Hello, I'm Shelley
Quinn and welcome again to
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Issues and Answers. I'm
glad that you could join us
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today and I think you're going
to be glad too because we have
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a very interesting program.
We're going to be talking about
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pastors and money and you'll
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enjoy this. First though let me
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open the program with one of my
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favorite scriptures. This is a
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beautiful exaltation of God.
Something that David prayed to
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the Lord and it's found
in 1 Chronicles 29:11-13.
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Here's what David said: Yours
O Lord is the greatness and the
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power and the glory and the
victory and the majesty. For all
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that is in the heavens and
the earth is yours. Yours is the
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kingdom, O Lord, and yours it is
to be exalted as head over all.
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Both riches and honor come
from you and you reign over all.
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In your hands are power and
might. In your hands it is to
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make great and to give strength
to all. Now therefore our God
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we thank you and praise
your glorious name and all the
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attributes which that name
denotes. Isn't that a beautiful
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praise to the Lord. You're going
to see how this connects with
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our program in just a moment.
But first let me introduce our
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very special guests to you. We
have returning from the General
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Conference of the Seventh-day
Adventist Church Jeff Wilson and
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Jeff you are the director
of planned giving and trust
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services. That's right. Tell
us just briefly how did you come
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to the General Conference?
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Well it started about 38 years
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ago when I began as a pastor in
the Arizona conference and went
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on to be youth director in
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Arizona and here in Illinois and
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the got involved in development
work at the media center where
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I met Leonard Westfall and
in Ohio and then at Andrews
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University before coming to
the General Conference in 1999.
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Praise the Lord. Well we thank
you for all the work that you do
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for the Lord. Then a good friend
of yours sitting next to you and
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no stranger to us is Leonard
Westfall. Leonard it's always a
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pleasure. A
pleasure meeting you again.
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I just wanted to mention that
Jeff is a good friend of mine
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and I've known him for many
years, over 20 years, and I'd
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like to thank him again for
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here. He is in charge of the
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trust service department with
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the general
conference which comprehends
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205 countries. Now Jeff could be
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all over the planet right now
you know and yet he chose to be
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here and I really just don't
know how to thank him, but I am
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so grateful you are here, Jeff.
I began this work actually 28
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years ago. I was a pastor
evangelist before in New England
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and then I was in Colorado and
the I was in Omaha, Nebraska.
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Then Elder Wally Coe, president
of the Mid-America Union called
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me to this work. I didn't know
if I could do it. I said how can
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I do this because I'm a pastor.
I like to preach and so on, but
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they allowed me to come in and
they said well if you don't like
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it we'll get you another job. So
I said well this is good news.
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I have been in it ever since.
The last place I was was Voice
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of Prophecy. I was there 10
years and then 3ABN. The board
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here invited me to join 10
years ago and it has been a very
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delightful time in my life and
my wife's too because she joined
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five years later. We both are
a good team working for the Lord
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and we enjoy every minute of it.
We believe that what we do is a
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miraculous work for the Lord.
Every day we have calls from
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people who want to share
what they have with the Lord.
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So we thank God in heaven that
we are part of this ministry.
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It is really wonderful and
actually I try to walk every
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day one hour and I think God for
four things in life. First that
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I didn't die last night. I
understand 150,000 people die
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every day in America. Secondly
I thank God for my family and
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third I thank God for 3ABN
because I believe God called
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me to this ministry; I have
absolutely no doubts about it.
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Then fourthly I thank God
because I live in a good place
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where we have good climate.
So I thank God for it. So that's
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about it. Sometimes
I wonder is the Lord
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tired of hearing
my prayers, you know.
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I repeat this every
day but I'm sure he is not.
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I'm sure he's not either and
Leonard I just want to thank you
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for the work you do as the
director for the trust services
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for 3ABN for the last 10 years.
You've been a very dedicated and
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wonderful part of the staff of
3ABN. Well this scripture is so
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beautiful but I thought it
really tied in to what we're
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going to be discussing today.
Why don't you, Jeff, tell us a
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little of the story of why David
was praying this scripture.
