How many of you
guys use social media?
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Can't see, raise your hands.
00:00:16.77\00:00:18.42
Okay, a lot of you guys.
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Well, here I have
a group of friends
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who use social media
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at the beginning of last
year for something credible.
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Amy, can you share to us
what-- what you guys did?
00:00:27.11\00:00:29.43
Sure, after GYC last year
00:00:29.46\00:00:31.45
my friend
Josephine and I were talking
00:00:31.48\00:00:33.20
and we said you know,
it would be really great
00:00:33.23\00:00:35.01
if we read through the whole
Conflict of the Ages series
00:00:35.04\00:00:37.94
in a single year.
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And we decided we wanted
to hold each other accountable
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and Josephine posted
on her Facebook wall,
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we are gonna read code,
who wants to do it with us
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and the next thing we
knew dozens of people liked it.
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This guy in
Arkansas formed a group
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and the next thing we
knew there were a 177 people
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who committed to read
Conflict of the Ages through
00:00:54.51\00:00:57.11
over the year of 2013.
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How many books are those?
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There are five books,
Patriarchs and Prophets,
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Prophets and
Kings, the Desire of Ages,
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Acts of the Apostles
and the Great Controversy.
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So five books in one
year, that's awesome.
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On your social media
and how many people ended up
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on joining this
group on Facebook.
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Hundred and seventy seven.
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Hundred and seventy seven people
reading the Great Controversy,
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all these other books at
the same time, incredible.
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So we have here
Joanne who joined us
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or joined the group.
00:01:24.86\00:01:26.56
Can you share a little bit
on did you finish all the books
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and how was your experience.
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It was an amazing experience.
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Unfortunately I
wasn't able to get
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through the
entirety of the five books.
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I still have
about 28 chapters to go,
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but I'm on my way
and I'm going to catch up
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and it was so amazing to be able
to read through the five books
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working through the
stories of the Bible
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and apply the
principles to my life.
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It was amazing to
see how the Holy Spirit
00:01:49.19\00:01:50.82
uses reading experience
00:01:50.85\00:01:52.61
to apply those principles
in my life to the situations
00:01:52.64\00:01:54.86
that I was experiencing
as I was reading the stories.
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The Holy Spirit
used it to reach me
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and to reach those that I was
encountering to the ministries
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I was involved with.
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Blessing.
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We have Ronnie and you,
did you finished everything?
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No, I wasn't able
to finish everything,
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I got most of the way
through the Great Controversy
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and the other books
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but it was still a blessing
to be a part of the group.
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Okay, awesome.
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So, you know,
something you don't finish it
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but at least we try.
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So, Amy, which come to an end
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but what's the
plan for this group
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in this coming New Year?
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So the group decided to make it
00:02:24.21\00:02:25.58
an annual kind of accountability
thing for us to keep
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encouraging each other to
read the Spirit of Prophecy.
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So we are gonna read
five more books next year,
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Education, Early
Writings, Christ Object Lessons,
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Thoughts from the
Mount of Blessings
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and Steps to Christ.
00:02:37.16\00:02:38.19
And we are also
gonna do some catch up
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for those of us
who didn't quite finish
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The Conflict of
the Ages this year.
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But really the encouragement
is for anybody can go home
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and decide that they want
to hold each other accountable
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for a spiritual
goal in their own life.
00:02:47.62\00:02:49.59
And you can use social
media in such an easy way
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to get other friends
involved and may get a good way
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to encourage each other
to continue for those goals.
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It's great. Thank you.
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So I encourage you to even
in your own wherever you are at,
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get a group of friends
and get reading these books.
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You'll be blessed.
00:03:06.82\00:03:08.12
So here I have
another friend David
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and David you're a student?
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Yes. What are you studying?
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I'm a senior medical
student at Loma Linda.
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Medical student,
okay, sorry cut you there.
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So you must be really
busy. Most of the time.
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But you did
something this past year
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that was incredible.
00:03:24.94\00:03:26.01
Tell us little bit about that?
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Oh, God opened an
exciting opportunity for me,
00:03:27.16\00:03:30.04
I had an opportunity
right after I left GYC
00:03:30.07\00:03:33.77
to go up to Idaho to work
with a Christian Adventist team
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that has
developed a family practice
00:03:38.44\00:03:41.06
that integrates spiritual care
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and really brings meaning
to people's lives through God
00:03:42.80\00:03:46.60
and through His word in addition
providing good medical care.
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So you went to Idaho
00:03:49.39\00:03:50.71
for two weeks to
work with a doctor?
00:03:50.74\00:03:53.09
And so I'm
taking care of patients
00:03:53.12\00:03:54.76
under the doctor's supervision.
00:03:54.79\00:03:55.99
I go in and grab a chart,
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when you go to
the doctor's office
00:03:57.45\00:03:58.71
the patient is
written why they are there.
00:03:58.74\00:04:01.00
So I pick up this guy's chart
and the reason that he said
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that he had come in,
you know what it was?
00:04:04.76\00:04:06.09
What was it? I need a friend.
00:04:06.12\00:04:08.85
So he needs a
friend. So what did you do?
00:04:08.88\00:04:12.70
So that's not something we
have got special training on.
00:04:12.73\00:04:15.71
Okay, yeah, I can see that.
00:04:15.74\00:04:17.19
But I went in saw him
and heard a bit of his story,
00:04:17.22\00:04:21.05
he is dying from liver cancer.
00:04:21.08\00:04:22.53
Wow.
00:04:22.56\00:04:23.59
And he is trying to
decide whether to go on
00:04:23.62\00:04:25.19
with the chemo or not.
00:04:25.22\00:04:26.76
And he wanted to talk to
my supervisor head doctor
00:04:26.79\00:04:29.89
and so I thought what
do you say to a dying man?
00:04:29.92\00:04:33.05
Because this is not something
we've gone over I thought,
00:04:33.08\00:04:34.87
well, may be I can at
least offer to pray for him.
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Not necessarily for healing,
00:04:37.43\00:04:38.67
we don't always
know if that's God's will
00:04:38.70\00:04:40.51
but at least for
comfort and strength and wisdom
00:04:40.54\00:04:42.53
because he's got
an important decision
00:04:42.56\00:04:44.43
and I asked him and
you know what he said?
