(uplifting theme music)
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(music ends)
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>>Welcome to "Sabbath School,"
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brought to you by It Is Written.
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We're delighted that you are
able to join us again this week
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as we continue our journey
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through this
quarter's Sabbath school lesson,
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"Managing for the
Master Till He Comes."
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This, this is week number 10.
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Lesson number 10, we're
talking about giving back.
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We have covered a lot of ground.
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We've still got two weeks to go,
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but this week we are
taking a look at giving back
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and what it means to give back.
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This quarter, we have had
Ed Reid with us each week.
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We have him
here again this week.
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He, of course, is
an ordained minister.
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He is a licensed attorney and
has a great deal of experience
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in the area of stewardship.
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So before we
look at "Giving Back,"
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let's pray, as we usually do.
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Father, thank You for blessing
us with another opportunity
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to learn more about Your
plan for us and our lives,
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especially as it
relates to finances
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and help us this week to
understand some of the many ways
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that we can give back
for the many blessings
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that You've given to us.
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We thank You in
Jesus' name, amen.
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Ed, welcome back, we're
glad to have you with us again.
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>>Another good
lesson, thank you.
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>>So we're excited
about this one, "Giving Back."
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It takes a lot of
years for many people
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to gain enough to
the point where they feel
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that they can give back.
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Of course,
God--we've talked about tithe
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and offerings and so forth,
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but now we talk about
giving back, and the memory text
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is Revelation,
chapter 14, verse number 13.
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It says, "And I heard a voice
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"from heaven
saying unto me, 'Write,
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"'"Blessed are the
dead which die in the Lord
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"'from henceforth"':
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"'Yea,' saith the
Spirit, 'that they may rest
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from their labours; and
their works do follow them.'"
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So how does that verse
relate with giving back?
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What does it mean to
give back in this context?
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>>Well, giving back actually
means that if God gave it to us
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to begin with,
when we're done with it,
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what should we do with
it? Well, give it back to Him.
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So after your
family's taken care of
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and the needs of your
family are taken care of,
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we're not gonna take
it with us, we know that,
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so that we need
to make arrangements
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for it to go back to Him. And
then, so, after we pass away,
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the effect of
that is that our assets
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that we
contribute, that we make to
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It Is Written
or other ministries
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continue to
work on God's behalf.
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>>So even once a
person has passed away,
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the financial benefits
that God has blessed them with,
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in large part
because of their faithfulness
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during their life
is going, to continue
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doing the work
of God afterwards.
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In 1 Timothy,
chapter 6, verse number 7,
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last week we mentioned, says,
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"We brought nothing into
this world, and it is certain
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[that] we can
carry nothing out."
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Somebody once said
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that they've never seen a
hearse pulling a U-Haul trailer,
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and I think
that's very, very true.
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You can't take
anything with you.
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So it's important
to know what to do
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with that, with those financial
blessings during the time
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that you are here.
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Sunday's lesson is
an interesting passage.
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It talks about the rich fool.
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We've often, you know,
heard this story before.
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I wanna read this,
though, from Luke, chapter 12,
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starting in verse number
16. Luke, chapter 12, verse 16,
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and I'm going to read
down through verse 21.
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It says, "[And]
He"--that is, Jesus--
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"spoke a
parable to them, saying:
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"'The ground of a certain
rich man yielded plentifully.
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"'And he thought within himself,
saying, "What shall I do,
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"'since I have no
room to store my crops?"
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"'So he said, "I will do this:
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"'"I will pull down my
barns and build greater,
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"'"and there I will store
all my crops and my goods.
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"'"And I will say
to my soul, 'Soul,
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"'"'you have many
goods laid up for many years;
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"'take your ease;
eat, drink, and be merry.'"
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"'But God said to him, "Fool!
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"'"This night your soul
will be required of you;
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"'then whose will those things
be which you have provided?"
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"'So is he who lays
up treasure for himself,
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and is not rich toward God.'"
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So Jesus calls
this individual a fool.
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I think there are many
things that we would like
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to have Jesus call us.
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"Fool" is probably not
near the top of the list.
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Why does Jesus
call this man a fool?
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>>The real interesting part
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is that he's
living only for this life.
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He's not thinking of
the future life at all,
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thinking only of
himself and not of others,
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not the cause of God.
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So I said that this
rich fool is the poster child
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of what not to do with
your accumulated assets.
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So if a person is quitting work
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to spend his
accumulated assets on himself,
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he should be aware and
take this story to heart.
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So we're really talking
about estate planning here.
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The interesting thing, Eric,
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is none of us know
the day of our deaths.
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So what we wanna
do is prepare for it
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as if it could happen now;
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our assets are in
order, and we've taken stock
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of what we have and
what we plan to do with it.
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So you'd have your will done
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and your trust
if you need a trust.
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I'm gonna tell you now that
you wanna be your own executor
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and try to give it
away yourself if you can.
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Your testamentary documents
are only for those that
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you haven't thought
about giving away or you needed
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to keep until you died,
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like your house or
your car or whatever.
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>>So what we're looking at,
then, is where does all this go
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and how does it
benefit the work of God
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after a person's death.
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As we mentioned a moment
ago, you can't take it with you,
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and that really
is Monday's lesson:
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"You Can't Take It With You."
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What happens to all of
our possessions when we die?
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How does that all work?
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A lot of younger
people maybe aren't thinking
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toward that end.
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It's usually as we
get more advanced in years
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and we get more
toward the end of our life
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than the beginning at least,
as far as we can foretell.
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What happens to all of
our possessions when we die?
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>>At the end of today's lesson,
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I'll give you some
actual questions to ask
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to what you should do with it.