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Well the prayers of the Bible
first of all are always amazing
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prayers. We just finished
studying the book of Daniel,
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for example, which we think of
as a book of prophecy. But it is
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also a wonderful book of prayer.
Daniel was a wonderful pray-er
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and even Nebuchadnezzar has a
prayer in there. But this prayer
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of David's in 1 Chronicles 29...
David woke up one morning and
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realized that he lived in a
palace and the Lord had no home
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at all and that really bothered
him. It bothered him big time.
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I wish it would bother more
people these days. So David went
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to prayer and he thought sure
the Lord would say yes because
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he said Lord I want to build you
a temple. But the Lord said no.
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It's interesting sometimes when
the Lord's answer is 180 degrees
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around from where we want an
answer to be. David went back
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to the Lord again and finally
when David said Lord please
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could I just raise the money for
the temple and the Lord said yes
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you can raise the
money for the temple.
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That's not a job that too
many people volunteer to do.
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Not too many people volunteer
for that job. They'd rather lay
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bricks than to raise
the money to buy the bricks.
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So the amazing thing is that
mostly in modern times and in
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ancient times kings don't tax
themselves, they tax the common
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people. But David didn't do
that. David reached deep into
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his own pocket first and gave
of his income. Then he made some
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planned gifts, Leonard, because
he made some gifts that would
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be given in the future even
after his death. And his army,
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his political colleagues in his
kingdom were so astounded by the
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generosity of the king that they
laid their treasure on the table
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and then the Bible says all
the common people with great joy
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came and they said couldn't
we give a little something too.
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So everyone gave what they
could give, but it was top down
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leadership. It was sacrifice
from the top down, not from the
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bottom to the top. So in this
matter of encouraging people to
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think about something that's
kind of scary, doing estate
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planning, we've looked at
leaders and looked at some of
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our pastors and said maybe if
they would share their stories
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maybe that would make it a
little less scary for the people
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in the pew. So we've interviewed
some pastors and we tell some
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stories; you might see some of
these in the Adventist Review,
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Ministry Magazine, Women of
Spirit and other publications.
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You can see just part of
that story but today we'd tell a
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little bit behind
some of those stories.
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I'm looking forward to hearing
this, but let me ask you a
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question. Many of our viewers
are not Adventist and these
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names may be new to many, but
why do you believe that so many
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people find it frightening
to think about estate planning?
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Is it just the idea of
recognizing our own mortality
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or what is it? That's
a hard question so I'll
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let Leonard answer that one.
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Well thank you. It is
interesting. I put on seminars
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here in campmeeting twice a year
and we have a large number of
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people coming to the campmeeting
but normally we have about 20-30
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people coming to listen to a
very, very important subject.
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The subject is estate planning.
Now I was wondering why do so
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few people come and all of them
are going to die one day you
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know. The thing that strikes
me is this people don't want to
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talk about death and dying.
That's why they don't want to
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come because if they postpone
talking about a trust or an
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annuity or a gift or a gift
annuity or a will they may live
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longer. Secondly they do not
really want to part with their
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estate. It's mine. Why should
I give it away now. I'd like to
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accumulate more. So they don't
like to talk about it. But you
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know what I usually tell people
is this. Now you do not live in
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a home without insurance.
You don't drive a car without
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insurance and yet you have
accumulated a sizable estate and
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you have no insurance for your
estate. If you suddenly die what
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will happen to your estate? It
can go down the drain and your
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children or loved ones will have
very little left for them and
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the Lord's work will not get a
dime. Unless you plan right the
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Lord's work will not,
as Jeff has pointed this
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out over and over again
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the Lord's work
will not get a dime.
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You know it's just so amazing
because you would think anyone
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who has amassed anything would
certainly want to make sure that
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it was well taken care of.
But as we have said, you've been
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with us twice before here
at 3ABN and both times we've
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touched on the importance of
having a will and so we are here
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today to share the stories
of pastors who are leading by
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example and as you said we're
going to share their stories
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with their permission so that
people can begin to think of
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why it is scripturally sound
and just good advice to be good
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stewards of those things that
you have in your life whether
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they are children with no assets
or assets with no children.
