On Take it to the Bank,
00:00:01.36\00:00:02.70
you'll find ways
to get out of debt.
00:00:02.73\00:00:09.64
Solve your credit card problems.
00:00:09.67\00:00:14.68
How to make and
stick with the budget?
00:00:14.71\00:00:19.75
Simple ways to save.
00:00:19.78\00:00:24.79
Buying or selling a home
and many more financial matters
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on Take it to the Bank.
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Hi, welcome to
Take it to the Bank.
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I'm enthused in
being here today,
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your host to talk
to you about something
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that we're all
looking for, happiness.
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You know, this past Sabbath,
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I heard a sermon on
the issue called time.
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And there's an
interesting verse,
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I'd like to share with you
that being in Psalms 90:12.
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It says, "Teach us to
number our days a right,
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so that we may
gain a heart of wisdom."
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It's an interesting
verse because each one of us
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live between 70 and 80 years
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and we begin to
understand the context of time,
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when you talk
to a young student.
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You see, many
students come out of college
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and they're worried
about their college debt.
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That's quite interesting,
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because you talk too
many students they're saying,
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"I have debt",
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and they worry about
the debt that they have
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and having to
pay that debt back.
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And then,
they're not thinking more
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so about the issue of saving.
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Saving money, they're worried
about paying back the debt.
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Did you know that with
time as a young person,
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you are able to use that
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unique rule of 72
in compound interest
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to gain a lot of
money through investments.
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For example: If he
was a student at age 22,
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start saving $150 a
month or $2000 a year,
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and put it in a
Roth IRA for example.
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And for the next
ten years you do that.
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By the age 30, 31 years of age,
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you have about $20,
000 placed in a Roth IRA.
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You don't have to
save another penny.
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By the time you
are at 70 years of age,
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you have approximately
$650,000 dependent of course,
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different scenarios of
interest rates and the like.
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But people don't
think about that.
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And then we look at
the time that we have,
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and if we begin the
process of thinking,
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more so about how we do things,
and how we approach time,
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that verse then has
a whole new meaning.
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Psalms 90:12, so now, I
talk to you about happiness.
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What is happiness?
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And how do we deal
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with this thing
called happiness.
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Well, do you know
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the happiest
country in the world?
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Do you know the
happiest group of people
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or culture in the world?
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I'll give you a hint.
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The top country
last year was Denmark.
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But there was a change
in the number one country
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and that, that
was most happiest.
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And I will share
with that with you
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towards the end of the program.
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But this concept
called happiness,
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takes us back to the
reality that we all deal with.
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I'm reading a book.
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The book is called, "Why
Don't They Just Get a Job,"
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written by Liane Phillips
and Echo Montgomery Garrett.
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It's an
interesting book at looking at
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what urban
dwellers have to deal with,
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those in
under-served communities.
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What we are concerned about
as barriers to our success,
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and there's many
different barriers
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as we deal with homelessness,
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we deal with
issues of finding work,
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and sustainability,
and mental health issues,
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and child care issues.
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Did you know
that in Los Angeles,
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in Los Angeles,
self-sufficiency meaning
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what it takes to be
comfortable in a home,
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in a living environment
and taking care of your family?
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Self-sufficiency is
$55,000 to $62,000 a year.
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And then you hear in the media
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that poverty is about
$19, 000 to $24,000 a year.
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We hear the dynamics
of these demographics,
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the studies they
do in each one of us.
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And we find that many of us,
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middle class Americans
make between 30 and 80,
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$30,000 and $90,000 a year.
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And we are the
target demographic
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because guess what?
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As we look at how much
money we weigh, we make,
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they have studied
our consumption patterns.
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There's an interesting video
that I show a lot of people
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during our
critical think classes.
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And it talks
about how the ethics
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of these individuals in media
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and what they do
to get us to consume.
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Since deregulation happened,
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did you know that
our ability to save money
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has dropped
dramatically over those years?
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From 1984 to 2006, our savings,
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personal savings
rates has dropped
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from between 10 and 12 percent
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of our annual income down
to a negative savings rate.
00:05:03.70\00:05:07.40
Why?
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Because we follow what
the media's told us to do.
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We are consumers, we consume,
and consume, and consume,
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not knowing that we
don't have to be that way.
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We can become benefactors
of what God is telling us
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and saving and creating a
venue for us to help others
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and do things
for other individuals
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which leads us back to
the concept of happiness.
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Now, I will quote to
you a study that was done.
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It was done, recently actually,
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and there's a filmmaker
by the name of Roko Belic
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who developed
the documentary on,
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what it is to be happy.
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And this would
be very interesting
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for you to understand.
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The movie
confirms that most of us,
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what most of us already realize
that happiness comes from
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a sense of
connectedness with others.