00:04:44.46\00:04:45.81
What did he say?
00:04:45.84\00:04:46.87
I would rather not,
because he said I just--
00:04:46.90\00:04:50.33
I just feel sad
about all the wrong
00:04:50.36\00:04:51.87
that's done in the name of God.
00:04:51.90\00:04:53.73
Is there anything
else I can do, I asked him.
00:04:53.76\00:04:55.08
And he said yes, can you
just call the head doctor.
00:04:55.11\00:04:57.77
So I went and called the
head doctor and they went in
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and 15 minutes passed and
they are not still in there
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and I thought I was
impressed to pray for him.
00:05:04.02\00:05:06.12
Thirty minutes
passed, he is behind schedule,
00:05:06.15\00:05:08.60
I was impressed to keep praying.
00:05:08.63\00:05:10.23
Forty five minutes passed,
they're way behind schedule
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and the guy
comes out of the room.
00:05:13.15\00:05:15.38
In the room Dr.
Tukado had spoken to him
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I mean talked to
him about the situation,
00:05:18.80\00:05:20.23
he was taking experimental
chemo in Texas at MD Anderson.
00:05:20.26\00:05:23.91
He was away from his
family and felt he was dying
00:05:23.94\00:05:26.52
and he felt his
choice was either die
00:05:26.55\00:05:29.33
with the
experiment away from family
00:05:29.36\00:05:31.30
or die at home with his family.
00:05:31.33\00:05:33.52
So here we have
a man who is dying,
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he wants to have a friend
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but he doesn't want to
hear anything about God.
00:05:37.63\00:05:39.81
Well, that's what
it seems like, right?
00:05:39.84\00:05:40.91
Okay.
00:05:40.94\00:05:41.97
So... What happens?
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Dr. Tukado knows this
guy and said, you know,
00:05:43.06\00:05:46.14
we have talked before
about spiritual things
00:05:46.17\00:05:47.83
if you give any
more thought to this
00:05:47.86\00:05:49.97
and the man brought up
what he brought up before
00:05:50.00\00:05:51.64
that there is so much
wrong done in God's name
00:05:51.67\00:05:54.71
and they had this
conversation Dr. Tukado said,
00:05:54.74\00:05:58.04
sir, do you love your children.
00:05:58.07\00:05:59.85
He says, of course,
00:05:59.88\00:06:01.18
would you give
your life to save theirs
00:06:01.21\00:06:03.44
if you knew it
would come to that?
00:06:03.47\00:06:05.29
He said yes.
00:06:05.32\00:06:06.87
And then Dr.
Tukado brought up that
00:06:06.90\00:06:08.81
verse in 1 John where it says,
00:06:08.84\00:06:10.59
"Beloved, let
us loveone another,
00:06:10.62\00:06:12.30
for love is of God.
00:06:12.33\00:06:13.93
Everyone who loves is
born of God and knows God."
00:06:13.96\00:06:16.65
And he said sir,
00:06:16.68\00:06:17.72
God has been working
to put this unselfish love
00:06:17.75\00:06:21.31
in your heart and
you don't even know it.
00:06:21.34\00:06:24.74
Is that is an
unselfish love in God like that,
00:06:24.77\00:06:28.13
the kind of God you
could be friends with.
00:06:28.16\00:06:30.80
And what did he say?
He says, I believe so.
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Wow, amen,
00:06:33.26\00:06:34.81
so this man comes
in wanting a friend,
00:06:34.84\00:06:37.50
he doesn't want to
hear anything about God
00:06:37.53\00:06:39.25
but in the end he accepts him.
00:06:39.28\00:06:41.09
He had been an
atheist. An atheist.
00:06:41.12\00:06:43.36
So he comes out of the
room gives the doctor big hug,
00:06:43.39\00:06:46.94
says my wife will be so glad.
00:06:46.97\00:06:48.26
His family had
been trying for years
00:06:48.29\00:06:49.92
to lead him to Christ.
00:06:49.95\00:06:51.43
He went home he didn't
do the chemo later he died.
00:06:51.46\00:06:56.15
Dr. Tukado said I'm not going
to make this choice for you
00:06:56.18\00:06:58.68
but I'll help you
think of some ways
00:06:58.71\00:07:00.61
that you can make
the choice for yourself
00:07:00.64\00:07:02.05
and be in peace with
God would have helped him.
00:07:02.08\00:07:04.53
So he died and the wife
came back later and said
00:07:04.56\00:07:08.26
thank you so much for
what you did for my husband.
00:07:08.29\00:07:11.55
You were the only
pastor he ever had
00:07:11.58\00:07:15.06
and this office
was the only church
00:07:15.09\00:07:17.42
he ever attended.
00:07:17.45\00:07:18.48
Wow. Amen.
00:07:18.51\00:07:20.28
So what--
basically really short,
00:07:20.31\00:07:22.70
what do you
suggest what's your message
00:07:22.73\00:07:25.61
through this experience
through us here today?
00:07:25.64\00:07:28.29
For anyone God can
use you where you are,
00:07:28.32\00:07:30.42
you don't have to go
overseas to serve Him,
00:07:30.45\00:07:32.32
the needs are here and overseas
00:07:32.35\00:07:34.46
and for those of you that have
00:07:34.49\00:07:36.63
professional skills in
medicine or other fields.
00:07:36.66\00:07:39.23
God sometimes gives
us special opportunity
00:07:39.26\00:07:41.78
to help people at key points
in their lives, use it for him.
00:07:41.81\00:07:43.81
Amen. Thank you. Amen.
00:07:43.84\00:07:45.89
So whatever you're
doing you can use it for God
00:07:45.92\00:07:48.15
and that's why on Saturday night
00:07:48.18\00:07:49.51
you can go to the
networking session,
00:07:49.54\00:07:50.84
connect with other professionals
00:07:50.87\00:07:52.32
to see what you can do for God.
00:07:52.35\00:07:54.06
So here we have some--
I have some other friends.
00:07:54.09\00:07:56.41
And they are
doing also something,
00:07:56.44\00:07:58.78
what's happening Madelina?
00:07:58.81\00:08:00.38
I want to share about
the power of God's word.