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But the bottom
line is what we do
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with our accumulated
assets is just as important
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as what we do with
our day-to-day expenses.
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So if we haven't made a plan,
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of course, the
state has a plan for you.
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So that's the real sad part.
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And another
interesting thing about
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if you don't have
an estate plan is that
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the state assumes
that you're an atheist,
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and nothing of yours will
ever go to a church or charity.
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It all goes to any
relatives you may have,
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whether they need it or not,
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whether they would use it wisely
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or whether you would include
them in your will or not.
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So if you want to
benefit individuals
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who have been kind to
you or the cause of God,
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you need to do that yourself
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with your own
testamentary documents.
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>>So I want to run that by again
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'cause I---make sure
I heard you correctly.
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The state is not
going to choose to give
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any of your possessions,
your money, your income,
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anything that you have left,
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it's not going to choose
to give it to your church
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or to a ministry or to someplace
that you want it to go.
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It's gonna make
decisions--as you said,
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they assume you're an atheist.
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>>Exactly. The
interesting thing, Eric,
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that--you
summarize that correctly.
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Even though you
were a regular tither
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and you were a regular supporter
of ministries and so on,
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if you die without
using your assets up,
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the state will always only
use it from a civil perspective
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and give it to relatives.
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If you have no
relatives living--
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once in a while that happens--
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the term is
(indistinct) to the state,
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and you get
bridge-building out of it
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and that kind of thing,
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but no church or
charity ever benefits
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unless you have a will.
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>>So you can't just tell
somebody who's a friend of yours
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or a family member that
you want it to go to church,
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and you can't scribble
it down on a post-it note,
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but there are some
actual legal documents
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that you need to have, yes?
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>>Very simple documents, yes,
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and that you
should hire an attorney.
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The reason I'm
telling that is that
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they have the proper
documentation for the state
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that you live in
and they can make sure
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the proper witnesses and
notarization is signed and so
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on. Because if you try to do
it yourself, believe it or not,
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when some people die with money,
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relatives come
outta the woodwork.
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They're all wanting
some of your assets,
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but if you've made it, a
will, theoretically and ideally,
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you should give most
of it away, if you can,
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but what's left there
should be very specific,
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where you want it to go
and what should happen to it.
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>>All right, so we'll come
back and look, as you mentioned,
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a little bit later at some
of the finer points of this,
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but Tuesday's lesson talks
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about beginning
with personal needs.
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I wanna read 1
Timothy, chapter 5
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in verse number 8 and
then give you an opportunity
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to comment on that.
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It says, "But if any
provide not for his own,
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"and specially for
those of his own house,
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he hath denied the faith,
and is worse than an infidel."
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Again there, we
don't wanna be considered
00:08:30.41\00:08:33.44
worse than an infidel,
but why is this important,
00:08:33.44\00:08:36.18
and why do we want to
take care of this first?
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>>Believe it or not,
weird things happen in money
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management in families
that aren't trained properly.
00:08:40.92\00:08:42.88
For example, sometimes
I've had people talk to me--
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a lady told me one time, "Well,
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"my husband passed away,
and I have no idea what to do
00:08:47.89\00:08:49.72
"with the money because
he always managed everything,
00:08:49.72\00:08:51.49
"and I think we owned
some property in Florida,
00:08:51.49\00:08:52.93
but I'm not sure where it was."
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And she didn't know what to do.
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So, my personal feeling
is that family should have
00:08:55.53\00:08:58.73
a family council,
at least annually,
00:08:58.73\00:09:00.50
and decide what their assets are
00:09:00.50\00:09:01.84
and what they're doing
with it and where it's going
00:09:01.84\00:09:03.74
and what income they have
and what expenses they have
00:09:03.74\00:09:06.04
and so on.
00:09:06.04\00:09:07.14
The big bottom line is
our first responsibility
00:09:07.14\00:09:10.55
is to our family. And we need
to make sure that our children
00:09:10.55\00:09:13.38
are educated properly.
00:09:13.38\00:09:14.98
The goal of
Christian parents, of course,
00:09:14.98\00:09:16.65
is to train their children
to become independent adults.
00:09:16.65\00:09:19.09
The best way to do that is to
help them with their education
00:09:19.09\00:09:21.69
so they can have a
secure position in life
00:09:21.69\00:09:24.83
and provide a service
for humanity and also be able
00:09:24.83\00:09:27.96
to support the cause of God.
00:09:27.96\00:09:29.60
>>So putting the children first,
00:09:29.60\00:09:31.13
of course, tithe
and offering, those,
00:09:31.13\00:09:34.40
that's part of our
daily regular giving--
00:09:34.40\00:09:37.74
systematic giving or
systematic benevolence,
00:09:37.74\00:09:40.41
sometimes it's
referred to--but then caring
00:09:40.41\00:09:42.78
for our children at
the top of the list.
00:09:42.78\00:09:46.38
But then after that,
00:09:47.48\00:09:49.18
there's--we want to
continue giving--Wednesday talks
00:09:49.18\00:09:52.59
about deathbed charity,
and we're gonna dive into that
00:09:52.59\00:09:57.39
in a little more
detail in just a moment.
00:09:57.39\00:10:00.40
What are--give us some
other reasons to make sure
00:10:00.40\00:10:04.60
that our immediate family
is taken care of beforehand.
00:10:04.60\00:10:08.90
You already gave some, but
some other additional reasons
00:10:08.90\00:10:11.91
why that might be so important.