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In fact, "Many of
the findings confirmed
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what we had long suspected:
that the selfish values
00:06:06.39\00:06:09.60
we are trained to have
in our luxury-hungry culture
00:06:09.63\00:06:12.40
are not what will lead us
to fulfilling and happy lives."
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Goes on to say, "The
findings from the movie
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is that happiness comes from..."
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And listen to this.
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"A sense of connectedness,
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and something
bigger than oneself,
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such as family, community,
religion, ancestry, nature,
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and the universe as in general.
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Values are the greatest
predictors of happiness.
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If they prioritize money, power,
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social status and good looks,
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they are less likely to be happy
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than if they value
compassion, cooperation
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and wanting to make
the world a better place."
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People who spend their
money, on novel interesting
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and engaging experiences
like traveling with friends,
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like traveling with friends
and doing things with family
00:07:03.25\00:07:08.72
are far more happier
00:07:08.76\00:07:10.59
than people who spend
their money on purchases
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relating to their image,
00:07:12.86\00:07:15.13
such as expensive clothing,
luxury cars and homes."
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Listen to this, "Also
spending money on someone else
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will boost your happiness
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more than if you
spend it on yourself."
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Very
interestingly you take a look
00:07:28.78\00:07:30.45
at this overall thing
that we think is happiness.
00:07:30.48\00:07:32.65
We think
consumption makes us happy.
00:07:32.68\00:07:34.65
And in fact, it
does the opposite.
00:07:34.68\00:07:36.85
It makes us unhappy individuals,
00:07:36.89\00:07:39.19
who are constantly looking
at the grass being greener
00:07:39.22\00:07:42.42
on the other side of the fence,
00:07:42.46\00:07:43.93
and the fact that
the other families
00:07:43.96\00:07:45.83
have an
expensive car and we don't.
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You are fortunate
to be where you're at
00:07:48.46\00:07:50.63
because God is going to
use you in a tremendous way.
00:07:50.67\00:07:53.17
Happiness means
giving and doing.
00:07:53.20\00:07:56.34
And what we do, this, I've done
00:07:56.37\00:07:58.27
is I've talked to
several young people,
00:07:58.31\00:07:59.94
some, they're wise beyond their,
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their means and
asked them the question
00:08:02.38\00:08:05.01
about what it is to be happy.
00:08:05.05\00:08:08.28
And here are their responses.
What brings you happiness?
00:08:08.32\00:08:13.89
Four things that make me happy
00:08:13.92\00:08:15.49
includes spending
time with my family,
00:08:15.52\00:08:17.76
especially when we
get to go out to eat
00:08:17.79\00:08:19.83
and just talk about our days.
00:08:19.86\00:08:23.33
Also, spending
time with my friends
00:08:23.37\00:08:25.13
but my favorite
things to do with my friends
00:08:25.17\00:08:27.24
include going hiking,
00:08:27.27\00:08:28.77
going camping or
going to the beach,
00:08:28.80\00:08:34.18
things that don't
require a lot of money
00:08:34.21\00:08:35.91
other than your
typical gas expenses.
00:08:35.94\00:08:39.71
I also like to go
for hikes on my own,
00:08:39.75\00:08:44.02
or with like a family,
one family member or two.
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And I also like
to just stay home,
00:08:48.46\00:08:50.56
and like read books or
catch up on my T.V. shows.
00:08:50.59\00:08:54.86
Things that make me happy
are my family, my friends,
00:08:54.90\00:09:00.30
my girlfriend, my
friends I work, my car,
00:09:00.34\00:09:05.64
and just being able to
do what I want when I want.
00:09:05.67\00:09:11.81
These kids are
wise beyond measure
00:09:11.85\00:09:14.75
because they
don't talk about money.
00:09:14.78\00:09:16.82
It talks about the
things that they do with family,
00:09:16.85\00:09:19.89
the things that they
do with other individuals,
00:09:19.92\00:09:22.92
the connectedness
they have with friends.
00:09:22.96\00:09:25.19
Going on nature walks and
philanthropy, giving back,
00:09:25.23\00:09:30.07
and making things better.
00:09:30.10\00:09:31.43
In fact, one of these
individuals went to Ecuador
00:09:31.47\00:09:35.07
and is doing a mission
trip to help other young people
00:09:35.10\00:09:39.84
that don't have the same things
00:09:39.87\00:09:41.71
that we have in
the United States.
00:09:41.74\00:09:43.75
That is the key
to happiness, giving.
00:09:43.78\00:09:50.09
And the overall context of
what I'd like to deliver to you
00:09:50.12\00:09:52.89
is the fact that, when
you look at individuals
00:09:52.92\00:09:57.19
that are in inner
cities, we feel that
00:09:57.23\00:09:59.83
we can't really
connect with and or give to or,
00:09:59.86\00:10:03.97
or help others in
doing things that,
00:10:04.00\00:10:07.37
that we see going on in
television and the like.
