:27.42\00:06:31.17 which I didn't realize until Caleb had earned... 00:06:31.21\00:06:35.16 hardly earned a 100 dollars and he was really happy 00:06:35.19\00:06:39.11 with selling his water bottles. 00:06:39.15\00:06:41.66 Caleb, I'm going to hit you up for a loan... 00:06:41.69\00:06:43.87 He's looking a little nervous... he's like, "I don't think so... 00:06:43.90\00:06:48.64 I don't know about that... " Caleb, tell us about that... 00:06:48.68\00:06:51.48 you earned some money... Yeah, I earned some money 00:06:51.52\00:06:55.91 to go to Europe and then I used some of that money 00:06:55.95\00:07:00.27 to do the tithe and offering... Wonderful... now was your trip 00:07:00.31\00:07:05.43 to Europe... was that a vacation with your 00:07:05.47\00:07:08.07 family or what was that? Just to have fun... 00:07:08.11\00:07:10.64 Okay, all right... very nice... so you earned some money 00:07:10.68\00:07:16.18 to go on a trip... now Viewer... this is another 00:07:16.22\00:07:20.59 important point and one of the things that I noticed 00:07:20.63\00:07:23.81 about a lot of kids now-a-days is that 00:07:23.85\00:07:26.84 there's no real understanding of the importance of earning 00:07:26.87\00:07:30.59 the money... a lot of times, you know, 00:07:30.63\00:07:32.76 kids will say, "Could I have some money to do this or that?" 00:07:32.80\00:07:36.42 but you... are making your children earn their money 00:07:36.46\00:07:42.18 so that they understand the value of work... 00:07:42.21\00:07:44.79 and they understand the value of money... 00:07:44.83\00:07:47.34 How did you feel, Caleb, about.. like what was it like 00:07:47.37\00:07:50.90 having to earn that money for your trip? 00:07:50.93\00:07:53.64 Did it feel good? Yeah... 00:07:53.67\00:07:55.55 Yeah... why... why do you think it felt good 00:07:55.58\00:07:57.55 because... some people who need it... they can use it... 00:07:57.59\00:08:02.95 so I was happy to give it to them... 00:08:02.99\00:08:07.07 Oh, so you gave some money to people too? 00:08:07.11\00:08:10.71 Yes... Caleb, so not only are you 00:08:10.75\00:08:14.23 learning to work for money, but you're also learning 00:08:14.26\00:08:18.72 the importance of giving... did your dad tell you anything 00:08:18.75\00:08:24.14 about how important it is to give? 00:08:24.17\00:08:26.25 Yes... What did he tell you? 00:08:26.28\00:08:28.67 He told me that whenever you give to God... 00:08:28.71\00:08:32.62 you get more blessings back... Oh... I love it... 00:08:32.66\00:08:37.79 that is great and that's so true that's so true... 00:08:37.83\00:08:42.11 we're going to come back to your earning potential 00:08:42.14\00:08:45.73 and all that... because I want to talk more about... 00:08:45.77\00:08:49.12 what you want to do in life but I also want to talk 00:08:49.16\00:08:52.68 to Yulissa and find out about you with money... 00:08:52.71\00:08:56.20 How are you with money... Yulissa? 00:08:56.23\00:08:57.86 I make bracelets... Oh... 00:08:57.90\00:09:04.70 and I make money too... 00:09:04.74\00:09:09.75 and give offering... 00:09:09.78\00:09:14.72 you give offering... that's awesome... 00:09:14.75\00:09:19.06 I love that... it's so important to give an offering... 00:09:19.10\00:09:23.69 because when we give back, God just blesses us... 00:09:23.73\00:09:30.94 what made you decide to incorporate the money 00:09:30.97\00:09:38.11 into their curriculum... instead of just like... you know 00:09:38.15\00:09:42.88 doing it kind of... haphazardly? 00:09:42.91\00:09:45.93 I think that one of the main issues 00:09:45.96\00:09:48.73 that we as parents are concerned about 00:09:48.77\00:09:51.07 is what the media is actually doing... 