00:08:00.41\00:08:04.54
God is just amazing.
00:08:04.57\00:08:05.72
Some months ago, a friend and I,
00:08:05.75\00:08:07.69
we were talking
about memorization
00:08:07.72\00:08:09.69
and our need in
memorizing and for many years
00:08:09.72\00:08:13.16
I have sporadically
memorize the couple of verses
00:08:13.19\00:08:16.11
but never
something consistently.
00:08:16.14\00:08:18.22
So after a
sermon by Chad and Fadia
00:08:18.25\00:08:21.17
they came to our
college and they shared about
00:08:21.20\00:08:23.59
the power of memorization,
Bible memorization.
00:08:23.62\00:08:26.57
So we decided to
take the challenge,
00:08:26.60\00:08:28.84
the one verse a day
well then seem challenge.
00:08:28.87\00:08:31.93
So we started memorizing
one verse a day each day
00:08:31.96\00:08:35.09
and for me I
thought this is impossible,
00:08:35.12\00:08:38.01
I have such a bad memory,
00:08:38.04\00:08:39.54
this, this just can't happen
but God is powerful, amen.
00:08:39.57\00:08:44.21
So I have tried
doing that its hard,
00:08:44.24\00:08:46.51
so you did it one
verse a day for how long?
00:08:46.54\00:08:50.75
Well, it didn't last long
00:08:50.78\00:08:52.33
because one verse
a day was not enough.
00:08:52.36\00:08:54.51
Not enough, okay.
00:08:54.54\00:08:55.57
We wanted to memorize more
00:08:55.60\00:08:57.02
because the
verses were so powerful.
00:08:57.05\00:08:59.05
We were just like
let's memorize more.
00:08:59.08\00:09:01.12
So one evening we were talking
and deciding how much time
00:09:01.15\00:09:04.30
it would take to
memorize the Book of John
00:09:04.33\00:09:06.42
and we decided
that if we memorized
00:09:06.45\00:09:09.29
eight verses a day it
would only take two weeks.
00:09:09.32\00:09:12.04
So we took up this
challenge to memorize
00:09:12.07\00:09:14.63
on the Book of James,
1 John, 2 John and Jude
00:09:14.66\00:09:18.38
in the end of the semester,
00:09:18.41\00:09:20.12
so we started
praying and doing it each day
00:09:20.15\00:09:23.40
and it was such a blessing.
00:09:23.43\00:09:25.33
It impacted my life
in ways I cannot explain.
00:09:25.36\00:09:29.01
And the fact
that I cannot memorize
00:09:29.04\00:09:31.31
but God's word is
powerful enough to help us
00:09:31.34\00:09:34.57
put that word in our minds.
00:09:34.60\00:09:36.32
The world then seems they
spent their lives memorizing
00:09:36.35\00:09:39.20
because they knew
that they wouldn't have
00:09:39.23\00:09:40.49
the Bibles with them
00:09:40.52\00:09:41.90
and today, this is what
we should be doing as well.
00:09:41.93\00:09:45.52
So you did verses once a day
00:09:45.55\00:09:47.83
and then you move to
couple of verses a day.
00:09:47.86\00:09:49.90
Now you're doing
chap-- not even chapters
00:09:49.93\00:09:51.52
you're doing books.
00:09:51.55\00:09:52.58
It's a blessing, so we are here
00:09:52.61\00:09:54.51
and we are
thinking I want to do that.
00:09:54.54\00:09:56.86
Natasha what is some
advice you can give us
00:09:56.89\00:09:59.13
on how to start
memorizing verses.
00:09:59.16\00:10:00.98
Some practical things you can do
00:10:01.01\00:10:02.42
if you want to
get to memorize more.
00:10:02.45\00:10:05.72
First thing is pay
attention to what your best--
00:10:05.75\00:10:08.65
your primary learning style is.
00:10:08.68\00:10:10.96
If you are an auditory learner,
00:10:10.99\00:10:12.47
if you are a visual learner
and really capitalize on that,
00:10:12.50\00:10:15.72
but also remember that the
more learning styles you include
00:10:15.75\00:10:18.51
as you are trying to memorize,
00:10:18.54\00:10:20.05
the better off you'll be
and specially reciting out loud
00:10:20.08\00:10:23.52
as you're trying to do it,
not just doing it in your mind
00:10:23.55\00:10:25.65
really, really, really helps.
00:10:25.68\00:10:27.38
Another thing that is incredibly
key is the consistency.
00:10:27.41\00:10:31.35
Memorizing every day
00:10:31.38\00:10:32.46
rather than just
trying to do big chunks
00:10:32.49\00:10:34.74
and struggling within, you
are feeling like you can't.
00:10:34.77\00:10:37.40
Or also another thing have
a very good review schedule.
00:10:37.43\00:10:40.79
If you have a smart phone,
get the scripture typer app,
00:10:40.82\00:10:43.74
it's also out
for android this year
00:10:43.77\00:10:45.76
and we are excited about that
00:10:45.79\00:10:47.23
and it can help
you have a consistent
00:10:47.26\00:10:49.30
review schedule that
will really, really help
00:10:49.33\00:10:51.63
and the last thing is
have an accountability partner.
00:10:51.66\00:10:54.40
Awesome. Thank you.
00:10:54.43\00:10:55.46
How many of you guys are
going to memorize verses?
00:10:55.49\00:10:58.07
Awesome, thank you.