00:10:07.40\00:10:10.37
But I would dare
say that's not true.
00:10:10.41\00:10:12.84
I think all of us can do things.
00:10:12.87\00:10:15.11
And we can connect
00:10:15.14\00:10:16.48
with other
people in dramatic ways,
00:10:16.51\00:10:18.38
by developing this
thing we call a legacy.
00:10:18.41\00:10:21.18
A legacy is
something that goes beyond us.
00:10:21.22\00:10:23.99
That $50 that you can give
to help in a specific project
00:10:24.02\00:10:28.12
such as here at 3ABN.
00:10:28.16\00:10:29.82
You don't know
how God will use it
00:10:29.86\00:10:32.13
to create greater things,
00:10:32.16\00:10:34.43
greater things that
you will even conceive of.
00:10:34.46\00:10:36.56
So this area that we talk about
when we look at the challenges
00:10:36.60\00:10:40.77
that we all have
in inner city areas,
00:10:40.80\00:10:42.94
it goes beyond what our context
of control is, but I was.
00:10:42.97\00:10:48.31
I would dare say
00:10:48.34\00:10:49.71
that from the
standpoint of happiness,
00:10:49.74\00:10:53.42
you can begin the
process of understanding
00:10:53.45\00:10:55.28
how you can become
a happy individual,
00:10:55.32\00:10:57.32
someone that's
comfortable in their own selves
00:10:57.35\00:11:00.46
by giving and
doing for other people,
00:11:00.49\00:11:03.49
because legacies
are very important.
00:11:03.53\00:11:06.09
And I have a
friend that I've talked to
00:11:06.13\00:11:08.60
who indulge me, in
allowing me to interview him.
00:11:08.63\00:11:12.13
And I asked him
several questions about,
00:11:12.17\00:11:15.20
why he does, what he does.
00:11:15.24\00:11:17.01
And what it is in the importance
00:11:17.04\00:11:20.24
of developing a legacy.
00:11:20.28\00:11:21.81
And what he did for me is,
00:11:21.84\00:11:23.18
he created a little
promo that he sent to me.
00:11:23.21\00:11:27.58
And I'd like to
show it here and now.
00:11:27.62\00:11:30.42
We're all called to put
our hands on the gospel plow,
00:11:30.45\00:11:34.12
but what are we plowing?
00:11:34.16\00:11:37.43
We're all called to cast seed.
00:11:37.46\00:11:39.89
What are we planting?
00:11:39.93\00:11:42.40
What is God desiring to
grow within each one of us?
00:11:42.43\00:11:46.47
The world needs to see Christ
00:11:46.50\00:11:48.47
from a people
that are Christ like.
00:11:48.50\00:11:51.17
People need to see a
sermon, not just hear one.
00:11:51.21\00:11:55.11
Does the gospel
really change lives?
00:11:55.14\00:11:58.01
Little Light believes it does.
00:11:58.05\00:11:59.55
And we aim to
document those pivotal moments,
00:11:59.58\00:12:03.49
in our upcoming
projects on education, health,
00:12:03.52\00:12:06.92
sexuality, gardening,
exposition, biblical history.
00:12:06.96\00:12:12.29
We have made it our
focus to capture those moments
00:12:12.33\00:12:15.03
when the seeds
of truth take root
00:12:15.06\00:12:17.30
and Christ
transforms the hearts of many.
00:12:17.33\00:12:21.67
We've teamed up
with some of the most
00:12:21.70\00:12:23.10
creative artists
from around the world,
00:12:23.14\00:12:25.14
college graduates,
interns and high school students
00:12:25.17\00:12:28.31
to produce and
provide the most compelling,
00:12:28.34\00:12:30.75
innovative media that
illuminates biblical truth
00:12:30.78\00:12:33.98
exposes spiritual darkness,
and sets the record straight
00:12:34.02\00:12:37.65
about the true
character of Christ.
00:12:37.69\00:12:40.16
The Bible study has made me
00:12:40.19\00:12:41.76
lot closer to
my friends and God.
00:12:41.79\00:12:43.89
And I'm going, what is going on?
00:12:43.93\00:12:46.33
How come I'm not dying?
00:12:46.36\00:12:47.70
I'm not even
getting overdoes to nothing.
00:12:47.73\00:12:50.00
What's happening?
That's what Jesus is.
00:12:50.03\00:12:53.30
He's in the secret
place of the most high,
00:12:53.34\00:12:56.60
which is my heart.
00:12:56.64\00:12:59.01
As we work together,
we may all play our part
00:12:59.04\00:13:02.28
in bearing light to a
world shrouded in darkness.