00:10:11.91\00:10:13.58
>>One thing is
very interesting, Eric,
00:10:13.58\00:10:15.04
and that is to make sure
that your family's debt free,
00:10:15.04\00:10:17.68
that they're not
burdened with a lot of debts
00:10:17.68\00:10:19.05
when you pass away. Make
sure that that can happen.
00:10:19.05\00:10:21.55
That's very, very important.
00:10:21.55\00:10:23.12
Make sure that their
needs are taken care of,
00:10:23.12\00:10:24.99
as far as their food,
clothing, and shelter,
00:10:24.99\00:10:27.02
those kinds of things.
00:10:27.02\00:10:28.92
A lot of times people
don't think about that
00:10:28.92\00:10:30.56
because they just get by
from paycheck to paycheck.
00:10:30.56\00:10:33.66
But if you have plans and you
follow the counsel of the God
00:10:33.66\00:10:36.10
and you've been diligent to
know the state of your affairs,
00:10:36.10\00:10:39.17
that's what we're talking
about in Proverbs 27:23 and 24:
00:10:39.17\00:10:43.51
"Be...diligent to know
the state of [your] flocks,
00:10:43.51\00:10:45.41
and look well to [your] herds."
00:10:45.41\00:10:47.31
I've already
mentioned earlier that the Bible
00:10:47.31\00:10:48.91
was written to an agricultural
people with agrarian society,
00:10:48.91\00:10:53.52
but we can just make sure
you know what your assets are,
00:10:53.52\00:10:56.05
where they are, and how
safe they are and so on.
00:10:56.05\00:10:58.55
"For riches are not for ever:
00:10:58.55\00:11:00.16
and doth the crown
endure [for] every generation?"
00:11:00.16\00:11:02.62
So I can just tell
you that we need to make,
00:11:02.62\00:11:05.53
I would say, a balance sheet,
00:11:05.53\00:11:06.63
at least annually, to
know what your income is
00:11:06.63\00:11:09.56
and what your expenses
are and what your assets are.
00:11:09.56\00:11:12.30
I remember the first
time I did a balance sheet
00:11:12.30\00:11:13.97
right after school, it
was a negative net worth.
00:11:13.97\00:11:16.91
I mean, I owed
more than I owned.
00:11:16.91\00:11:18.71
Fortunately
that's changed a lot,
00:11:18.71\00:11:20.04
but the bottom line is if
you don't do a balance sheet,
00:11:20.04\00:11:22.14
you never know where you
are in these kinds of things.
00:11:22.14\00:11:25.51
>>So that's just
your basic starting point
00:11:25.51\00:11:27.92
is a balance sheet to
figure out what your assets are
00:11:27.92\00:11:30.89
and what your liabilities are
00:11:30.89\00:11:32.92
and find out whether you end up,
00:11:32.92\00:11:35.32
as they say, in the
black or in the red.
00:11:35.32\00:11:37.96
And you want to try to
end up with a positive balance
00:11:37.96\00:11:40.73
rather than a negative balance.
00:11:40.73\00:11:42.73
But a lot of people
start in the negative balance.
00:11:42.73\00:11:45.63
It doesn't mean that
they have to stay there.
00:11:45.63\00:11:47.34
In fact, they
shouldn't stay there.
00:11:47.34\00:11:48.60
They should end up
going from red to black.
00:11:48.60\00:11:51.21
For some people it's
gonna take a little bit longer,
00:11:51.21\00:11:53.07
but by the grace of
God, that scale can tip
00:11:53.07\00:11:56.71
and people can end
up in the black enough
00:11:56.71\00:11:58.68
to take care of their
needs, their family's needs.
00:11:58.68\00:12:01.18
And what we're
talking about right now also
00:12:01.18\00:12:02.98
is the needs of the kingdom,
00:12:02.98\00:12:04.92
the needs of a spreading of
the gospel around the world.
00:12:04.92\00:12:08.59
And so this quarter, that's
what we've been looking at.
00:12:08.59\00:12:10.73
We've been looking at
how to manage those finances
00:12:10.73\00:12:13.93
that God entrusts to us.
00:12:13.93\00:12:16.43
We're getting toward
the end of the quarter.
00:12:16.43\00:12:18.50
Some of you have been with
us through this entire journey.
00:12:18.50\00:12:20.74
Some of you are just
joining us this week,
00:12:20.74\00:12:22.60
and for those of you
00:12:22.60\00:12:23.71
who are just joining
us this week, welcome.
00:12:23.71\00:12:25.07
We're glad that you've caught
us on week number 10 of 12.
00:12:25.07\00:12:27.54
You still have a
couple of weeks to join us,
00:12:27.54\00:12:29.58
but if you want to catch up
00:12:29.58\00:12:30.95
and if you want to get more
out of this quarter's lesson,
00:12:30.95\00:12:33.28
make sure that you
pick up the companion book
00:12:33.28\00:12:35.22
to this quarter's
Adult Bible Study Guide,
00:12:35.22\00:12:37.29
and that is "Managing for
the Master" by G. Edward Reid.
00:12:37.29\00:12:40.56
You can pick that
up at itiswritten.shop.
00:12:40.56\00:12:43.79
Again, that's itiswritten.shop.
00:12:43.79\00:12:46.29
And this book goes into
greater detail in the subjects
00:12:46.29\00:12:48.90
that we are
looking at week by week.
00:12:48.90\00:12:51.77
It'll give you a fantastic
opportunity to catch up
00:12:51.77\00:12:54.87
and it'll give you an
opportunity even to get ahead,
00:12:54.87\00:12:57.44
so you can stop
at itiswritten.shop
00:12:57.44\00:13:00.04
and pick up the book
"Managing for the Master."