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One couple that I interviewed
was Jimmy and Shireen
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Ferguson. They live in Baltimore
Maryland. They are a young
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African-American couple. After
they got married before the
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children came along especially
Shireen as a prospective mother
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had the concern what would
happen to my children should
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something happen to Jimmy and
me. So she went, interestingly
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enough, to her insurance agent.
She thought well I need an
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insurance policy to protect the
children, to take care of their
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needs should something happen
to Jimmy and me. The insurance
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asked her an interesting
question. The insurance agent
00:12:03.37\00:12:06.49
said do you have wills? Well
Shireen had never thought about
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that. About the same time camp
meeting was going on and Jimmy
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had a concern for an elderly
woman that was sort of like his
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god mother. He knew she
was getting older and that she
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didn't have an estate plan
so he went to the trust services
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director of the conference
there, Danny Davis, to seek his
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advice. And Danny gave him
some suggestions but then Danny
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looked him right in the eye and
said Jimmy do you have a will?
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And Jimmy said, I'm a young man,
I'm still in my 20s. I just got
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married. I don't need a will.
Danny said, Yes you do need a
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will. Well since then they've
gotten their estate plan in
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order and they have two precious
little kids now; they're four
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and two. They both told me that
the most difficult question they
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had to solve, and it took them
a long time to solve it, was who
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would be the guardians, who
would be the surrogate parents,
00:13:08.99\00:13:12.54
who would take our children
if something happened to us?
00:13:12.58\00:13:16.06
For both of them their immediate
siblings are not believers in
00:13:16.10\00:13:20.65
the Lord, they're not in the
church and they wouldn't want
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them to go that direction and
be lost for the kingdom. So what
00:13:24.77\00:13:28.86
they finally settled on was
to pick a young couple in their
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church with children about the
same age. They know they'd be in
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church school, they'd be in
Sabbath School, they'd have the
00:13:36.52\00:13:41.08
diet and they also would not be
ripped out of their comfortable
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environment that way. And what
they've done for their friends
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is to say and we would accept
the responsibility to be parents
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for your children if something
happened to you. It's a big
00:13:53.27\00:13:56.97
thing to say to somebody would
you take my kids. But if I said
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would you take my kids and
if something happened to you we
00:14:00.23\00:14:04.14
would take your kids. It worked
for them. Again a young couple
00:14:04.17\00:14:07.86
thinking about this issue and
young people don't often think
00:14:07.90\00:14:11.82
unfortunately of this issue.
But Jimmy says that as a pastor
00:14:11.86\00:14:15.81
he has a lot of older members
in his church in Baltimore and
00:14:15.85\00:14:19.18
he feels a real concern for them
and he goes around and talks to
00:14:19.21\00:14:22.36
them about the importance of
estate planning. I think Leonard
00:14:22.39\00:14:25.89
you said that as a young pastor
you encouraged this in your
00:14:25.92\00:14:29.39
church. Yes
right, that is correct.
00:14:29.42\00:14:31.17
I began my ministry in Southern
New England Conference in 1963
00:14:31.21\00:14:37.75
right after Reese Jenkins began
the trust work in that union and
00:14:37.78\00:14:43.44
I guess they never heard of it
before. He was a pioneer and he
00:14:43.47\00:14:47.65
came to our church. We didn't
even know what it was, what he
00:14:47.69\00:14:51.84
was talking about, the
terminology and all of that.
00:14:51.87\00:14:54.33
But the fact is when he educated
us in our church we accepted
00:14:54.37\00:15:00.62
these suggestions and we
promoted our trust department
00:15:00.65\00:15:05.16
in our church and he came
and held seminars and taught our
00:15:05.20\00:15:09.29
people and we all benefitted
and of course we developed our
00:15:09.33\00:15:13.67
estate plan, planning for the
future. That is what I do today;
00:15:13.70\00:15:18.01
I educate people in
this field wherever I go.