00:13:02.31\00:13:06.31
Join us, as we build
00:13:06.35\00:13:08.05
a cutting edge
media environment,
00:13:08.08\00:13:09.72
so that we may inspire a
generation of soul winners
00:13:09.75\00:13:12.59
to creatively share
their faith with the world.
00:13:12.62\00:13:18.63
You imagine the
power of a legacy.
00:13:30.77\00:13:33.64
That type of
legacy what you just saw.
00:13:33.68\00:13:36.38
It comes from people giving,
00:13:36.41\00:13:38.18
it comes from
people doing things.
00:13:38.21\00:13:39.61
And I had an opportunity
to talk to Mr. Scott Meyer
00:13:39.65\00:13:42.55
and he answered
several questions,
00:13:42.58\00:13:44.22
we did a distance interview.
00:13:44.25\00:13:46.29
And it was very
interesting what he said.
00:13:46.32\00:13:48.09
I asked him a
couple of questions,
00:13:48.12\00:13:49.46
a first of which
was, tell me about giving.
00:13:49.49\00:13:53.06
Why is it so
important to a ministry?
00:13:53.09\00:13:56.26
And here is his response.
00:13:56.30\00:13:59.30
You know, I think a
lot of ministries operate
00:13:59.33\00:14:01.90
off of donations
00:14:01.94\00:14:03.67
and other people
supporting that ministry.
00:14:03.71\00:14:07.18
Giving to a
ministry, allows the ministry
00:14:07.21\00:14:10.51
to actually employ more
people, have more resources,
00:14:10.55\00:14:13.92
more funding to
actually produce things.
00:14:13.95\00:14:16.12
Because a lot of times,
00:14:16.15\00:14:17.99
those products
that are being produced
00:14:18.02\00:14:19.62
are not exactly
always for money,
00:14:19.65\00:14:23.49
more for our message
00:14:23.53\00:14:24.86
than it is to
actually intake money.
00:14:24.89\00:14:27.43
So, it's important that
people give to the ministries.
00:14:27.46\00:14:32.27
I had an
opportunity to follow up
00:14:32.30\00:14:33.64
the question with a second one.
00:14:33.67\00:14:35.37
When you talk about giving,
00:14:35.40\00:14:36.74
are there
different forms of giving?
00:14:36.77\00:14:38.81
Meaning does it have
to be all about money.
00:14:38.84\00:14:42.14
And here's what he said.
00:14:42.18\00:14:44.61
There's a couple different
ways that people can give.
00:14:44.65\00:14:46.82
It's not only financial needs
00:14:46.85\00:14:49.95
that ministries
often have but time.
00:14:49.98\00:14:53.25
There's a lot of people
who have a lot of skills,
00:14:53.29\00:14:55.79
that they can contribute
00:14:55.82\00:14:58.29
their graphic
design or even just,
00:14:58.33\00:15:03.30
you know, simple
helping out here and there
00:15:03.33\00:15:06.50
in the office or
answering emails.
00:15:06.53\00:15:10.51
There's a lot of different
ways that people can give,
00:15:10.54\00:15:12.61
not just with their money.
00:15:12.64\00:15:16.75
Did you hear what he said,
00:15:16.78\00:15:18.51
Scott Meyer was talking about
the different forms of giving,
00:15:18.55\00:15:21.68
it doesn't have to be monetary.
00:15:21.72\00:15:23.49
You can give of your time.
00:15:23.52\00:15:24.85
And that's one of the things
00:15:24.89\00:15:26.22
we talk about in our curriculum,
00:15:26.25\00:15:27.59
on the critical think
on money is time is money,
00:15:27.62\00:15:32.09
so many of you may
volunteer your time.
00:15:32.13\00:15:34.50
And there's a lot
of value to your time,
00:15:34.53\00:15:36.67
but there's
many different things
00:15:36.70\00:15:38.13
you can do to help a ministry
by volunteering and doing.
00:15:38.17\00:15:43.74
We in Southern California area
00:15:43.77\00:15:47.11
are nonprofit, help support
00:15:47.14\00:15:49.11
the Dr Martin Luther
King holiday each year.
00:15:49.14\00:15:51.98
And it's very interesting to see
00:15:52.01\00:15:53.65
how the volunteers come
out to help support by doing,
00:15:53.68\00:15:56.75
by cooking, by
giving, by creating
00:15:56.79\00:15:59.45
and by providing
many different resources
00:15:59.49\00:16:02.49
and services that
make that day a success.
00:16:02.52\00:16:05.23
We consider a day of service.
00:16:05.26\00:16:06.96
And I believe that we all
need to get out of this mindset
00:16:07.00\00:16:10.17
that it's all about the money.
00:16:10.20\00:16:12.77
It has everything to do,
with you going out and doing.
00:16:12.80\00:16:15.84
And guess what?