00:13:00.04\00:13:03.48
Gives additional insights
and will bless you abundantly.
00:13:03.48\00:13:06.18
We're going to come
back in just a moment
00:13:06.18\00:13:07.58
as we continue with
lesson number 10, "Giving Back."
00:13:07.58\00:13:11.65
We'll see you
back in just a moment.
00:13:11.65\00:13:13.72
(uplifting theme
music swells and ends)
00:13:13.72\00:13:16.96
(upbeat music)
00:13:18.43\00:13:20.70
>>[Announcer 1] Planning
for your financial future
00:13:20.70\00:13:22.30
is a vital aspect of
Christian stewardship.
00:13:22.30\00:13:25.13
For this reason, It
Is Written is pleased
00:13:26.23\00:13:28.40
to offer free planned
giving and estate services.
00:13:28.40\00:13:31.61
For information on
how we can help you,
00:13:31.61\00:13:34.11
please call 800-992-2219.
00:13:34.11\00:13:38.88
Call today or visit
our website, hislegacy.com.
00:13:38.88\00:13:43.28
Call 800-992-2219.
00:13:43.28\00:13:47.02
(inspirational music)
00:13:48.66\00:13:49.96
>>[Announcer 2] This
season on "Conversations":
00:13:49.96\00:13:52.49
>>Many times I think
I know what God wants
00:13:52.49\00:13:56.23
or doesn't want me to do, and
many times it's the opposite.
00:13:56.23\00:14:00.30
>>I was looking next to the car,
00:14:00.30\00:14:02.94
there's this family
with a little ugly car
00:14:02.94\00:14:05.87
I would never have,
but I saw the family,
00:14:05.87\00:14:08.38
they're so happy;
they're laughing and giggling.
00:14:08.38\00:14:10.81
I said, "Lord, this
is--that's what I want."
00:14:10.81\00:14:13.62
>>Jesus just had
this warm, loving feeling
00:14:13.62\00:14:17.02
that I just couldn't
describe, and I wanted it
00:14:17.02\00:14:19.15
more than
anything in this world,
00:14:19.15\00:14:20.89
and I knew He was the answer.
00:14:20.89\00:14:22.76
I don't know how I knew. I
just knew He was the answer.
00:14:22.76\00:14:26.93
>>[John Bradshaw] Amen,
amen. She is Gayle Haberkam.
00:14:26.93\00:14:29.53
His name is Dr. George Guthrie.
00:14:29.53\00:14:31.77
She once was a
practitioner of Santerķa.
00:14:31.77\00:14:35.87
I'm John Bradshaw, and
this is our conversation.
00:14:35.87\00:14:39.27
>>[Announcer 2] Now
available on itiswritten.tv.
00:14:40.68\00:14:44.25
(inspirational music fades)
00:14:45.45\00:14:47.88
(uplifting theme music)
00:14:49.88\00:14:52.19
>>[Eric] Welcome
back to "Sabbath School,"
00:14:53.69\00:14:55.56
brought to you by It Is Written.
00:14:55.56\00:14:58.23
Today we're continuing with
lesson number 10, "Giving Back."
00:14:58.23\00:15:02.30
So, once God has blessed us
during the course of our lives,
00:15:02.30\00:15:06.17
it's time to give
back--give back to our family,
00:15:06.17\00:15:09.07
give back to the
spread of the gospel,
00:15:09.07\00:15:11.21
give back to the work of God.
00:15:11.21\00:15:13.17
And we're getting
here to Wednesday's lesson.
00:15:13.17\00:15:16.14
Wednesday's lesson is
entitled "Deathbed Charity."
00:15:16.14\00:15:19.58
Ed, is that when we
should give back to God?
00:15:19.58\00:15:22.42
Is that the first time
we should give back to God,
00:15:22.42\00:15:24.62
when we're on our deathbed?
00:15:24.62\00:15:26.05
Maybe there's
some times beforehand
00:15:26.05\00:15:27.52
that we should be
thinking about that
00:15:27.52\00:15:29.26
and taking some
practical steps to do that.
00:15:29.26\00:15:32.19
Lead us through this idea.
00:15:32.19\00:15:33.83
>>Well, when we talk
about deathbed charity,
00:15:33.83\00:15:35.40
we can also talk
about deathbed conversions.
00:15:35.40\00:15:37.93
Like the thief on the cross,
00:15:37.93\00:15:39.23
it's always possible the
last moment to accept Christ,
00:15:39.23\00:15:41.00
but you wouldn't wanna risk
00:15:41.00\00:15:42.70
not knowing, when you're
gonna die, for one thing.
00:15:42.70\00:15:45.01
Another one is if you're
giving it only when you die,
00:15:45.01\00:15:48.18
then you're giving it to death
rather than to God, really,
00:15:48.18\00:15:49.98
'cause if you lived another day,
00:15:49.98\00:15:51.55
you'd keep it
another day longer.
00:15:51.55\00:15:53.62
So it's not the
best way to do it.
00:15:53.62\00:15:56.02
I have this little statement
that I talk to people about,
00:15:56.02\00:15:58.72
which is, "If you do your
giving while you're living,
00:15:58.72\00:16:00.99
then you're
knowing where it's going."
00:16:00.99\00:16:03.56
>>I like that. I like that.
00:16:03.56\00:16:05.23
>>Because a lot of people,
even though they have wills,
00:16:05.23\00:16:07.36
they have
relatives fight over it,
00:16:07.36\00:16:08.53
and things go to
court, and it takes years
00:16:08.53\00:16:10.30
for things to happen.
00:16:10.30\00:16:11.67
So my suggestion is to
try to do as much as you can
00:16:11.67\00:16:14.20
while you're still alive.