00:15:18.04\00:15:20.76
Some people, if you say you want
to come and talk to them about
00:15:20.80\00:15:24.84
estate planning, may take
offense but particularly if
00:15:24.87\00:15:28.65
you're married and you have
children, as soon as you have a
00:15:28.69\00:15:33.37
child... This pastor and
his wife, look at what they went
00:15:33.40\00:15:37.35
through trying to decide who
they wanted their child to go
00:15:37.38\00:15:41.33
to. But if you were suddenly
killed in an accident, you'd
00:15:41.37\00:15:45.27
leave your child as an instant
orphan and then you'd have no
00:15:45.31\00:15:49.68
say. What you would agonize over
in life, you'd have absolutely
00:15:49.71\00:15:55.12
no say. It's just amazing to
think that so few people have a
00:15:55.16\00:16:00.54
will. Well you
now these days we have
00:16:00.57\00:16:02.70
to warn our children don't talk
to strangers. You know what I'm
00:16:02.74\00:16:06.79
saying. But if a young couple
dies without a will, then a
00:16:06.82\00:16:14.37
total stranger, in this case a
probate judge, but still a total
00:16:14.41\00:16:18.00
stranger, is going to be the
one who is going to have to make
00:16:18.03\00:16:21.76
that decision. And I think any
mother, any father, would say I
00:16:21.79\00:16:26.02
want to have some say in that
because I know my child better
00:16:26.06\00:16:29.77
than anyone else knows them.
I know where they would fit in,
00:16:29.80\00:16:33.08
where they wouldn't. I know the
values I want my child to grow
00:16:33.11\00:16:36.93
up to believe and to do and to
be, you see. So I can't think of
00:16:36.97\00:16:40.76
any more important stewardship
issue than planning for
00:16:40.79\00:16:45.22
succession of parenthood,
God forbid, and we hope it never
00:16:45.26\00:16:49.14
happens. But the point is
planning for it is not going to
00:16:49.17\00:16:53.47
make it happen but planning
for it is going to give me my
00:16:53.50\00:16:57.77
wishes, should
something happen down the road.
00:16:57.80\00:17:02.19
So what are some
of the other stories?
00:17:02.22\00:17:04.20
There's another neat couple,
Lynn and Lana Schleisner.
00:17:04.23\00:17:07.27
Lynn is the pastor of
the Madison campus church in
00:17:07.30\00:17:10.64
Nashville, Tennessee. Lana works
in the conference office there.
00:17:10.67\00:17:15.73
Lynn and Lana told me that
they've pastored all around the
00:17:15.77\00:17:19.82
country from North Dakota
and Oklahoma and several places.
00:17:19.86\00:17:23.34
When they first got married just
as a young couple, they were
00:17:23.38\00:17:26.82
going over, Leonard, to
Palestine for a trip and of
00:17:26.86\00:17:32.07
course it was dangerous then and
it's just as dangerous today.
00:17:32.11\00:17:35.88
They had just one little baby
son and they were leaving him
00:17:35.92\00:17:39.62
at home and Lana said I want to
make sure we have a will so that
00:17:39.65\00:17:43.85
who we want would raise our son
should something happen to us.
00:17:43.89\00:17:48.05
Well, so we did wills, but
wherever they've moved around
00:17:48.08\00:17:52.35
in God's work they've had a new
will prepared in that state in
00:17:52.38\00:17:56.70
that vicinity where they are
living. They've remembered God's
00:17:56.73\00:18:00.49
work in the area where they're
pastoring at that particular
00:18:00.53\00:18:04.25
point. There at Madison...
So excuse me just a second.
00:18:04.28\00:18:10.02
What you're saying is that if
they were for example, I don't
00:18:10.05\00:18:13.07
know where they've lived, but
say if they had been California
00:18:13.10\00:18:16.48
their wills would have said that
a portion of their estate would
00:18:16.52\00:18:19.81
go to the church that they were
pastoring at that time, but then
00:18:19.85\00:18:23.13
if they moved to Vermont, they
would change that will because
00:18:23.16\00:18:26.41
where they are involved in
the work of the Lord there in
00:18:26.45\00:18:29.50
Vermont they would have changed
it to say a portion of their
00:18:29.53\00:18:32.55
money would go to
help the church in Vermont.