00:16:15.87\00:16:17.21
Many different forms
of new jobs are created
00:16:17.24\00:16:20.24
by people seeing
you giving of your time
00:16:20.28\00:16:22.74
in a volunteer perspective.
00:16:22.78\00:16:24.61
Many part time jobs are,
00:16:24.65\00:16:26.51
are great ways of getting
access to an organization,
00:16:26.55\00:16:29.95
and by them seeing the quality
type of work that you do,
00:16:29.98\00:16:32.95
will provide
opportunities for new jobs.
00:16:32.99\00:16:36.42
Very interesting information,
00:16:36.46\00:16:38.29
I asked a third
question off Scott,
00:16:38.33\00:16:40.73
and I asked your organization.
00:16:40.76\00:16:43.70
Little Light Ministries,
is it reliant more so on sales
00:16:43.73\00:16:47.87
or donations or more so
a combination of the two.
00:16:47.90\00:16:51.24
And here's what Scott said.
00:16:51.27\00:16:53.11
Our ministry
operates off of DVD sales.
00:16:53.14\00:16:57.31
But we also have some donors
00:16:57.35\00:16:59.45
that support us
on a monthly basis.
00:16:59.48\00:17:01.75
And, so we kind of
have a combination of both,
00:17:01.78\00:17:03.52
but the majority of our ministry
00:17:03.55\00:17:06.25
actually makes money
from selling the material
00:17:06.29\00:17:08.89
that we're producing.
00:17:08.92\00:17:13.56
So, we understand where he makes
00:17:13.60\00:17:15.73
his revenue from,
00:17:15.76\00:17:17.53
and we followed
this last question
00:17:17.57\00:17:19.10
to get a little bit more detail.
00:17:19.13\00:17:21.17
And it was, what is a
product and or service
00:17:21.20\00:17:24.21
that your
organization actually provides?
00:17:24.24\00:17:27.34
And Scott
provided this information.
00:17:27.38\00:17:30.45
Probably one of
the biggest things
00:17:30.48\00:17:31.81
that our ministry
provides is documentaries.
00:17:31.85\00:17:35.58
We do a lot of different exposes
00:17:35.62\00:17:38.62
on various different subjects,
00:17:38.65\00:17:40.59
and we produce a lot of content.
00:17:40.62\00:17:46.09
Mostly on subjects that
are either hard to talk about,
00:17:46.13\00:17:50.67
not talked about as much,
or need to be talked about,
00:17:50.70\00:17:53.30
that's sort of where we
focused our time and energy.
00:17:53.34\00:18:00.28
And so, you hear that
00:18:02.14\00:18:03.81
what Scott actually
does is provide documentaries
00:18:03.85\00:18:07.65
and the things that
he does to give back,
00:18:07.68\00:18:10.42
and to help people be
more aware is a critical thing.
00:18:10.45\00:18:13.96
I love what Scott does.
00:18:13.99\00:18:15.32
I love him as an individual,
because it's about ministry,
00:18:15.36\00:18:18.43
it's about
giving, it's about doing.
00:18:18.46\00:18:20.90
And we find that
if you get out there,
00:18:20.93\00:18:23.43
and begin to give, and
begin to do and volunteer,
00:18:23.47\00:18:26.77
many things can
happen, in your life
00:18:26.80\00:18:29.60
that God can lead with.
00:18:29.64\00:18:32.14
And so, I had an opportunity
00:18:32.17\00:18:34.78
to talk to the
editor of US magazine,
00:18:34.81\00:18:39.28
and they gave me their approval
00:18:39.31\00:18:40.68
to use these top ten
areas where science says,
00:18:40.72\00:18:44.92
"Happiness comes from."
00:18:44.95\00:18:46.29
And you'll be
amazed at how it parallels
00:18:46.32\00:18:49.32
what we talk about
00:18:49.36\00:18:50.93
from the
standpoint of happiness.
00:18:50.96\00:18:52.79
The first one was.
00:18:52.83\00:18:54.16
To savor everyday moments,
enjoy the time that you have,
00:18:54.20\00:18:58.87
whether it be winter, whether
be spring, whether be fall.
00:18:58.90\00:19:01.74
Enjoy your family,
savor those moments
00:19:01.77\00:19:03.37
when you see,
00:19:03.41\00:19:04.74
your children climbing a
tree and doing something.
00:19:04.77\00:19:06.91
Make certain that
you set into memory,
00:19:06.94\00:19:09.34
those things that
begin to matter most
00:19:09.38\00:19:11.71
which are about
other individuals.
00:19:11.75\00:19:14.02
And number two on the list
00:19:14.05\00:19:15.38
was to avoid comparisons
with other individuals.
00:19:15.42\00:19:19.49
We always look at everyone else
00:19:19.52\00:19:21.92
and we see what
kind of car others drive.