00:09:51.10\00:09:53.33 that's... you know... we don't have television 00:09:53.37\00:09:55.39 in our home... we allow them to watch 3ABN... 00:09:55.43\00:09:58.39 we allow them to watch controlled programs 00:09:58.43\00:10:00.89 but we understand that they change when they watch 00:10:00.93\00:10:05.66 what the media wants them to watch... 00:10:05.70\00:10:07.89 they will tell you on television 00:10:07.93\00:10:09.87 many of these companies will say, 00:10:09.90\00:10:11.77 "We can manipulate the way that you act... 00:10:11.81\00:10:13.84 we can get you to buy what we want you to buy... " 00:10:13.88\00:10:16.58 it's a game... so as we limit their exposure to what's 00:10:16.61\00:10:19.32 actually out there... in the real world... 00:10:19.35\00:10:20.66 we're find that they're beginning to understand 00:10:20.70\00:10:24.21 a little bit more... of how they can control their destiny 00:10:24.24\00:10:27.43 by doing other things... and of course 00:10:27.47\00:10:29.35 when you teach that God's way is to give... 00:10:29.38\00:10:33.43 and it's through that giving that you receive the blessings 00:10:33.47\00:10:37.27 that changes your perspective about going out... 00:10:37.30\00:10:41.28 and buying things... one of my major support 00:10:41.32\00:10:44.63 mechanisms is Caleb... when I'm out shopping, 00:10:44.66\00:10:47.99 "No, daddy, we don't have that in our budget... 00:10:48.03\00:10:51.29 that's too expensive... maybe we can find it elsewhere" 00:10:51.32\00:10:55.08 So, Caleb knows about a budget. He understands and he puts it 00:10:55.11\00:10:58.68 very clear that, you know, if we say something that's not 00:10:58.71\00:11:02.24 as accurate as we think it's supposed to be... 00:11:02.28\00:11:04.14 he will come back and tell us, "No, no, no... that's not the 00:11:04.18\00:11:06.27 way it's supposed to be... let's plan for this 00:11:06.31\00:11:08.20 and let's prepare so that we can better do the right thing and 00:11:08.23\00:11:11.80 use the money the way we're supposed to... " 00:11:11.83\00:11:13.13 That is so, so... great... do you know what you want 00:11:13.17\00:11:16.35 to be when you grow up Caleb? Yeah... 00:11:16.38\00:11:18.67 What? A Paleontologist... 00:11:18.70\00:11:20.76 Oh... ho... ho... ho... some people can't even say that 00:11:20.79\00:11:23.58 let alone... study that... that's awesome... 00:11:23.62\00:11:26.08 tell us what a Paleontologist does... 00:11:26.12\00:11:28.80 Well, they go places and look for bones 00:11:28.84\00:11:31.20 and then they give it to a museum... 00:11:31.23\00:11:33.56 Awesome... 00:11:33.59\00:11:35.29 so we earn some money that way... 00:11:35.32\00:11:36.98 Okay... I like it... I like it What about you, Yulissa? 00:11:37.01\00:11:43.70 I want to be... a doctor... Oh, do you know what kind yet? 00:11:43.73\00:11:50.15 A nurse... Okay, so you want to be a nurse 00:11:50.19\00:11:55.27 and kind of a doctor... so maybe you could be 00:11:55.30\00:11:57.40 a Doctor of Nursing... you know they have that... 00:11:57.43\00:11:59.50 so you could do that... maybe... that's wonderful... 00:11:59.53\00:12:02.15 so you want to kind of take care of sick people... 00:12:02.18\00:12:04.76 Yes... That's nice... that's very nice 00:12:04.80\00:12:09.55 you know, to me, one of the things that I love to see 00:12:09.59\00:12:14.23 are children who are really being parented... 00:12:14.27\00:12:19.30 taught... and parented... not just kind of... 00:12:19.33\00:12:22.93 sent out there to kind of do their own thing... 00:12:22.96\00:12:26.35 what a blessing that is... how have you found 00:12:26.38\00:12:29.70 that people receive... what you're doing with your family? 