00:16:14.20\00:16:15.77
>>So you get to
experience some of the blessings
00:16:15.77\00:16:18.67
of seeing where those funds went
00:16:18.67\00:16:21.58
and not just hoping
that everything ends up
00:16:22.64\00:16:25.21
working out right in the end.
00:16:25.21\00:16:26.55
>>That's true.
>>That's encouraging.
00:16:26.55\00:16:27.95
I wanna read 1 Timothy
6, verse number 17 here, Ed.
00:16:27.95\00:16:32.02
It says, "Charge them
that are rich in this world,
00:16:32.02\00:16:34.59
"that they be not highminded,
nor trust in uncertain riches,
00:16:34.59\00:16:38.89
"but in the living
God, who giveth us richly
00:16:38.89\00:16:41.16
all things to enjoy."
00:16:41.16\00:16:43.13
Share with us some
thoughts about that.
00:16:43.13\00:16:45.67
>>Well, one thing
interesting I can tell you, that
00:16:45.67\00:16:48.50
Kathy and I follow a
plan of doing the best we can
00:16:48.50\00:16:50.57
while we're alive so we know
00:16:50.57\00:16:51.91
where it's going, the
good it'll do, and so on.
00:16:51.91\00:16:53.78
So I'm gonna share
with you advantages
00:16:53.78\00:16:56.18
of giving presently rather
than just waiting till you die.
00:16:56.18\00:16:59.45
One of them is the donor
00:16:59.45\00:17:00.65
can actually see
the results of the gift.
00:17:00.65\00:17:02.82
For example, if I gave
a gift to It Is Written,
00:17:02.82\00:17:06.49
and I wanted to benefit SALT
00:17:06.49\00:17:07.99
for training
young people and others,
00:17:07.99\00:17:09.66
scholarships for those
kind of people going forward.
00:17:09.66\00:17:12.43
New church building,
young person in college,
00:17:12.43\00:17:14.83
an evangelistic campaign
that's funded, and so on--
00:17:14.83\00:17:17.40
funds are always
needed for evangelism.
00:17:17.40\00:17:19.50
People say, "Well, all
they talk about is money."
00:17:19.50\00:17:21.90
If we didn't talk about money,
00:17:21.90\00:17:23.27
that means the work is over,
and there's nothing going on.
00:17:23.27\00:17:25.41
The second one I
would mention is the person
00:17:25.41\00:17:27.14
or the ministry can benefit
now when the need is greatest,
00:17:27.14\00:17:29.31
not when I die. The third
one is a very good one also,
00:17:29.31\00:17:33.15
there's no fighting among family
or friends after your death
00:17:33.15\00:17:36.05
'cause if you give it
away, nobody's gonna say you--
00:17:36.05\00:17:38.39
maybe they'll try to
maybe say you were incompetent
00:17:38.39\00:17:40.56
or something, but most of
the time, if you give it away,
00:17:40.56\00:17:43.46
you can do it with a
video recording or something,
00:17:43.46\00:17:45.53
and there's no
question about it.
00:17:45.53\00:17:47.30
Another one is it sets a
good example of family values
00:17:47.30\00:17:49.23
of generosity
and love for others.
00:17:49.23\00:17:51.47
Sometimes people
don't realize this,
00:17:52.53\00:17:53.94
but your family values
are one of your best heritage
00:17:53.94\00:17:56.24
from your parents--
00:17:56.24\00:17:57.37
honesty, punctuality,
and things like that.
00:17:57.37\00:17:59.24
Generosity is another good one.
00:17:59.24\00:18:00.94
Another one, number
five, minimizes estate tax
00:18:02.44\00:18:07.22
consequences. Number six, this
may not be a big deal for some
00:18:07.22\00:18:10.39
people, but it
might be for others.
00:18:10.39\00:18:11.69
So always recognize that there's
no estate tax consequence
00:18:11.69\00:18:14.66
if you give it away first.
00:18:14.66\00:18:16.46
Another one is that
guarantees that the gift
00:18:16.46\00:18:18.69
will be made to
your desired entity,
00:18:18.69\00:18:20.70
no interference from
courts or disgruntled relatives.
00:18:20.70\00:18:23.33
Those are
important things to remember.
00:18:23.33\00:18:25.10
Also, it demonstrates
that the heart of the donor
00:18:25.10\00:18:28.64
has been changed
from selfishness to love.
00:18:28.64\00:18:30.51
If I'm giving my assets away,
00:18:30.51\00:18:31.84
I'm just recognizing that
God's the owner of everything,
00:18:31.84\00:18:33.71
and I'm just
giving it back to Him.
00:18:33.71\00:18:35.71
And then probably the
greatest one of all these
00:18:35.71\00:18:38.05
is stores up
treasures in heaven.
00:18:38.05\00:18:39.81
So if you know that
you're going there soon,
00:18:39.81\00:18:40.92
would you rather
have your treasures there
00:18:40.92\00:18:42.02
or on this earth
to get burned up?
00:18:42.02\00:18:44.62
>>Yeah, I think those are all
legitimate things to consider
00:18:44.62\00:18:47.86
as you're trying to figure out
where your finances should go
00:18:47.86\00:18:51.36
as you're, well, probably
getting toward the latter years
00:18:51.36\00:18:54.36
of your life, but not
waiting till the very end.
00:18:54.36\00:18:56.67
Ed, I wanna share
this interesting quote
00:18:56.67\00:18:58.30
from "Testimonies for the
Church," volume five, page 154.
00:18:58.30\00:19:01.87
There's some
interesting counsel here.