00:19:21.96\00:19:24.33
We see what type
of home others have.
00:19:24.36\00:19:26.56
We see that the green,
00:19:26.59\00:19:27.93
the grass is
always seems to be greener
00:19:27.96\00:19:29.66
on the other side of the fence.
00:19:29.70\00:19:31.20
Forget those comparisons.
00:19:31.23\00:19:32.87
Don't worry about
what anyone else has.
00:19:32.90\00:19:34.90
Be comfortable
in and of yourself
00:19:34.94\00:19:37.44
because that's
what matters most.
00:19:37.47\00:19:39.87
Number three on the list
and which is most important.
00:19:39.91\00:19:43.21
And it's
interesting that they say,
00:19:43.24\00:19:45.15
is to put money low on the list.
00:19:45.18\00:19:48.42
Don't let that money
issue be the top priority.
00:19:48.45\00:19:52.99
Allow it to help
you do certain things,
00:19:53.02\00:19:55.66
but put money as an item
00:19:55.69\00:19:58.06
and as a
priority low on your list.
00:19:58.09\00:20:00.40
Number four,
have meaningful goals.
00:20:00.43\00:20:04.93
At the turn of every New Year,
people make these resolutions.
00:20:04.97\00:20:09.04
People come up with
these constant things
00:20:09.07\00:20:11.87
that they like to do
as a change in their life.
00:20:11.91\00:20:14.24
What I actually
tweeted out this.
00:20:14.28\00:20:17.05
At, at each New
Year is basically,
00:20:17.08\00:20:20.52
don't worry
about the resolutions.
00:20:20.55\00:20:23.15
Set meaningful goals,
00:20:23.18\00:20:26.15
and have those different
levels that you need to get to,
00:20:26.19\00:20:29.69
to attain those goals.
00:20:29.72\00:20:31.13
That means, a lot more
than just setting a resolution,
00:20:31.16\00:20:34.60
saying, you're
going to do something.
00:20:34.63\00:20:36.03
Set meaningful goals.
00:20:36.06\00:20:37.80
Number five, is
take initiative at work.
00:20:37.83\00:20:41.50
Taking initiative
is a fantastic thing,
00:20:41.54\00:20:43.84
and I made that
statement earlier,
00:20:43.87\00:20:46.27
that if you
volunteer, if you do something,
00:20:46.31\00:20:49.14
go out of the
way, to be interested
00:20:49.18\00:20:51.95
in making sure
that the job, the goals,
00:20:51.98\00:20:54.45
the work gets accomplished.
00:20:54.48\00:20:56.05
And people will
notice the effort
00:20:56.08\00:20:58.09
that you
provide and that you do.
00:20:58.12\00:21:00.06
It's always good
to give your best.
00:21:00.09\00:21:01.89
The Bible says,
00:21:01.92\00:21:03.26
"To give your
best, to do your best."
00:21:03.29\00:21:05.03
And it's essential
that as you provide
00:21:05.06\00:21:08.66
your best in what you do
in a volunteer perspective,
00:21:08.70\00:21:11.67
in a part-time perspective,
00:21:11.70\00:21:13.10
or in a full-time perspective,
00:21:13.13\00:21:14.64
people will see your good deeds,
00:21:14.67\00:21:17.04
and glorify the
Father on your behalf
00:21:17.07\00:21:19.27
that you're there working.
00:21:19.31\00:21:21.21
Number five was
taking initiative at work.
00:21:21.24\00:21:24.01
Number six, make
friends and treasure family.
00:21:24.05\00:21:29.72
In every
opportunity that you have,
00:21:29.75\00:21:32.05
make a new friend.
00:21:32.09\00:21:33.82
The family that you have
is the only family you have.
00:21:33.86\00:21:37.53
Treasure them, love
them and care for them.
00:21:37.56\00:21:40.90
Number seven is smile even
when you don't feel like it.
00:21:40.93\00:21:44.83
It has a major way of
changing your countenance.
00:21:44.87\00:21:47.84
When you feel sad, you're upset,
00:21:47.87\00:21:49.47
you're angry, smile anyway.
00:21:49.50\00:21:51.34
And guess what?
00:21:51.37\00:21:52.71
Somehow, that
smile changes everything.
00:21:52.74\00:21:55.64
So when you have the opportunity
00:21:55.68\00:21:57.68
and if somebody else is having
a hard day, smile at them.
00:21:57.71\00:22:01.02
You'll find that,
that smile is contagious
00:22:01.05\00:22:04.75
and it will change others,
00:22:04.79\00:22:06.19
and change the
environment that you're in.
00:22:06.22\00:22:08.62
Number eight, say
thank you, like you mean it.
00:22:08.66\00:22:14.76
You know, it's interesting,
00:22:14.80\00:22:16.13
I'm always tempted when you
do something for someone else.