00:12:29.73\00:12:34.58 There's a variety of different perspectives... 00:12:34.62\00:12:38.60 I think, for the majority of those that observe what we do, 00:12:38.64\00:12:42.36 I think they support it very well... 00:12:42.39\00:12:45.17 some think... it's not traditional... 00:12:45.21\00:12:48.09 you're aware of this right... because, 00:12:48.12\00:12:50.93 "You don't let your children watch... TV... 00:12:50.97\00:12:53.46 isn't that.. aren't they limited 00:12:53.50\00:12:57.03 aren't they missing something in life?" 00:12:57.06\00:12:59.57 Now, my wife gets more of that than I do... 00:12:59.61\00:13:02.05 but you still get that feedback that it's part of what 00:13:02.08\00:13:05.94 growing up is... Hmmm... 00:13:05.97\00:13:07.90 and I think that the Bible has a different approach 00:13:07.93\00:13:10.51 than what traditional approaches are... so we find there is 00:13:10.55\00:13:14.54 some negative feedback but for the most part, they say, 00:13:14.57\00:13:18.49 "Wow, you're spending a lot of time with your kids and that's 00:13:18.52\00:13:21.56 that's very, very important... we find... that statistics show 00:13:21.60\00:13:25.13 we do some life skills training for families... 00:13:25.16\00:13:28.34 in the Los Angeles area and one of the things I tell them is 00:13:28.38\00:13:31.78 a father... there's a project "Fatherhood" 00:13:31.82\00:13:33.75 we say that fathers are so very important 00:13:33.79\00:13:36.06 to the daughter's growth... Hmmm... Hmmm... 00:13:36.09\00:13:38.56 they need to see how a gentleman should act... 00:13:38.60\00:13:41.00 so, my daughter and I have this interesting joke that 00:13:41.04\00:13:45.98 "If you see a gentleman writhing in a car with 00:13:46.02\00:13:49.90 the windows down and the music blaring... 00:13:49.93\00:13:52.01 and it's this type of music... 00:13:52.04\00:13:53.32 what do you do?" "Close your ears... " 00:13:53.35\00:13:58.61 "Close your ears... don't look, don't be a part of that... 00:13:58.64\00:14:02.71 that's not an individual that emulates what daddy thinks 00:14:02.74\00:14:06.60 is right for a young lady... so, we talk about it... 00:14:06.64\00:14:09.98 it's an active conversation and so that she knows now... 00:14:10.01\00:14:13.32 as a part of... that she develops and grows 00:14:13.35\00:14:16.00 we hope that sticks with her... for a long time... 00:14:16.03\00:14:18.26 Daddy dates... they go on daddy dates... 00:14:18.29\00:14:20.98 Yeah... Oh! that's awesome... you know, one of the things 00:14:21.02\00:14:26.31 that I'm seeing in that... as you watch the news and 00:14:26.34\00:14:29.57 you listen to all the statistics we know that fatherlessness 00:14:29.61\00:14:34.32 is a huge issue especially in the 00:14:34.36\00:14:36.98 African American Community, it's a huge issue and 00:14:37.01\00:14:40.50 the role of the mother is critical... it's so important... 00:14:40.54\00:14:45.38 but the absence of the father... is also so very important and 00:14:45.42\00:14:50.23 so very impactful... and so, we find that, 00:14:50.26\00:14:53.60 at the root of many of these sociological issues that we have 00:14:53.63\00:14:58.95 these anti-social issues... that we find... 00:14:58.98\00:15:01.85 is fatherlessness... and so, 00:15:01.88\00:15:04.47 whenever I see a family 00:15:04.50\00:15:07.45 that's intact... that is doing things for God... 00:15:07.49\00:15:10.61 that's teaching children... their children the ways of God 00:15:10.65\00:15:16.06 that's so important... and it's so heartwarming for me 00:15:16.09\00:15:19.99 I'm so thankful for families like yours... 