00:18:32.58\00:18:34.46
That's what they did. That's
very nice. There's another
00:18:34.50\00:18:36.84
reason. Wills and trusts are
based on state law and attorneys
00:18:36.87\00:18:41.10
are licensed to practice law in
a particular state; some are in
00:18:41.14\00:18:45.33
more than one state, but they
have to pass the bar in each
00:18:45.37\00:18:48.56
state. So if I move to a
different state I should do a
00:18:48.60\00:18:51.89
new will to make sure that my
will conforms to the new state
00:18:51.90\00:18:58.09
where I live. That was part
of their reason, but the other
00:18:58.10\00:19:00.89
reason, as you point out so
clearly was to remember God's
00:19:00.92\00:19:04.78
work where they were ministering
at that point. My will now
00:19:04.81\00:19:07.99
remembers entities of the
General Conference because that
00:19:08.02\00:19:11.02
is where I'm working along with
my local conference and other
00:19:11.05\00:19:14.22
things. I would think folk
involved at 3ABN would want to
00:19:14.26\00:19:17.36
remember this ministry if they
are giving their life and their
00:19:17.39\00:19:20.59
time to it, they would want to
remember it with their money as
00:19:20.62\00:19:23.78
well. It's very interesting;
there in their church school
00:19:23.81\00:19:28.82
a third and fourth grade teacher
who taught there for many, many
00:19:28.86\00:19:34.44
years recently passed away and
in her will she left $98,000 for
00:19:34.48\00:19:39.20
her church school. It was just
at the time they were remodeling
00:19:39.24\00:19:43.50
the church school. Now there's
a room there that has her name
00:19:43.54\00:19:47.85
on it. Her ministry at teaching
young children goes on. She gave
00:19:47.89\00:19:51.90
her time and her talents but she
also gave through her will to
00:19:51.94\00:19:56.70
her local church. Lynn recently
was diagnosed with brain cancer
00:19:56.73\00:20:01.74
and all the doctors in Nashville
said that there was no cure for
00:20:01.78\00:20:06.75
him. So his church went to
prayer and his wife went to
00:20:06.79\00:20:11.22
prayer and he sought alternate
opinion. By God's grace today,
00:20:11.25\00:20:16.68
I just met him about a month
ago, he has no hair on his head
00:20:16.71\00:20:20.62
at the moment, it probably will
grow back. I said, well you're
00:20:20.66\00:20:25.37
right in style now Lynn. But he
is cancer free by God's grace.
00:20:25.40\00:20:29.98
But what Lana said to me was,
when this happened to Lynn and
00:20:30.01\00:20:34.23
I had to face his cancer, the
one thing I didn't have to worry
00:20:34.27\00:20:38.45
about was our estate plan
because we had all that done
00:20:38.49\00:20:42.36
ahead of time. She said, I could
just focus on prayer and helping
00:20:42.39\00:20:46.63
my husband get well. You know,
when you have times of crisis
00:20:46.66\00:20:49.96
it's not the time to be thinking
well what do I want to do with
00:20:50.00\00:20:53.98
my money here and there. Have
it done ahead of time so that if
00:20:54.02\00:20:57.48
you're in a crisis you can just
deal with that crisis. She said
00:20:57.51\00:21:01.38
this just took such a load off
of me. I said, Lana, can I tell
00:21:01.42\00:21:05.25
that story to other people
because other people need to
00:21:05.29\00:21:07.95
know that too. I had a
woman once tell me that
00:21:07.98\00:21:11.68
when her husband was in the
hospital and she knew it was a
00:21:11.72\00:21:15.53
critical situation, she said, I
didn't want to talk to him about
00:21:15.57\00:21:19.43
a will because I didn't want to
depress him any further because
00:21:19.46\00:21:23.29
he was already about dying, but
00:21:23.32\00:21:25.34
then he did die without a will
00:21:25.38\00:21:27.33
and it was a mess.