00:22:16.16\00:22:19.97
Open a door for
someone else and do something
00:22:20.00\00:22:22.00
and they don't say thank you.
00:22:22.04\00:22:24.17
And you know, I
feel tempted to just say,
00:22:24.21\00:22:26.17
you're welcome anyway.
00:22:26.21\00:22:28.41
Look, the context is
00:22:28.44\00:22:30.95
when you're thankful
for something, tell someone.
00:22:30.98\00:22:34.22
The fact that your spouse
cooked you a great dinner,
00:22:34.25\00:22:38.59
say thank you,
like you really mean it.
00:22:38.62\00:22:41.19
If the food
wasn't that great anyway,
00:22:41.22\00:22:43.02
say thank you, like you mean it
00:22:43.06\00:22:44.66
because that's what matters
being grateful for the things
00:22:44.69\00:22:48.86
that you have in your life.
00:22:48.90\00:22:51.03
Number nine, I would
say, get out and exercise.
00:22:51.07\00:22:55.64
Go out and do something.
00:22:55.67\00:22:57.21
Go on a walk, take some time,
00:22:57.24\00:22:59.34
do these type of
things that will enhance
00:22:59.37\00:23:03.08
your personal
feeling on yourself,
00:23:03.11\00:23:05.48
as well as the enhancement
from a health perspective.
00:23:05.51\00:23:09.98
I'm going to go
to number ten now.
00:23:10.02\00:23:11.85
And number ten is
probably the biggest thing
00:23:11.89\00:23:14.02
that I, think that we
can ever do with our things,
00:23:14.06\00:23:17.26
is to give it
away, give it away now.
00:23:17.29\00:23:20.53
Many of us have
garages that are full of things
00:23:20.56\00:23:24.10
that we hardly use anymore.
00:23:24.13\00:23:26.03
And yet, we're parking
our cars outside the garage,
00:23:26.07\00:23:28.44
because our garages
and our storage place,
00:23:28.47\00:23:30.81
for the things that we own,
for the things that we have.
00:23:30.84\00:23:34.11
I guarantee you this,
00:23:34.14\00:23:36.28
that if you were able
to give those things away,
00:23:36.31\00:23:39.48
you will find a
certain sense of completion
00:23:39.51\00:23:42.92
by helping someone else
with something that they needed.
00:23:42.95\00:23:46.62
We gave away a baby carriage
00:23:46.65\00:23:51.93
that we used to carry
our kids and we gave it away,
00:23:51.96\00:23:54.93
my wife saying, "Wow", it
has such sentimental value.
00:23:54.96\00:23:57.90
But then, there's a sense
of completion inside of us,
00:23:57.93\00:24:01.60
because we see
that it's being used
00:24:01.64\00:24:04.84
for someone else
in some other family.
00:24:04.87\00:24:07.01
So, give those things away,
00:24:07.04\00:24:08.88
and give it away as
quickly as you possibly can.
00:24:08.91\00:24:11.98
Now, I told you
that I would tell you
00:24:12.01\00:24:16.05
the answers to the questions,
00:24:16.08\00:24:17.59
what is the top
country in the world,
00:24:17.62\00:24:19.75
the happiest
country in the world?
00:24:19.79\00:24:21.66
It was Denmark.
00:24:21.69\00:24:23.99
The happiest country in
the world now is Costa Rica.
00:24:24.03\00:24:28.06
Did you know that?
Jamaica is sixth on the list.
00:24:28.10\00:24:31.03
Guatemala's ninth on the list.
00:24:31.07\00:24:32.93
A lot of Latin
American countries
00:24:32.97\00:24:35.50
on the top ten of that list.
00:24:35.54\00:24:38.07
The happiest culture
in the world is what?
00:24:38.11\00:24:41.81
Latin, Latin Americans.
00:24:41.84\00:24:43.91
There is a sense of
family, a sense of peace,
00:24:43.95\00:24:48.68
the access to the
beach, those type of things,
00:24:48.72\00:24:51.59
camaraderie and
family makes sense
00:24:51.62\00:24:54.29
for why these countries
and these people are so happy.
00:24:54.32\00:24:59.46
And it has nothing to do
with the wealth of the country,
00:24:59.49\00:25:02.26
because on that
list the countries
00:25:02.30\00:25:04.60
at the bottom of the list
were the unhappiest countries
00:25:04.63\00:25:08.17
seem to be the
wealthiest countries.
00:25:08.20\00:25:10.51
I'm not going to list
some of the countries,
00:25:10.54\00:25:12.07
but the wealthy
countries on the list
00:25:12.11\00:25:14.24
are not the happiest
countries that we can deal with.