00:15:20.02\00:15:22.55 that, you know... because the Bible says, 00:15:22.59\00:15:25.05 "Train up a child in the way he should go... 00:15:25.09\00:15:26.43 and when he is old... he will not depart from it. " 00:15:26.47\00:15:28.41 So you're placing that foundation now... 00:15:28.45\00:15:31.44 and that is critical... what kinds of things 00:15:31.47\00:15:34.43 do you want your children to take with them 00:15:34.46\00:15:37.31 into adulthood... not just about money... 00:15:37.35\00:15:40.17 but... just in general... 00:15:40.20\00:15:41.62 what lessons are you feeling that you need to give them? 00:15:41.65\00:15:44.72 Well, we want... I want my kids... 00:15:44.76\00:15:47.21 our major goal is to make it to heaven... 00:15:47.24\00:15:51.52 Hmmm... and that's our priority... 00:15:51.56\00:15:54.21 and to teach other people about Christ... 00:15:54.24\00:15:57.64 sometimes... the other day my son was crying... 00:15:57.67\00:16:01.98 and I said, "Why are you crying?" 00:16:02.02\00:16:03.58 and he's like... "Jesus is coming soon... 00:16:03.61\00:16:06.30 and not a lot of people know about him... 00:16:06.34\00:16:08.96 and I want everybody to be with me in heaven... " 00:16:09.00\00:16:12.09 and so... that's our major goal because... 00:16:12.12\00:16:17.04 it doesn't matter that you be a doctor or a paleontologist, 00:16:17.08\00:16:20.48 and not make it to heaven... that will be very sad... 00:16:20.52\00:16:23.76 so our major goal is... heaven to meet our Jesus and Lord... 00:16:23.80\00:16:28.17 Oh, yes, Amen, that's beautiful, that is beautiful... 00:16:28.21\00:16:32.54 we'd like to say that she has three kids... I'm one of them... 00:16:32.58\00:16:34.92 Right... it's amazing how she is able to manage me 00:16:34.96\00:16:40.66 in such a wonderful and easy-going way... 00:16:40.70\00:16:43.00 You remember... when... I bought that CD player 00:16:43.03\00:16:46.39 and tried to hook it up without you... seeing it... 00:16:46.43\00:16:49.75 you remember that? Tell us the story... 00:16:49.79\00:16:51.03 tell us the story... That was quite interesting 00:16:51.06\00:16:52.41 I went out... it was an outing I went to pick up something 00:16:52.44\00:16:55.46 at the retail store and there was this great deal... 00:16:55.49\00:16:58.48 it was a DVD player... I still remember... 00:16:58.51\00:17:01.90 it's a DVD Player... we still have it... right? 00:17:01.94\00:17:04.10 and I saw it... it was on sale, 00:17:04.13\00:17:07.51 it was a great price but, you know, 00:17:07.55\00:17:09.50 I hadn't discussed with her about making this purchase... 00:17:09.54\00:17:13.76 So you discuss... with your spouse... 00:17:13.80\00:17:16.42 before you make a purchase... or make your purchase... 00:17:16.45\00:17:18.91 I think it's important to do that... 00:17:18.94\00:17:20.04 it's important to share with her... what's going on... 00:17:20.08\00:17:23.29 so that she's aware of what we're trying to accomplish 00:17:23.32\00:17:26.50 is... our goals from a financial standpoint... 00:17:26.53\00:17:28.85 but... I remember bringing 00:17:28.88\00:17:31.05 it home and leaving it in the car because 00:17:31.09\00:17:33.22 I needed the right moment to sneak it in 00:17:33.25\00:17:34.65 so she didn't see... Whoa... 00:17:34.68\00:17:38.04 Yeah... I'm being... frank with you 00:17:38.07\00:17:39.92 I did that and a lot of people 00:17:39.95\00:17:42.98 don't realize that... divorce 00:17:43.02\00:17:46.01 and a lot of other issues 00:17:46.05\00:17:48.31 stress issues are related to financial issues... 00:17:48.35\00:17:50.65 especially... if the couple doesn't communicate... 00:17:50.68\00:17:52.95 in that situation... she said, 00:17:52.98\00:17:54.32 "Did we agree to buy that CD player?" 