So the lesson is do not
00:21:27.36\00:21:31.35
procrastinate. I had a case of
a lady who had no relatives in
00:21:31.38\00:21:39.22
the state where I worked.
She was a senior and she finally
00:21:39.25\00:21:46.49
decided to have a will and
a trust and she said I have a
00:21:46.52\00:21:53.69
burden for education because I
have had no children in my life
00:21:53.72\00:21:58.43
and I would like to help educate
some children. So she left her
00:21:58.47\00:22:03.32
estate to one of our academies
and when she died our academy
00:22:03.35\00:22:07.88
was about to go broke. This was
a large estate and that estate
00:22:07.91\00:22:12.51
saved the academy. That was
a miracle of God. It could have
00:22:12.55\00:22:17.09
gone down the drain and the
state would wind up getting it
00:22:17.12\00:22:21.26
because if no relatives are
around then the state gets it.
00:22:21.30\00:22:25.93
I have so many people who will
say to me that their children
00:22:25.96\00:22:29.84
are getting to the point where
they are spending their money
00:22:29.88\00:22:34.08
so frivolously. They are so
materialistic. Many have said
00:22:34.12\00:22:37.75
I want to make sure that I
don't give everything that I
00:22:37.79\00:22:41.35
have worked for all my life to
my children. I want to make sure
00:22:41.38\00:22:44.07
that the church gets some
because I know my children won't
00:22:44.11\00:22:46.50
give it. It's
also a different age,
00:22:46.54\00:22:49.70
obviously. You have the
different generations here but
00:22:49.74\00:22:52.55
you also have a situation where
in previous generations on the
00:22:52.59\00:22:58.13
farm the children were assets
to mom and dad. Every child that
00:22:58.17\00:23:02.76
was born was money in mom and
dad's pocket on the farm. Today
00:23:02.80\00:23:07.56
they are a liability. By age
17 by government figures you've
00:23:07.59\00:23:11.27
spent about a quarter million
dollars on each child and you
00:23:11.31\00:23:15.10
still have college to go. So
we essentially are giving our
00:23:15.13\00:23:18.85
children their inheritance
up front. We're helping them get
00:23:18.88\00:23:22.46
an education and a career
and in many cases kids start out
00:23:22.50\00:23:27.16
making more money than mom and
dad after 30 or 40 years. So I
00:23:27.20\00:23:31.82
think we don't have the
obligation that we once had
00:23:31.86\00:23:34.68
to give absolutely everything
over to the kids. We need to
00:23:34.72\00:23:37.48
look at what their needs are and
what we need to do for them, but
00:23:37.52\00:23:41.09
we also need to look at the
larger family and what we want
00:23:41.12\00:23:44.14
to do for them as well.
00:23:44.18\00:23:45.92
For the single person do you
have any examples of a single
00:23:45.95\00:23:50.50
person who has done
something with their estate?
00:23:50.53\00:23:54.10
Yes. Pastor Casanova
from the Belize mission field
00:23:54.13\00:23:59.12
wrote me recently. Belize
is a little country off of
00:23:59.15\00:24:03.69
Mexico. It's an interesting
country because about one out of
00:24:03.73\00:24:07.59
ten people in that country are
Seventh-day Adventists. It's one
00:24:07.62\00:24:11.45
of the highest concentrations
in the world. Well they were
00:24:11.49\00:24:16.51
moving vigorously in evangelism
and moving ahead to move from
00:24:16.55\00:24:20.57
mission status to conference
status. In other words, to be
00:24:20.60\00:24:24.61
totally self-sufficient. Well
just at that time they received
00:24:24.64\00:24:28.82
a message from an executor
of a woman by the name of Lydia
00:24:28.85\00:24:33.31
Smith, her will. It said that
everything was going to come
00:24:33.35\00:24:37.74
to the Belize mission. Well that
included her assets plus a home
00:24:37.77\00:24:43.97
that ended up being around
$168,000 U.S. At that very time
00:24:44.00\00:24:48.46
they were looking for property
where they could have a mission
00:24:48.49\00:24:53.07
headquarters. They were able
to find a property that had an
00:24:53.11\00:24:57.07
asking price and then they came
down to a price that they could
00:24:57.10\00:25:02.90
use Ms. Smith's inheritance, her
bequest to purchase that office.