00:10:58.10\00:10:59.24
Jesus, my Shepherd, Lord
00:11:08.20\00:11:11.50
And Friend
00:11:11.53\00:11:13.79
My Prophet, Priest, and King
00:11:13.82\00:11:17.92
My God, my Life My  Way, my End
00:11:17.95\00:11:23.53
Accept the praise I bring
00:11:23.56\00:11:27.92
Hallelujah
00:11:27.95\00:11:32.47
Hallelujah
00:11:32.50\00:11:36.74
Hallelujah
00:11:36.77\00:11:41.75
Hallelujah
00:11:45.66\00:11:49.81
Hallelujah
00:11:49.84\00:11:54.22
Hallelujah
00:11:54.25\00:11:59.23
Weak is the effort of my heart
00:12:02.86\00:12:08.10
And cold my warmest thought
00:12:08.13\00:12:11.93
But when I see thee as thou art
00:12:11.96\00:12:17.27
I'll praise thee as I ought
00:12:17.30\00:12:21.43
Hallelujah
00:12:21.46\00:12:25.96
Hallelujah
00:12:25.99\00:12:30.48
Hallelujah
00:12:30.51\00:12:35.48
Hallelujah
00:12:39.37\00:12:43.52
Hallelujah
00:12:43.55\00:12:48.12
Hallelujah
00:12:48.15\00:12:53.13
Till then I
would Thy love proclaim
00:12:56.54\00:13:01.43
With every fleeting breath
00:13:01.46\00:13:05.74
And may the music of Thy name
00:13:05.77\00:13:10.75
Awake my soul from death
00:13:10.78\00:13:17.87
Hallelujah
00:13:17.90\00:13:22.72
Hallelujah
00:13:22.75\00:13:27.02
Hallelujah
00:13:27.05\00:13:32.02
Hallelujah
00:13:35.98\00:13:40.56
Hallelujah
00:13:40.59\00:13:44.49
Hallelujah
00:13:44.52\00:13:49.67
Hallelujah
00:13:49.70\00:13:54.21
Hallelujah
00:13:54.24\00:13:59.21
Amen
00:14:04.38\00:14:10.70
Amen
00:14:10.73\00:14:17.58
You know something,
00:14:22.70\00:14:23.91
I have been involved in planning
00:14:23.94\00:14:25.75
or at least
assisting in planning 10 GYC's.
00:14:25.78\00:14:29.62
How many?
00:14:29.65\00:14:31.28
Ten GYC's if you count Europe.
00:14:31.31\00:14:34.71
Of all the GYC's
I have been involved
00:14:34.74\00:14:37.00
and this one has been the
most difficult for us to plan.
00:14:37.03\00:14:43.22
All ten most difficult
00:14:43.25\00:14:45.35
and someone from
the executive committee
00:14:45.38\00:14:46.71
I think it was
Jeff, he said, you know,
00:14:46.74\00:14:48.12
as soon as we made
the decision to hand out
00:14:48.15\00:14:50.84
the Great Controversy
in our land of Florida
00:14:50.87\00:14:52.98
the problems got
stronger and more.
00:14:53.01\00:14:58.94
Amen.
00:14:58.97\00:15:01.11
God wants to do
incredible things
00:15:01.14\00:15:02.87
through this conference.
00:15:02.90\00:15:05.80
Last night, we prayed
00:15:05.83\00:15:07.79
the executive
committee got together
00:15:07.82\00:15:09.59
and we had a very humble prayer.
00:15:09.62\00:15:11.26
You know, we
have two new editions
00:15:11.29\00:15:13.90
to the executive committee.
00:15:13.93\00:15:15.21
I have a six month old,
Jeff has a six month old,
00:15:15.24\00:15:18.82
we prayed that our children
would never have to come to GYC
00:15:18.85\00:15:22.89
and comprehend what
is being spoken about.
00:15:22.92\00:15:25.95
We want Jesus to come again.
00:15:25.98\00:15:29.60
Never have we had
such difficulties,
00:15:29.63\00:15:31.93
God has incredible
blessings in store for you.
00:15:31.96\00:15:37.55
This is a interesting Bible.
00:15:37.58\00:15:41.21
This is the Bible
of the president of GYC
00:15:41.24\00:15:44.46
and it is the last
time I'll preach with it.
00:15:44.49\00:15:48.52
I have been involved with
GYC and on Sunday I retire.
00:15:48.55\00:15:54.79
It's been an
interesting and exciting
00:15:54.82\00:15:58.12
and a blessed to
serve God through GYC.
00:15:58.15\00:16:05.47
I was young, unmarried, no
gray hair and I joined GYC.
00:16:05.50\00:16:13.19
I'm not so young any more, I
have quite a bit of gray hair,
00:16:13.22\00:16:17.65
I have a lovely
wife and now a son
00:16:17.68\00:16:20.67
and so it seems fitting
to me to retire from GYC.
00:16:20.70\00:16:25.98
But let me just share with
you a couple of things you--
00:16:26.01\00:16:29.13
you get ready to retire
00:16:29.16\00:16:30.67
and you begin to
survey the landscape
00:16:30.70\00:16:32.72
of what God has
done through GYC.
00:16:32.75\00:16:36.24
God has blessed us abundantly.
00:16:36.27\00:16:39.90
I have had the
privilege to travel
00:16:39.93\00:16:41.48
to five of the six
continents as president of GYC
00:16:41.51\00:16:45.56
and something has
become so clear to me.
00:16:45.59\00:16:50.84
If we did not have a
conference each year,
00:16:50.87\00:16:54.33
GYC would still exist.
00:16:54.36\00:16:58.62
If we didn't have a conference,
00:16:58.65\00:16:59.98
if we didn't
have the nice flowers,
00:17:00.01\00:17:01.57
if we didn't
have the fancy feather
00:17:01.60\00:17:03.34
like it or not,
00:17:03.37\00:17:04.40
if we didn't have the screens,
00:17:04.43\00:17:05.61
if we didn't have
the video cameras,
00:17:05.64\00:17:06.94
if we didn't have the piano,
00:17:06.97\00:17:08.31
if we didn't have
any of these things,
00:17:08.34\00:17:10.00
GYC would still exist
00:17:10.03\00:17:13.29
because GYC is not
a youth conference.
00:17:13.32\00:17:19.65
At a core, GYC is
radical commitment to him,
00:17:19.68\00:17:25.48
faithfulness, faithfulness
and so traveling around
00:17:25.51\00:17:32.34
meeting different young
people all around the world,
00:17:32.37\00:17:35.71
God has a generation that
is radically committed to Him.
00:17:35.74\00:17:40.22
You take away all the
stage and everything else
00:17:40.25\00:17:42.97
and GYC still exist.
00:17:43.00\00:17:46.20
And so I'm
confident in telling you
00:17:46.23\00:17:49.57
the best days of
GYC are ahead of us.
00:17:49.60\00:17:54.79
The best days of
GYC are ahead of us.
00:17:54.82\00:17:59.31
Tonight, I'm gonna share
with you a devotional thought.