00:17:54.35\00:17:58.04 you know... and she called me out 00:17:58.07\00:17:59.42 All of a sudden... I felt like the child... 00:17:59.45\00:18:01.47 because I'm trying to figure out an excuse 00:18:01.50\00:18:03.48 "Well, it was on sale... " well, all it took was 00:18:03.52\00:18:06.32 to pick up the phone and call and discuss... 00:18:06.35\00:18:09.12 and it was humorous as I look at it because 00:18:09.16\00:18:11.86 I was then the child... 00:18:11.90\00:18:13.24 trying to figure a way out 00:18:13.27\00:18:14.54 of this acquisition and rationalize why 00:18:14.58\00:18:17.49 I bought this DVD player... which we really didn't need 00:18:17.53\00:18:20.97 at the time... did we... it was just on sale... 00:18:21.00\00:18:23.45 So, let me ask you guys something... 00:18:23.49\00:18:25.97 just so that we can know... so, how do you... 00:18:26.01\00:18:29.38 because, of course, we know that divorce 00:18:29.41\00:18:32.75 is often at the top of the list 00:18:32.79\00:18:35.06 money issues... at the top of the list... 00:18:35.09\00:18:38.48 so, how do you negotiate through that... 00:18:38.51\00:18:41.87 do you guys sit down and work a budget out every month... 00:18:41.90\00:18:45.01 or do you just... have a set... how do you work it out? 00:18:45.05\00:18:48.12 We talk at length about budgeting... 00:18:48.16\00:18:52.48 we talk at length about money... as we work this non-profit... 00:18:52.52\00:18:56.18 I think we work it as a team... she's a wonderful translator 00:18:56.22\00:18:59.85 she's working along with me in the bilingual community 00:18:59.88\00:19:03.03 as well as different non-profits that we contract with 00:19:03.06\00:19:06.14 so, the numbers game comes up, the thing that I love about her 00:19:06.17\00:19:11.87 is that she's very modest... she's very humble... 00:19:11.91\00:19:15.14 and I don't know how to... I don't know if I can do that 00:19:15.17\00:19:18.89 but in our conversations and in the activities we do... 00:19:18.92\00:19:22.23 you see her wisdom and her brilliance 00:19:22.26\00:19:24.99 so she talks at length about how she shops 00:19:25.02\00:19:28.01 where she goes for her groceries how she saves funds 00:19:28.04\00:19:31.20 from that standpoint... which creates additional 00:19:31.24\00:19:34.05 forms of cash flow that we can put elsewhere in our family... 00:19:34.08\00:19:37.97 she finds... a place... a location to find gas... 00:19:38.01\00:19:41.61 or fuel for the vehicles at 10 cents less per gallon 00:19:41.64\00:19:45.30 and that's a wonderful way of helping the bottom line... 00:19:45.34\00:19:48.96 especially as you run a non-profit 00:19:49.00\00:19:50.41 and try to maintain the integrity of the Organization. 00:19:50.44\00:19:53.18 You know, it's so great to see couples 00:19:53.21\00:19:56.13 working together... because many times 00:19:56.17\00:19:59.01 people are working against each other... so to speak... 00:19:59.05\00:20:02.85 and so it's such a blessing... okay, so I have to ask you... 00:20:02.89\00:20:06.07 because I love these stories and I know our viewers do too... 00:20:06.10\00:20:09.25 How did you guys meet? 00:20:09.28\00:20:10.88 Wow... 00:20:10.91\00:20:14.00 that was a 00:20:14.04\00:20:16.32 wonderful experience... I won her heart... 00:20:16.36\00:20:18.17 I have to admit that... 00:20:18.21\00:20:20.06 Well, come on... I love it... I met her in the Church... 00:20:20.10\00:20:22.79 her smile got me... 00:20:22.82\00:20:24.30 she was sitting in a pew 00:20:24.33\00:20:25.69 and she had this beautiful smile 00:20:25.72\00:20:27.77 which she has... right... there it is... 00:20:27.80\00:20:29.73 I can look into those beautiful eyes.. 00:20:29.76\00:20:31.65 I had to overcome... you know... 00:20:31.69\00:20:33.23 I did actually ask a pastor... 