00:19:01.87\00:19:04.67
It says, "I saw that
many withhold from the cause
00:19:04.67\00:19:07.51
"while they live,
quieting their consciences
00:19:07.51\00:19:10.05
"that they will be
charitable at death;
00:19:10.05\00:19:12.18
"they hardly dare
exercise faith and trust in God
00:19:12.18\00:19:15.38
"to give anything while living.
00:19:15.38\00:19:17.35
"But this deathbed charity
is not what Christ requires
00:19:17.35\00:19:20.09
"of His followers;
00:19:20.09\00:19:21.42
"it cannot excuse the
selfishness of the living.
00:19:21.42\00:19:24.53
"Those who hold fast their
property till the last moment
00:19:24.53\00:19:27.23
surrender it to death
rather than to the cause."
00:19:27.23\00:19:29.80
And you made that
statement a moment ago.
00:19:29.80\00:19:31.87
"Losses are
[occurred] continually.
00:19:31.87\00:19:33.67
"Banks fail, and property
is consumed in very many ways.
00:19:33.67\00:19:37.17
"Many purpose to do something,
but they delay the matter,
00:19:37.17\00:19:40.51
"and Satan works
to prevent the means
00:19:40.51\00:19:42.68
"from coming into
the treasury at all.
00:19:42.68\00:19:44.68
"It is lost before
it is returned to God,
00:19:44.68\00:19:46.92
and Satan exults that it is so."
00:19:46.92\00:19:50.45
You know, many
different churches
00:19:50.45\00:19:52.39
and conferences and
ministries and groups
00:19:52.39\00:19:54.92
have planned giving
and trust services reps
00:19:54.92\00:19:57.23
who can help guide
someone through this process
00:19:57.23\00:20:01.10
so that they can make sure
that all their legal documents
00:20:01.10\00:20:04.30
are in order and everything
is the way that it should go,
00:20:04.30\00:20:09.37
which kind of leads
us to Thursday's lesson
00:20:10.47\00:20:12.87
about spiritual legacy.
00:20:12.87\00:20:15.24
Walk us through this
idea of spiritual legacy,
00:20:15.24\00:20:18.35
its importance,
its significance,
00:20:18.35\00:20:20.58
its applicability to us
depending on where we happen to
00:20:20.58\00:20:25.65
be in our life
toward the near end.
00:20:26.45\00:20:27.82
Of course, nobody knows. I
don't know, you don't know,
00:20:27.82\00:20:30.49
nobody knows when our
last breath is going to be.
00:20:30.49\00:20:34.56
When should we be considering
our spiritual legacy,
00:20:34.56\00:20:36.90
and what does that look
like in practical terms?
00:20:36.90\00:20:39.47
>>My wife and I have
had our estate plan enforced
00:20:40.70\00:20:43.67
for many, many years.
00:20:43.67\00:20:45.17
We did it when in our 20s,
when our children were young,
00:20:45.17\00:20:47.88
and we've changed it;
00:20:47.88\00:20:49.08
we've modified,
updated it several times.
00:20:49.08\00:20:50.88
Our assets change
and our interests change
00:20:50.88\00:20:53.78
and that kind of thing,
00:20:53.78\00:20:55.05
so I would suggest
that people do that.
00:20:55.05\00:20:56.95
But what we did is we
asked ourselves some questions.
00:20:56.95\00:20:59.39
So I'm gonna ask
you guys some questions,
00:20:59.39\00:21:00.79
and you think of what
you think about these.
00:21:00.79\00:21:02.96
First of all, has your family
been blessed over the years?
00:21:02.96\00:21:05.19
How has they been blessed?
What has benefited your family?
00:21:05.19\00:21:07.96
Has it been church, school?
Has it been a hospital situation
00:21:07.96\00:21:11.17
or a local church that
you appreciate very much?
00:21:11.17\00:21:14.00
How did you come
to know the Lord?
00:21:14.00\00:21:16.47
Well, in our case, we've
got, I think, 10 ministries
00:21:16.47\00:21:19.41
that we're
supporting with our estate plan.
00:21:19.41\00:21:21.11
We try to do it even now.
00:21:21.11\00:21:22.68
We've given most of them
contributions this year, in
00:21:22.68\00:21:25.15
fact. The bottom line is
it was one of these ministries
00:21:25.15\00:21:28.12
that most of
people know very well
00:21:28.12\00:21:29.48
that brought our family
into the Adventist church,
00:21:29.48\00:21:31.02
and if that hadn't happened,
00:21:31.02\00:21:32.09
I would have had no
ministry for the church,
00:21:32.09\00:21:34.66
nor would any of my family
be involved as they are today.
00:21:34.66\00:21:37.39
Another one, did
you receive a blessing
00:21:37.39\00:21:38.83
through your
educational experience
00:21:38.83\00:21:40.96
or during a stay at
a medical institution?
00:21:40.96\00:21:43.40
This is always happening. Of
course, your alumni association
00:21:43.40\00:21:46.80
always tries to
keep in touch with you,
00:21:46.80\00:21:48.00
but if you had a
good experience there
00:21:48.00\00:21:49.57
and you wanna help
others to experience it,
00:21:49.57\00:21:51.74
that's a place to
think about as well.
00:21:51.74\00:21:53.48
Here's another good one.
00:21:53.48\00:21:54.84
Do you appreciate
having a church to worship in?
00:21:54.84\00:21:57.58
Would you like to help
pay off the church's mortgage
00:21:57.58\00:21:59.45
and be debt free or fund
some evangelistic outreach?