00:17:59.34\00:18:03.95
When I give my notes in order.
00:18:07.65\00:18:10.66
The clock in front
of me is racing down
00:18:10.69\00:18:14.30
and honestly, I don't care.
00:18:14.33\00:18:17.75
It's my last year.
00:18:17.78\00:18:21.24
We're gonna go as
long as we need to go.
00:18:21.27\00:18:24.40
Are you prepared for that?
00:18:24.43\00:18:29.04
As of Christmas day
I wasn't even thinking
00:18:29.07\00:18:31.73
that I would preach tonight,
00:18:31.76\00:18:34.02
I was gonna have
someone else come
00:18:34.05\00:18:35.22
and someone else
was preparing a sermon
00:18:35.25\00:18:37.36
and we got talking
and started thinking
00:18:37.39\00:18:39.46
about the philosophic
journey we might take tonight
00:18:39.49\00:18:43.22
and immediately
after listening to that
00:18:43.25\00:18:44.80
I realize I needed to
preach the message tonight
00:18:44.83\00:18:49.08
because it's a message for me.
00:18:49.11\00:18:52.31
One point, one appeal,
00:18:52.34\00:18:56.07
and honestly it's for me.
00:18:56.10\00:18:59.63
You can listen in if you
like and I'll pray in a moment
00:18:59.66\00:19:03.87
that God also
touches your life with it
00:19:03.90\00:19:06.35
but it's one point, one
message and an appeal for me.
00:19:06.38\00:19:11.92
Let's pray.
00:19:11.95\00:19:15.72
Heavenly Father, Lord
00:19:15.75\00:19:16.78
here we are at the
opening night of GYC.
00:19:16.81\00:19:22.76
It is New Year's
and we can think of
00:19:22.79\00:19:24.55
no better way to
spend it with you.
00:19:24.58\00:19:29.20
So we come
together by the thousands
00:19:29.23\00:19:32.73
different countries,
different backgrounds,
00:19:32.76\00:19:35.05
different ages,
different experiences
00:19:35.08\00:19:37.25
but united under you.
00:19:37.28\00:19:40.20
Lord, we ask that you'd
speak through me tonight,
00:19:40.23\00:19:43.97
despite my glaring
deficiencies and weaknesses
00:19:44.00\00:19:47.44
we ask that you
would shine through.
00:19:47.47\00:19:50.90
That is this
message is delivered
00:19:50.93\00:19:52.35
that is a direct
appeal to me that may be Lord
00:19:52.38\00:19:55.12
it would touch
the heart of one other
00:19:55.15\00:19:58.62
or may be many others.
00:19:58.65\00:20:01.37
We pray that our minds
wouldn't be distracted tonight.
00:20:01.40\00:20:07.72
That we would be
completely focused on you
00:20:07.75\00:20:11.56
and the message you have for us.
00:20:11.59\00:20:14.79
Lord we pray these things
in your precious name, amen.
00:20:14.82\00:20:19.36
Right now, at
this moment in time
00:20:19.39\00:20:21.64
they're about 7
billion people on the planet.
00:20:21.67\00:20:26.86
7 billion that makes you
00:20:26.89\00:20:29.35
. 0000000014 of
the earth's population.
00:20:29.38\00:20:37.05
In terms of numbers
in the earth's population
00:20:37.08\00:20:40.03
you're extremely insignificant.
00:20:40.06\00:20:43.96
And yet Paul
tells us in his letter,
00:20:43.99\00:20:46.91
he says you are a spectacle.
00:20:46.94\00:20:50.89
And he uses an
interesting word in the Greek
00:20:50.92\00:20:52.70
he says, you are Theatron
00:20:52.73\00:20:53.96
where we get the word theater
and he says you are a spectacle
00:20:53.99\00:20:59.28
not just to men,
not just to the world,
00:20:59.31\00:21:01.33
not just to your parents,
your friends, your co-workers,
00:21:01.36\00:21:03.98
not just to them but to
the world and to angels.
00:21:04.01\00:21:10.60
We're insignificant and yet
we are spectacle to the world.
00:21:10.63\00:21:17.43
So the question we want to
ask ourselves tonight is why?
00:21:17.46\00:21:23.04
What is it about you
and I that have the ability,
00:21:23.07\00:21:26.41
the capacity to hold captive
even the attention of angels?
00:21:26.44\00:21:33.28
And for us to answer that
question I would submit to you
00:21:33.31\00:21:35.43
we have to
understand who we are?
00:21:35.46\00:21:40.63
In the beginning Genesis 1:1
you can turn there if you like.
00:21:40.66\00:21:45.15
"In the beginning God
created" God did what?
00:21:45.18\00:21:48.52
"Created the
heavens and the earth."
00:21:48.55\00:21:50.54
Now, right away from this
passage we notice something.
00:21:50.57\00:21:53.23
It says in the
beginning God created,
00:21:53.26\00:21:56.37
the word there is Elohim.
00:21:56.40\00:21:58.87
This is the same
Elohim that Moses
00:21:58.90\00:22:00.82
later ask in the Book of Exodus
00:22:00.85\00:22:02.70
He says, Elohim who are you?
00:22:02.73\00:22:05.31
and God comes to him and he says
00:22:05.34\00:22:06.85
very potently and very
small it's a sink he said
00:22:06.88\00:22:09.69
I am that I am essentially
00:22:09.72\00:22:14.29
I am pure existence,
00:22:14.32\00:22:20.15
no beginning, no end.
00:22:20.18\00:22:22.74
Not subject to
time like you and I are.
00:22:22.77\00:22:25.46
So In the
beginning Elohim created.
00:22:25.49\00:22:28.63
So notice this very carefully.
00:22:28.66\00:22:31.15
God didn't have a
beginning or an end.
00:22:31.18\00:22:33.93
Elohim I am did not
have a beginning or an end.
00:22:33.96\00:22:36.59
But he chooses, he
chooses to create a beginning
00:22:36.62\00:22:41.72
to place
themselves in human history.
00:22:41.75\00:22:45.57
You missed it.
00:22:45.60\00:22:47.35
God did not need a beginning,
does not have a beginning
00:22:47.38\00:22:50.26
but in choose, he
chooses to create a beginning
00:22:50.29\00:22:53.02
so he can be a
part of your story.