00:25:02.93\00:25:08.69
I have a picture of that
beautiful conference office.
00:25:08.73\00:25:11.16
The President Slusher says that
that was the biggest move to
00:25:11.20\00:25:17.56
help them move from mission
status to self-supporting
00:25:17.59\00:25:20.57
conference status; the gift of
just one person. What a joy it
00:25:20.60\00:25:24.59
will be for her someday to
see what her little gift and her
00:25:24.62\00:25:28.53
bequest did for God's work in a
whole country, pushed it forward
00:25:28.57\00:25:34.70
So as David gave us the example,
David who is a man after God's
00:25:34.74\00:25:40.84
own heart, as he gave us
an example in the Bible that
00:25:40.87\00:25:44.64
leaders should stand up, invest
their money in the church,
00:25:44.68\00:25:49.95
be good stewards. It's all
just about good stewardship.
00:25:49.98\00:25:57.00
What to you, personally in
your own life, was the easiest
00:25:57.04\00:26:03.98
decision that you made and what
was the most difficult decision,
00:26:04.02\00:26:06.73
if you can just give us a brief
synopsis, whey you were planning
00:26:06.77\00:26:09.44
your own estate. Well
the easiest was that God
00:26:09.48\00:26:13.81
would be involved in it
even with three children.
00:26:13.85\00:26:18.11
The hardest was who would be
the guardians for our children.
00:26:18.14\00:26:22.21
That was absolutely hardest and
that was when we had to change
00:26:22.24\00:26:26.26
over the years as people grew
older, circumstances changed.
00:26:26.29\00:26:30.34
So I feel for young couples
in finding who would be the best
00:26:30.38\00:26:34.24
to be the guardians of children.
I say leave it with the Lord,
00:26:34.28\00:26:37.79
put it before the Lord, talk to
your friends about it. Talk with
00:26:37.82\00:26:41.82
each other about it, pray about
it and God will give you an
00:26:41.86\00:26:45.79
answer. For those who just push
it off, it's too hard a question
00:26:45.82\00:26:48.04
to answer and don't put their
minds and their prayer bones
00:26:48.08\00:26:51.76
together on it, they won't find
the answer. But everyone I've
00:26:51.80\00:26:55.16
worked with, I know Leonard has
seen the same situation, if they
00:26:55.20\00:26:58.28
pray about it and work with
it over a period of time, it may
00:26:58.32\00:27:01.37
take even a few months,
God will give them the answer.
00:27:01.40\00:27:05.48
Jeff, thank you so much.
Jeff Wilson with the General
00:27:05.51\00:27:09.51
Conference of the Seventh-day
Adventist Church and Leonard,
00:27:09.55\00:27:12.92
thank you for joining us
because these are serious topics
00:27:12.95\00:27:16.48
serious issues that we really
do need to think about. I hope
00:27:16.51\00:27:20.28
that you're taking this to
heart. We want to leave you with
00:27:20.32\00:27:24.02
one thought. As these gentlemen
have said, You need professional
00:27:24.05\00:27:29.13
help which is the best. Spend
the $50, $75 or $100, get a will
00:27:29.16\00:27:33.32
make some kind of a provision
for your family and for your
00:27:33.36\00:27:38.15
estate. Until we meet again,
actually always, I pray that the
00:27:38.19\00:27:42.49
love of the Father, the grace
of our Lord Jesus Christ and the
00:27:42.53\00:27:46.80
fellowship of the Holy Spirit
will be with you moment by
00:27:46.84\00:27:49.82
moment throughout each
day. God Bless You So Much.
00:27:49.86\00:27:55.79