00:20:33.26\00:20:34.71 I said, "Is it okay if I pursue this young lady... " 00:20:34.74\00:20:37.96 and he said, "Well, if she's not married... so go ahead... " 00:20:37.99\00:20:41.61 and that's... you know... I started sending her notes 00:20:41.64\00:20:45.12 and talking to her but it wasn't until... 00:20:45.15\00:20:48.34 she was actually living for a short amount of time 00:20:48.38\00:20:52.24 in Guatemala that I had my first 1,000 dollar phone bill... 00:20:52.28\00:20:57.17 Wow! Yes, it was one that... 00:20:57.20\00:21:00.29 I was committed... I really was... 00:21:00.32\00:21:03.03 I loved talking to her... we'd sit and talk about... 00:21:03.07\00:21:05.29 "Hey, guess what... we may be far apart... 00:21:05.32\00:21:06.82 but we're under the same moon, and those kinds of things... 00:21:06.86\00:21:10.01 Oh, romantic stuff... Yeah... 00:21:10.05\00:21:11.62 Now at this point... when you were here 00:21:11.66\00:21:13.54 and she was in Guatemala... how long into the relationship 00:21:13.57\00:21:16.57 was this... well, not too much of a 00:21:16.60\00:21:18.96 relationship because she was still actually... 00:21:19.00\00:21:21.00 before she went... she was actually seeing 00:21:21.04\00:21:23.00 someone else... Oh! 00:21:23.04\00:21:24.70 So, the opportunity was there 00:21:24.74\00:21:26.40 as she was there... to call... talk to her... 00:21:26.43\00:21:28.65 to develop a friendship and that was really nice... 00:21:28.68\00:21:30.77 then as she came back... we were able to talk 00:21:30.80\00:21:33.19 and develop a relationship from that standpoint... 00:21:33.23\00:21:35.92 she says that I won her heart when we were in San Diego 00:21:35.96\00:21:39.58 at the Park... remember that? She had sprained her ankle 00:21:39.62\00:21:43.21 and I carried her on our walk... 00:21:43.24\00:21:45.01 I carried her on our walk... and I tied her shoes 00:21:45.05\00:21:47.47 when she wasn't able to reach down and do it... 00:21:47.51\00:21:49.90 I don't remember that... 00:21:49.94\00:21:51.10 but she remembers the romance that... shoe-tying... 00:21:51.13\00:21:55.56 that's a valuable thing... tie their shoes... 00:21:55.60\00:21:58.43 He opened the door for me in the car... 00:21:58.46\00:22:01.62 and he still does... so... So the things that he did 00:22:01.66\00:22:06.12 to get you... he continues to do, to keep you 00:22:06.15\00:22:08.91 Well he doesn't really tie my shoes anymore 00:22:08.94\00:22:11.66 unless I need it... but 00:22:11.70\00:22:14.09 but he still opens the door for me and 00:22:14.13\00:22:16.82 he still goes out of his way for me to be happy... 00:22:16.86\00:22:20.87 That is so great... do you set goals... 00:22:20.91\00:22:24.28 as a couple besides the goals that you have for your children 00:22:24.31\00:22:29.66 do you set personal goals for the two of you? 00:22:29.70\00:22:32.69 Yes... You do? 00:22:32.72\00:22:34.21 It's through her... that I have a very close 00:22:34.25\00:22:37.72 relationship with Christ... Tell us more about that... 00:22:37.76\00:22:40.24 I was a very proud 00:22:40.28\00:22:43.17 and egotistical person... 00:22:43.20\00:22:44.73 early on in life... correct? just be honest... 00:22:44.77\00:22:47.24 I may have had a problem... She does not want to say 00:22:47.27\00:22:50.01 anything bless her heart... I'm going to counter that... 00:22:50.04\00:22:52.02 I was... I was that type of person... 00:22:52.05\00:22:54.20 Were you? But she is a prayerful 00:22:54.24\00:22:56.39 young lady... she prays... she has a wonderful 00:22:56.43\00:22:58.67 support network... my mother-in-law is amazing 00:22:58.70\00:23:00.91 the only problem that I have is that... 00:23:00.94\00:23:02.49 I have not yet learned Spanish... 