00:21:59.45\00:22:03.75
Another one, have you ever
been blessed at a summer camp
00:22:03.75\00:22:05.92
or have children that
have been blessed there?
00:22:05.92\00:22:08.66
Those are places you
can think about for--
00:22:08.66\00:22:11.09
let me just
interject here, Eric.
00:22:11.09\00:22:13.43
The assumption is
with all these questions
00:22:13.43\00:22:15.13
that I've been
faithful with my tithe,
00:22:15.13\00:22:16.53
so these are my assets
that I've already paid tithe on,
00:22:16.53\00:22:18.50
so this is all
offerings that I'm doing.
00:22:18.50\00:22:20.87
So it's, what I'm telling
you is that it's discretionary
00:22:20.87\00:22:24.51
how I want to use them.
00:22:24.51\00:22:25.91
Does that make sense?
00:22:25.91\00:22:27.51
>>It does. So the tithe just
comes off the top and should be
00:22:27.51\00:22:30.48
for, you know, throughout
our walk with the Lord.
00:22:30.48\00:22:33.62
>>[Ed] So this is--
>>[Eric] So that's--
00:22:33.62\00:22:34.85
>>...our accumulated
assets. >>...already done.
00:22:34.85\00:22:35.42
>>Yeah. >>Yep.
00:22:35.42\00:22:36.08
>>Okay, we'll go on.
00:22:36.08\00:22:38.39
Would you like
to help others learn
00:22:38.39\00:22:39.39
about the soon coming of Christ?
00:22:39.39\00:22:40.96
This really
encourages us when we see people
00:22:40.96\00:22:42.66
are doing evangelistic meetings
00:22:42.66\00:22:43.86
or on television
ministries and so on.
00:22:43.86\00:22:46.13
Would you like to help
build schools and churches
00:22:46.13\00:22:47.86
around the world?
00:22:47.86\00:22:49.16
Has your life been blessed
00:22:49.16\00:22:50.30
by attending
evangelistic meetings?
00:22:50.30\00:22:52.00
Would you like to
support these organizations
00:22:52.00\00:22:54.57
in the 10/40 window like
Adventist World Radio, for
00:22:54.57\00:22:57.97
example? Were you helped by the
church during the time of need?
00:22:57.97\00:22:59.81
Would you like to help others?
00:22:59.81\00:23:01.41
Have you gone on a
short-term mission trip?
00:23:01.41\00:23:03.51
Kathy and I, we've been
on short-term mission trips
00:23:03.51\00:23:05.75
and they've been
high points of our life.
00:23:05.75\00:23:06.88
And would you
like to see that happen
00:23:06.88\00:23:08.52
to some other person that
might not be able to benefit,
00:23:08.52\00:23:10.89
like to help
others be able to do so?
00:23:10.89\00:23:12.89
Would you like to help some
orphanage or a clinic where HIV
00:23:12.89\00:23:15.89
and AIDS has brought
much sorrow and pain?
00:23:15.89\00:23:18.19
There are many questions
now that you could ask yourself.
00:23:18.19\00:23:20.63
You can think of
more of it yourself.
00:23:20.63\00:23:22.26
How have you been
blessed over your life?
00:23:22.26\00:23:24.20
What organizations do you
believe are doing God's will?
00:23:24.20\00:23:26.90
So this is storing
up treasures in heaven,
00:23:26.90\00:23:28.77
but most of all it's helping
the ministry of God go forward.
00:23:28.77\00:23:32.47
These are the kind of things
we read about earlier, Eric,
00:23:32.47\00:23:34.41
when it says when
you're laid to rest,
00:23:34.41\00:23:36.18
your life continues to go on
because you're blessing others.
00:23:36.18\00:23:39.91
>>So you've given us a lot
of very practical suggestions,
00:23:39.91\00:23:43.15
of questions to
ask, things to consider,
00:23:43.15\00:23:47.82
maybe people to
contact or groups to contact
00:23:47.82\00:23:51.06
to help guide you
through something.
00:23:51.06\00:23:53.40
What would you tell
someone who is saying, "Yeah,
00:23:53.40\00:23:57.73
"those are good
ideas. I'm gonna do those.
00:23:57.73\00:24:01.20
"I'll think about
calling this person,
00:24:02.57\00:24:04.97
making this appointment, getting
these documents in order."
00:24:04.97\00:24:07.71
What would you tell someone
00:24:07.71\00:24:08.81
who hasn't done it
yet and intends to do it
00:24:08.81\00:24:13.38
but has other
priorities at the moment?
00:24:13.38\00:24:17.15
>>Well, the bottom line is
the sooner the better, really,
00:24:17.15\00:24:19.39
because you never
know the day of your death.
00:24:19.39\00:24:21.86
Kathy and I thank God that
we made a safe trip down here
00:24:21.86\00:24:23.76
to Chattanooga area,
00:24:23.76\00:24:25.13
but who knows whether
we'll get home or not.
00:24:25.13\00:24:27.73
We're all ready, 'cause we
have our plans made already,
00:24:27.73\00:24:30.30
no need to worry about that.
00:24:30.30\00:24:32.30
But I can tell you
something interesting also,
00:24:32.30\00:24:34.17
and that is that people think
that if they make their will
00:24:34.17\00:24:36.97
and their trust,
they're gonna die sooner.
00:24:36.97\00:24:38.34
They don't die any
sooner; they just die prepared.
00:24:38.34\00:24:40.44
That's important to know.