00:22:53.05\00:22:57.13
Elohim comes, in
the Book of Genesis.
00:22:57.16\00:23:00.73
In the beginning God created,
00:23:00.76\00:23:02.25
He chooses to create a beginning
00:23:02.28\00:23:05.40
so that He can be a part of
your life and a part of mine.
00:23:05.43\00:23:10.60
Chooses to interject
Himself into human history.
00:23:10.63\00:23:14.55
You go out at night, and
you look up into the stars
00:23:14.58\00:23:18.26
and most of us good Adventist
upbringing can spot Orion.
00:23:18.29\00:23:23.48
You look at Orion
and on the right shoulder
00:23:23.51\00:23:25.77
is the tenth largest
star it is Betelgeuse.
00:23:25.80\00:23:29.24
Betelgeuse is 13,000
times brighter than the sun
00:23:29.27\00:23:32.64
and 10,000 times lighter.
00:23:32.67\00:23:35.22
If you replace
Betelgeuse with our sun
00:23:35.25\00:23:37.68
it would extend past
the orbit of Jupiter.
00:23:37.71\00:23:41.61
Now, you look up at Betelgeuse
00:23:41.64\00:23:42.97
and you can see it but
it is 643 light years away.
00:23:43.00\00:23:47.87
Can you believe that?
00:23:47.90\00:23:49.06
That is you traveling a
186,000 miles per second
00:23:49.09\00:23:53.08
for 643 years
00:23:53.11\00:23:55.15
and you can look
up and you can see it
00:23:55.18\00:23:57.73
but that's
nothing with the naked eye
00:23:57.76\00:23:59.45
when the conditions are right
00:23:59.48\00:24:00.54
you can look up and
see the galaxy Andromeda.
00:24:00.57\00:24:03.51
Andromeda is 2.5 million
light years away from you.
00:24:03.54\00:24:08.88
Now, that's a large
number, in my hunches
00:24:08.91\00:24:13.40
we can't comprehend that number,
00:24:13.43\00:24:15.28
so tomorrow when
you're at breakfast
00:24:15.31\00:24:16.77
I want you to do me a favor.
00:24:16.80\00:24:18.69
Can you do that, yes or no?
00:24:18.72\00:24:20.88
You pull out your
napkin and you get out a pen
00:24:20.91\00:24:23.40
and you write
down the number 15.
00:24:23.43\00:24:26.08
What number
you're gonna write down?
00:24:26.11\00:24:28.48
Fifteen, you are putting in
on your napkin tomorrow morning
00:24:28.51\00:24:30.77
where the food is
great at breakfast,
00:24:30.80\00:24:32.73
15 after the 15 you are
gonna write down 19 zeros.
00:24:32.76\00:24:38.82
That's how many miles
away we are from Andromeda.
00:24:38.85\00:24:42.85
Fifteen, Nineteen zeros,
00:24:42.88\00:24:46.69
past Andromeda
there is approximately
00:24:46.72\00:24:48.67
a 100 billion galaxies
00:24:48.70\00:24:50.99
each of those galaxies
has a 100 billion stars,
00:24:51.02\00:24:54.03
each of those
stars has a 100 billion
00:24:54.06\00:24:56.65
excuse me suns,
each of those suns
00:24:56.68\00:24:58.83
has approximately
a 100 billion stars.
00:24:58.86\00:25:02.93
In terms of the sheer
numbers of the galaxies
00:25:02.96\00:25:06.98
and the distances involved,
00:25:07.01\00:25:09.27
you and I are insignificant
00:25:09.30\00:25:14.00
and yet Paul boldly declares,
00:25:14.03\00:25:18.62
we are a spectacle, a Theatron.
00:25:18.65\00:25:23.14
How are you and I
as insignificant beings
00:25:23.17\00:25:25.70
when we think about the
vastness of God's creation,
00:25:25.73\00:25:29.93
spectacles to the world?
00:25:29.96\00:25:31.77
How do you and I hold captive
even the imagination of angels?
00:25:31.80\00:25:39.09
In the beginning God
created light, light is unique.
00:25:39.12\00:25:44.12
Picture with me outreach day,
00:25:44.15\00:25:46.14
outreach day is
Friday and let's just say
00:25:46.17\00:25:48.50
you and I are on a
bus going out on outreach.
00:25:48.53\00:25:51.89
You're gonna do that, yes or no?
00:25:51.92\00:25:55.02
So, one third of you
are going out on outreach.
00:25:55.05\00:25:58.66
Are you gonna be on a
bus with me or not? Yes.
00:25:58.69\00:26:01.93
You and I are on a bus
we are traveling at 50 mph.
00:26:01.96\00:26:05.60
How fast are we going?
Not a trick question, 50 mph.
00:26:05.63\00:26:11.17
Now, Jeff he is there and
he is directing the buses,
00:26:11.20\00:26:14.49
Jeff is
stationary, he is not moving,
00:26:14.52\00:26:16.39
he is going zero miles per hour.
00:26:16.42\00:26:17.77
How fast is Jeff
going? Zero miles an hour.
00:26:17.80\00:26:21.22
Now, let's just say in this
imaginary Friday outreach day,
00:26:21.25\00:26:24.14
you and I are
cruising on the bus
00:26:24.17\00:26:25.42
and we happen to have a
bow and arrow in our hands.
00:26:25.45\00:26:29.30
And I don't know why we have
a bow and arrow in our hands
00:26:29.33\00:26:31.22
but we do for whatever reason.
00:26:31.25\00:26:33.21
Let's just say you and I
shoot that arrow off the bus.
00:26:33.24\00:26:36.76
Most arrows travel at
about 300 feet per second
00:26:36.79\00:26:39.64
and we could round that
up to 200 miles an hour.
00:26:39.67\00:26:43.33
Our arrow flying off the
bus is gonna go how fast?
00:26:43.36\00:26:47.57
How fast is it gonna
go? 250 miles per hour.
00:26:47.60\00:26:52.42
Now, Jeff let's just
say for whatever reason
00:26:52.45\00:26:55.04
he has got a bow and arrow too
00:26:55.07\00:26:56.32
and he shoots it from
where he's standing still.