00:23:02.53\00:23:04.01 so I have that hovering over my head 00:23:04.04\00:23:06.07 the kids are bilingual and Cordell just hasn't figured out 00:23:06.10\00:23:09.93 how to learn the language completely yet... 00:23:09.97\00:23:12.19 But, we have a wonderful support network... 00:23:12.22\00:23:14.21 and her prayer... as in her prayer life... is amazing... 00:23:14.24\00:23:17.76 our Program together has lent 00:23:17.79\00:23:20.93 many opportunities 00:23:20.96\00:23:22.23 to win souls to Christ... we have, as an example, 00:23:22.27\00:23:24.17 we have a music program... we have acquired... 00:23:24.20\00:23:27.13 some keyboards from a major organ producer... 00:23:27.17\00:23:29.84 we have a Six-Keyboard Lab in the Church... 00:23:29.87\00:23:32.02 up in front... in the choir loft... 00:23:32.05\00:23:34.17 where we teach Christian music... 00:23:34.20\00:23:36.02 And what our viewers might not know... 00:23:36.06\00:23:38.71 about you Cordell is that you are an accomplished pianist 00:23:38.74\00:23:42.65 A pianist... accomplished? yes, accomplished pianist... 00:23:42.68\00:23:46.11 that's what I've heard... I enjoy the keyboards very much. 00:23:46.15\00:23:49.54 And so you set the keyboards up at the Church? 00:23:49.58\00:23:52.18 One of the innovative outreach programs... 00:23:52.21\00:23:54.78 our pastor has allowed us to do and I think the Board 00:23:54.81\00:23:59.03 is supporting it tremendously, is the opportunity to talk 00:23:59.07\00:24:03.26 to the Community... send out postcards... 00:24:03.30\00:24:04.85 let them know what's going on at our Church... 00:24:04.89\00:24:06.38 that we have a Food Bank Program that we have... 00:24:06.42\00:24:07.80 a free Music Program... and we have people 00:24:07.83\00:24:11.10 coming to the Music Program that has led to individuals 00:24:11.14\00:24:14.37 taking Bible Studies and that's where my wife takes off, 00:24:14.40\00:24:17.60 she's giving Bible Studies to several individuals 00:24:17.63\00:24:20.24 and we're find that Christ is reaching others 00:24:20.27\00:24:22.81 through her ministry... so, as we work together... 00:24:22.85\00:24:25.43 we've seen that these projects are leading 00:24:25.47\00:24:28.26 through Christ's help are leading to people 00:24:28.30\00:24:31.02 finding out more about what a Seventh Day Adventist is... 00:24:31.05\00:24:34.15 That's tremendous... so, when a community person 00:24:34.18\00:24:37.71 comes to the Church for the Music Program... 00:24:37.74\00:24:41.20 are they hearing a concert... are they getting music lessons? 00:24:41.24\00:24:44.78 They're getting music lessons and at the end 00:24:44.82\00:24:47.90 of a certain period, we provide a recital... 00:24:47.93\00:24:50.95 now, the wonderful thing is... now we've expanded 00:24:50.98\00:24:54.23 to 3 locations... we have partners 00:24:54.27\00:24:55.98 in the Community... we all came together... 00:24:56.02\00:24:58.00 we had 14 different pieces that were played 00:24:58.04\00:24:59.99 and we were able to show 00:25:00.03\00:25:01.41 but the important part is not necessarily the Music Program 00:25:01.44\00:25:07.80 what it is... is that people are now 00:25:07.83\00:25:10.17 becoming comfortable with coming to the Church facility... 00:25:10.21\00:25:12.79 And that is very important because a lot of people 00:25:12.83\00:25:15.99 don't know about Adventism so they think that we're weird 00:25:16.02\00:25:18.83 or a cult and that kind of thing Actually, yes... 00:25:18.86\00:25:21.60 Tell us... they do think that... 00:25:21.64\00:25:23.56 actually one of the ladies that one of the moms that Cordell 00:25:23.60\00:25:27.97 teaching 3 of the kids... she came and 00:25:28.01\00:25:31.45 she's studying... 