00:25:14.28\00:25:18.35
It's all about a legacy
00:25:18.38\00:25:20.02
and as we bring
this full circle,
00:25:20.05\00:25:21.72
as we come to a close,
00:25:21.75\00:25:23.08
I want to
actually talk to you about
00:25:23.12\00:25:25.05
what this thing about giving is
with an experience that I had.
00:25:25.09\00:25:28.39
When my wife and I had
gone to church one evening
00:25:28.42\00:25:30.23
and we were sitting in the back.
00:25:30.26\00:25:31.93
And this performer came up
00:25:31.96\00:25:35.30
and provided
some wonderful music,
00:25:35.33\00:25:38.70
and I also went to an appeal.
00:25:38.73\00:25:40.57
Now, from my standpoint
00:25:40.60\00:25:41.94
I've always talked
about the issue of giving,
00:25:41.97\00:25:44.34
and about budgeting,
00:25:44.37\00:25:45.71
and about having an idea
of what you're going to do,
00:25:45.74\00:25:48.41
and how you're
going to do things.
00:25:48.44\00:25:49.94
So, my wife and
I do have a budget,
00:25:49.98\00:25:51.31
and we talked about
these issues before.
00:25:51.35\00:25:52.88
But when he came to
the point of giving,
00:25:52.91\00:25:55.82
I looked at her and I said,
"We didn't budget for this,
00:25:55.85\00:25:58.22
why we're going to do anything?
00:25:58.25\00:25:59.65
Why is this so important?
00:25:59.69\00:26:01.22
Why should we come out
of our comfort zone to give?
00:26:01.26\00:26:04.89
Now, the key is this, if
you're not prepared to give,
00:26:04.93\00:26:08.43
and you're writing a
check that you don't have
00:26:08.46\00:26:09.96
any money in the bank,
doesn't make any sense.
00:26:10.00\00:26:12.10
You can't go on
faith and thinking money
00:26:12.13\00:26:13.47
will suddenly appear there.
00:26:13.50\00:26:15.27
But when you have a savings,
00:26:15.30\00:26:17.01
and you have
some money put away,
00:26:17.04\00:26:18.81
or you have some
funds that you've allocated
00:26:18.84\00:26:21.14
towards specific purposes
of helping other ministries.
00:26:21.18\00:26:25.08
There is an opportunity there
00:26:25.11\00:26:27.22
to provide that
sense of a resource
00:26:27.25\00:26:29.65
and to give to
another organization
00:26:29.68\00:26:33.19
whose ministry is
to deliver the ministry
00:26:33.22\00:26:36.62
that God has them to do.
00:26:36.66\00:26:38.53
And so that dilemma was
there as I looked to my wife
00:26:38.56\00:26:40.63
and said, "We
haven't budgeted for this?
00:26:40.66\00:26:43.00
We haven't thought about this?
We haven't planned for it?"
00:26:43.03\00:26:45.63
That's the way we
deal with the budget
00:26:45.67\00:26:47.70
is this thing called
fiscal accountability.
00:26:47.74\00:26:50.71
But something came to
mind, as my wife looked at me
00:26:50.74\00:26:53.88
and she said,
"This is for Christ.
00:26:53.91\00:26:57.38
This is for God.
This is for a ministry.
00:26:57.41\00:27:00.28
This is what we are
here to actually do.
00:27:00.32\00:27:03.12
This helps us fulfill
the purpose and to give."
00:27:03.15\00:27:05.82
And guess what? We did give.
00:27:05.85\00:27:08.39
We gave to that ministry,
and there was a certain sense
00:27:08.42\00:27:11.39
once we gave to
that a sense of peace,
00:27:11.43\00:27:14.73
a sense of fulfillment,
a sense of understanding,
00:27:14.76\00:27:16.67
that we have
assisted in a certain way,
00:27:16.70\00:27:21.00
a small way in
providing a legacy
00:27:21.04\00:27:24.74
for that
organization to move forward,
00:27:24.77\00:27:27.38
and deliver a message
that God has in store.
00:27:27.41\00:27:31.48
So, when we come to budgeting,
00:27:31.51\00:27:33.55
when we come to
these issues on finance,
00:27:33.58\00:27:35.85
the critical think on money,
00:27:35.88\00:27:37.72
I ask you to think
about your happiness.
00:27:37.75\00:27:40.02
And what creates happiness?
00:27:40.06\00:27:41.72
And what provides
you that sense of peace?
00:27:41.76\00:27:44.89
And we know, through research
00:27:44.93\00:27:47.26
that happiness has
nothing to do with things
00:27:47.30\00:27:49.50
that we have for ourselves,
00:27:49.53\00:27:51.10
but has
everything to do with giving.
00:27:51.13\00:27:53.97
God bless you.
00:27:54.00\00:27:55.34
Thank you for joining
us on Take it to the Bank.
00:27:55.37\00:27:57.31