00:26:56.35\00:26:58.43
How fast is that arrow gonna go?
00:26:58.46\00:27:01.10
200 miles an hour.
00:27:01.13\00:27:03.47
Now, this fits very
nicely with our world view
00:27:03.50\00:27:06.50
our Newtonian
understanding of the universe.
00:27:06.53\00:27:09.68
A+B=C we shoot it,
00:27:09.71\00:27:13.28
it has the flying through
the air at 250 miles an hour.
00:27:13.31\00:27:17.65
Now let's just say, we had
a huge spotlight on this bus.
00:27:17.68\00:27:22.68
Again, I don't know why
we have a huge spotlight
00:27:22.71\00:27:24.77
but we have a huge spotlight.
00:27:24.80\00:27:27.29
And we want to
really kick things up
00:27:27.32\00:27:29.72
because you and I are excited,
00:27:29.75\00:27:31.67
yes, to get out to outreach.
00:27:31.70\00:27:33.98
So we tell the bus
driver to crank things up
00:27:34.01\00:27:36.37
to a thousand feet per second.
00:27:36.40\00:27:39.83
Okay, now, we shine
the flashlight from the bus
00:27:39.86\00:27:45.42
or let's do a thousand.
00:27:45.45\00:27:47.20
Now, I'm really
gonna confuse you.
00:27:47.23\00:27:48.55
Let's do 1,000 per second.
00:27:48.58\00:27:51.32
How fast are we going?
00:27:51.35\00:27:54.21
We are going
1,000 miles per second.
00:27:54.24\00:27:56.92
Now, we shoot the flashlight
00:27:56.95\00:27:59.76
which light travels at a
186,000 miles per second,
00:27:59.79\00:28:03.08
we are going at
1,000 miles per second.
00:28:03.11\00:28:05.22
How fast is the light gonna go?
00:28:05.25\00:28:09.03
How fast? Did anyone say 187?
00:28:09.06\00:28:15.04
You would assume
that wouldn't you?
00:28:15.07\00:28:17.07
Newtonian understanding
of the universe A+B=C.
00:28:17.10\00:28:20.53
You know we shoot the flashlight
00:28:20.56\00:28:22.16
and it goes at
186,000 miles per second.
00:28:22.19\00:28:25.50
Jeff shoots the flashlight
00:28:25.53\00:28:27.01
it goes at
186,000 miles per second.
00:28:27.04\00:28:30.67
We can get the bus going
a 185,000 miles per second.
00:28:30.70\00:28:35.33
We shoot it, it goes at 186.
00:28:35.36\00:28:37.01
Jeff shoots it goes at 186,
00:28:37.04\00:28:39.11
it does not matter
how fast we are going,
00:28:39.14\00:28:41.77
it is going to
shoot out of that beam
00:28:41.80\00:28:44.04
at the same
speed, strange isn't it?
00:28:44.07\00:28:49.22
I mean it just boggles our mind.
00:28:49.25\00:28:50.78
We can't even comprehend light.
00:28:50.81\00:28:53.59
Light defies
physics, but you and I,
00:28:53.62\00:28:56.88
we walk around the
universe and all the Newtonian
00:28:56.91\00:28:59.26
understandings
that we have A+B=C
00:28:59.29\00:29:01.67
we have to live
by, light doesn't.
00:29:01.70\00:29:07.06
You would think
that something like light
00:29:07.09\00:29:08.88
would hold captive the
imagination of the world.
00:29:08.91\00:29:12.66
You would think
something like light
00:29:12.69\00:29:13.80
that makes zero sense
to you and I in our minds,
00:29:13.83\00:29:16.81
zero sense to a
logical mind would hold captive
00:29:16.84\00:29:20.24
would be the
theater to the world,
00:29:20.27\00:29:23.16
but yet Paul says,
we are the spectacle.
00:29:23.19\00:29:29.90
Astronomers have
found this planet
00:29:29.93\00:29:32.25
racing through our
galaxy at 67,000 miles per hour.
00:29:32.28\00:29:36.78
At the same time it is rotating
at 1,000 miles per hour.
00:29:36.81\00:29:40.22
You and I, we
affectionately call it earth.
00:29:40.25\00:29:44.06
We have a greater light
00:29:44.09\00:29:45.22
that gives us four million
tons of energy per second
00:29:45.25\00:29:48.89
and in a 11 year cycle
00:29:48.92\00:29:50.18
that sun varies one
tenth of one percent.
00:29:50.21\00:29:55.18
Every 11 years, one
tenth of one percent
00:29:55.21\00:29:58.43
our earth tilts at
twenty three and half degrees.
00:29:58.46\00:30:01.29
You know why it does
that because if it didn't tilt
00:30:01.32\00:30:04.93
one side of the
earth would become too hot
00:30:04.96\00:30:06.93
so life couldn't be
sustained on planet earth
00:30:06.96\00:30:09.46
and the other
side will be too cool,
00:30:09.49\00:30:11.17
no life on planet earth.
00:30:11.20\00:30:13.65
Hydrogen coverts .007 percentage
of its mass to helium,
00:30:13.68\00:30:18.50
if with there as .006 converted
no life on planet earth.
00:30:18.53\00:30:22.67
If there is .008 no
life on planet earth.
00:30:22.70\00:30:27.40
We are 93 million
miles away from the sun.
00:30:27.43\00:30:30.23
94 million miles away
no life on planet earth.
00:30:30.26\00:30:33.23
92 million miles away
no life on planet earth.
00:30:33.26\00:30:38.65
Thus the oceans
have 3.4 % salt content
00:30:38.68\00:30:42.44
your blood has
3.4% salt content.
00:30:42.47\00:30:46.61
4% salt content no
life on planet earth
00:30:46.64\00:30:49.66
in the oceans or your blood
00:30:49.69\00:30:51.26
2% no life on planet earth.
00:30:51.29\00:30:56.86
Our earth is finely
tuned to sustain life.
00:30:56.89\00:31:02.77
Our atmosphere has 21% oxygen,
23% no life on planet earth.
00:31:02.80\00:31:07.45
19% no life on
planet earth and there are
00:31:07.48\00:31:10.61
hundreds and hundred
of these finely tuned dial
00:31:10.64\00:31:13.68
so that life can be
sustained on planet earth.