00:25:31.49\00:25:33.30 she's studying Cordell... she's studying every person 00:25:33.33\00:25:35.22 there in the Church and it wasn't after a year of coming... 00:25:35.26\00:25:41.40 that she asked me to give her Bible Studies and 00:25:41.44\00:25:45.07 she started coming to Church... she was going to a different 00:25:45.11\00:25:47.56 different Church... but she found out that Sabbath 00:25:47.60\00:25:50.88 was the day of worship... so she decided that... 00:25:50.91\00:25:54.16 she was going to join the Church 00:25:54.19\00:25:56.10 and it sort of... God is so amazing because 00:25:56.14\00:25:59.60 she is a very spiritual woman... and she's bringing a lot of the 00:25:59.64\00:26:04.43 people from her Church to our Church... 00:26:04.46\00:26:07.70 So, she kind of studied you guys to see if you were legitimate 00:26:07.73\00:26:14.00 Yes... and then when she saw that 00:26:14.04\00:26:17.41 you were... now she's bringing.. she not only is coming 00:26:17.44\00:26:20.11 but she's bringing others... Yes... 00:26:20.15\00:26:22.06 Isn't that what witnessing is all about? 00:26:22.09\00:26:24.86 Isn't it... It makes you grow spiritually 00:26:24.90\00:26:27.50 and it makes you want to work more for Christ... 00:26:27.53\00:26:30.98 Yes... because you see the miracles 00:26:31.01\00:26:33.59 that the Holy Spirit... is doing in other people... 00:26:33.63\00:26:35.97 Yes... yes... that's so beautiful... 00:26:36.00\00:26:39.08 in the one minute or so that we have left... 00:26:39.12\00:26:41.86 is there anything that you would like to share 00:26:41.90\00:26:44.61 with the viewers about having 00:26:44.64\00:26:47.05 a family life that's centered in Christ? 00:26:47.08\00:26:50.04 30 seconds now... 00:26:50.08\00:26:51.60 Family life centered in Christ is a life where 00:26:51.63\00:26:56.05 both of the partners that lead out in the family are 00:26:56.08\00:27:01.18 in sync with their relationship with Christ... 00:27:01.21\00:27:03.56 I was not there at one point in time 00:27:03.60\00:27:06.59 but through her prayers... she's brought me 00:27:06.62\00:27:08.27 to a place now... that I understand 00:27:08.31\00:27:09.70 that I don't ask for things anymore... 00:27:09.74\00:27:11.92 I ask God to fill me with His Spirit 00:27:11.96\00:27:14.07 and lead me to what He wants to accomplish 00:27:14.11\00:27:16.55 and I'm blessed... to be doing this... 00:27:16.58\00:27:18.95 on Take it to the Bank... because Taking it to the Bank 00:27:18.98\00:27:22.02 will not only help someone develop their own personal 00:27:22.06\00:27:25.03 relationship with Christ... but it will also help them give 00:27:25.07\00:27:27.76 so that others can gain too... 00:27:27.79\00:27:29.87 Thank you... thank you so much 00:27:29.91\00:27:31.92 for all that you guys are doing, for the cause of Christ... 00:27:31.95\00:27:35.59 I'm so proud to know you and blessed to know you... 00:27:35.62\00:27:39.02 May God continue to bless you in your ministry... 00:27:39.05\00:27:42.20 and in your family... May God bless you too... 00:27:42.23\00:27:46.29 Wow! wasn't that good? I'm always thrilled 00:27:46.33\00:27:50.32 to see families that work... the ones that pray together 00:27:50.35\00:27:54.28 can stay together... Well, that's the end of our 00:27:54.32\00:27:57.19 Program... the time goes by so fast... 00:27:57.22\00:27:59.52 Thanks for tuning in... Join us next time... 00:27:59.55\00:28:01.69 It just wouldn't be the same without you... 00:28:01.73\00:28:03.83