00:24:40.44\00:24:42.34
>>So making sure you
have your will set up,
00:24:42.34\00:24:44.18
making sure you
have your trust set up,
00:24:44.18\00:24:46.45
making sure that you've
had important conversations
00:24:46.45\00:24:50.25
with children, with
other family members
00:24:50.25\00:24:54.66
so that others know
what your intentions are
00:24:54.66\00:24:58.29
and there aren't
any nasty surprises,
00:24:58.29\00:25:00.26
if those can be avoided.
00:25:00.26\00:25:02.80
Any other practical
things that one might do
00:25:02.80\00:25:05.60
to make sure that
their affairs are in order
00:25:05.60\00:25:07.80
as we look at giving back?
00:25:07.80\00:25:09.60
>>Well, I think
it's important also--
00:25:09.60\00:25:10.84
I mentioned this earlier--that
the entire family--
00:25:10.84\00:25:12.91
you mentioned the
children and so on.
00:25:12.91\00:25:14.91
In America today, most children
think that they're gonna get
00:25:14.91\00:25:18.71
their share of their
parents' estate when they die.
00:25:18.71\00:25:22.82
But if they're
contacted ahead of time--
00:25:22.82\00:25:25.09
we thought, in our
case, that most of the benefit
00:25:25.09\00:25:27.19
to our children was
to help them through
00:25:27.19\00:25:28.42
with their
education, which we did,
00:25:28.42\00:25:30.83
but we still have promises
to them in our estate plan,
00:25:30.83\00:25:34.36
but they're token gifts compared
to what we've done before.
00:25:34.36\00:25:37.10
What we wanna do is make sure
00:25:37.10\00:25:38.10
that our children are in heaven
00:25:38.10\00:25:39.07
and they're not depending on us.
00:25:39.07\00:25:41.07
People who have worked
hard for them, for their living
00:25:41.07\00:25:43.54
need to make sure that
they're the ones that benefit.
00:25:43.54\00:25:45.64
They don't hand it
off to their relatives
00:25:45.64\00:25:48.01
to take care of it,
but they do it themselves.
00:25:48.01\00:25:49.71
That's what I'm
encouraging people to do
00:25:49.71\00:25:52.75
is do their own
giving, if they can.
00:25:52.75\00:25:55.42
>>So, plan early;
00:25:55.42\00:25:57.25
make sure that all of
your documents are in order.
00:25:57.25\00:25:59.59
Talk with family,
close and extended family,
00:25:59.59\00:26:04.03
prioritize where
you want things to go,
00:26:04.03\00:26:06.76
and ultimately make
sure that everything
00:26:06.76\00:26:09.36
is set so that that day
doesn't sneak up on you,
00:26:09.36\00:26:12.87
as it does, unfortunately,
with a lot of people.
00:26:12.87\00:26:15.67
I think, Ed, you and I have
both heard stories of people
00:26:15.67\00:26:17.94
who intended to do
something with their money,
00:26:17.94\00:26:20.21
but--I won't call
it time and chance--
00:26:20.21\00:26:24.05
but a person's
number was called.
00:26:24.05\00:26:27.15
>>Yes. >>And they
never got a chance
00:26:27.15\00:26:28.32
to do that.
00:26:28.32\00:26:29.35
>>One thing I would add also,
00:26:29.35\00:26:30.49
I mentioned earlier,
is that if you're married,
00:26:30.49\00:26:32.89
talk to your spouse about this
on at least an annual basis.
00:26:32.89\00:26:35.06
Here's what our assets are;
00:26:35.06\00:26:36.16
here's what
we're planning to do.
00:26:36.16\00:26:37.86
Not that you're
telling them then,
00:26:37.86\00:26:39.23
but this is what
we've done so far.
00:26:39.23\00:26:40.60
Do we wanna change anything,
or is this still good for us?
00:26:40.60\00:26:43.60
>>All right, so have some of
those important conversations.
00:26:43.60\00:26:46.90
Ed, thank you
again for leading us
00:26:46.90\00:26:48.80
and guiding us
through this week's study.
00:26:48.80\00:26:50.44
We've still got two weeks to
go, so we're not finished yet.
00:26:50.44\00:26:53.71
Make sure that you
join us again next week
00:26:53.71\00:26:55.68
as we continue our journey
00:26:55.68\00:26:57.05
through this incredible
subject of blending faith
00:26:57.05\00:27:01.55
and finances, stewardship,
God's plan for the funds
00:27:01.55\00:27:06.62
that He entrusts to us
each and every day of our lives.
00:27:08.02\00:27:11.26
If God has blessed you,
then you can bless others.
00:27:11.26\00:27:14.46
God has blessed you, whether
it's financially or in health
00:27:14.46\00:27:17.00
or in a relationship with Him.
00:27:17.00\00:27:18.57
The question is how can
you take that and turn it
00:27:18.57\00:27:21.17
into a blessing
for someone else?
00:27:21.17\00:27:23.91
And as we
continue through our lives,
00:27:23.91\00:27:25.41
we get to see some
good examples in the Bible
00:27:25.41\00:27:27.91
and some bad
examples in the Bible,
00:27:27.91\00:27:29.61
and we've looked a
little bit of both of those
00:27:29.61\00:27:32.01
as we've studied
this quarter together.
00:27:32.01\00:27:34.92
Be with us again next
week as we continue our journey
00:27:34.92\00:27:37.35
in the last two weeks
of this quarter's lesson,
00:27:37.35\00:27:40.89
looking at "Managing for
the Master Till He Comes."
00:27:40.89\00:27:45.06
God bless you,
have a wonderful week.
00:27:45.06\00:27:47.00
We'll see you next time.
00:27:47.00\00:27:48.56
(uplifting theme music)
00:27:48.56\00:27:51.50
(music ends)
00:28:26.90\00:28:28.97