00:31:13.71\00:31:17.33
Carbon levels,
ratios of proton to neutrons
00:31:17.36\00:31:20.68
and neutrons to electrons
00:31:20.71\00:31:22.24
and core temperatures of
the earth all finely tuned
00:31:22.27\00:31:25.21
so that you and I can
exist on planet earth.
00:31:25.24\00:31:31.14
And it's more than that
00:31:31.17\00:31:32.20
if one of these little
dials are slightly off,
00:31:32.23\00:31:35.70
the rest are rendered useless.
00:31:35.73\00:31:38.88
All of them have to
show up and be perfect
00:31:38.91\00:31:42.00
everyday for a life
to exist on planet earth.
00:31:42.03\00:31:47.70
You look at the finely
tuned earth and you would think
00:31:47.73\00:31:50.58
that would be a
spectacle to men and to angels.
00:31:50.61\00:31:55.12
All these hundreds and hundreds
are finely tuned dials exactly,
00:31:55.15\00:31:59.86
perfectly executing the will
of God day after day after day.
00:31:59.89\00:32:04.90
You and I can't go a day
without making a mistake.
00:32:08.74\00:32:14.42
The earth goes day after
day without making a mistake.
00:32:14.45\00:32:20.20
Yet somehow as
insignificant begins
00:32:20.23\00:32:26.91
you and I are
spectacle, Theatron,
00:32:28.95\00:32:34.13
a theater not just to our peers
00:32:34.16\00:32:35.95
not just to our
parents, not just to our friends
00:32:35.98\00:32:38.39
and cousins and family members
00:32:38.42\00:32:40.39
but a theater to the world
00:32:40.42\00:32:41.86
and hold captive even
the attention of angels.
00:32:41.89\00:32:45.83
You and I look at this
beautifully finely tuned
00:32:45.86\00:32:48.80
doing everything to
God's will planet earth
00:32:48.83\00:32:52.02
and think why
isn't it the spectacle?
00:32:52.05\00:32:55.63
You don't have all of a sudden
apple trees producing oranges.
00:32:55.66\00:32:59.07
They execute perfectly everyday
00:32:59.10\00:33:01.15
and yet you and I can't go a
day without making a mistake.
00:33:01.18\00:33:06.15
And somehow we
are the spectacle.
00:33:06.18\00:33:13.52
Everything we have
is made up of atoms.
00:33:13.55\00:33:16.75
Atoms are .0000001
millimeters in diameter
00:33:16.78\00:33:22.83
that is small.
00:33:22.86\00:33:24.86
Let's pretend you and I had
a grapefruit just to illustrate
00:33:24.89\00:33:27.68
how small that is a grape
fruit only with neutron atoms,
00:33:27.71\00:33:32.90
nitrogen atoms rather.
00:33:32.93\00:33:34.70
Now, we look at that grapefruit
00:33:34.73\00:33:36.00
and we slice it
open and we think
00:33:36.03\00:33:37.48
we want to take a look at
00:33:37.51\00:33:38.54
all the atoms
inside of this grapefruit.
00:33:38.57\00:33:41.58
So we pull out each atom
00:33:41.61\00:33:43.12
and we blow it up to
the size of a blueberry.
00:33:43.15\00:33:46.08
Now, look at down at your
hand and picture a blue in it.
00:33:46.11\00:33:50.13
Do it quickly,
quickly, quickly I'm looking.
00:33:50.16\00:33:52.95
Pull out your hand, you are
picturing a blueberry in it.
00:33:52.98\00:33:55.79
You are tuning in by 3ABN
00:33:55.82\00:33:57.14
get your hand out
look at the blueberry.
00:33:57.17\00:34:00.25
Now, we have just
blown up every nitrogen atom
00:34:00.28\00:34:03.02
in a grapefruit to
the size of the blueberry.
00:34:03.05\00:34:05.55
How big now do you think
00:34:05.58\00:34:07.15
our grapefruit has
to be to encapsulate
00:34:07.18\00:34:09.98
all of those
blueberry size atoms?
00:34:10.01\00:34:14.98
The size of the
earth. Can you believe that?
00:34:15.01\00:34:21.16
From here all
the way to the bottom
00:34:21.19\00:34:23.18
completely filled
up with blueberries.
00:34:23.21\00:34:30.80
Now, you might
remember from grade school
00:34:30.83\00:34:33.50
sort of the diagram of an atom.
00:34:33.53\00:34:35.75
You have got right
a dot in the middle
00:34:35.78\00:34:37.62
and then sort of
circling it is this other dot
00:34:37.65\00:34:40.44
the dot in the
middle is the nucleus,
00:34:40.47\00:34:41.96
it has your protons and neutrons
00:34:41.99\00:34:43.47
that's what the
mass of the atom is.
00:34:43.50\00:34:45.65
Let's say we slice
open that blueberry,
00:34:45.68\00:34:47.92
we take a look at it
00:34:47.95\00:34:48.98
and we want to
look at the nucleus
00:34:49.01\00:34:50.34
where the mass of the atom is,
00:34:50.37\00:34:51.62
you know, our blueberry
00:34:51.65\00:34:53.02
we can't see the
nucleus with our naked eye.
00:34:53.05\00:34:56.60
So, we blow it up to the
size of the baseball stadium.
00:34:56.63\00:35:02.58
And then nucleus is
the size of the baseball.
00:35:02.61\00:35:08.64
Things are really, really small.
00:35:08.67\00:35:12.52
Now, these are
extremely dense too
00:35:12.55\00:35:14.74
and let's say we
wanted give something that is
00:35:14.77\00:35:16.66
equal density to that
baseball size blown up atom.
00:35:16.69\00:35:22.17
Now, let's take a box
about 1 foot by 1 foot
00:35:22.20\00:35:25.47
and let's start
smashing cars into it
00:35:25.50\00:35:28.07
because we are
trying to create something
00:35:28.10\00:35:29.34
that has a same
density I'll donate my truck
00:35:29.37\00:35:31.96
we will smash it
into this one foot box
00:35:31.99\00:35:33.93
and then we will have
everyone in this auditorium
00:35:33.96\00:35:36.74
smash their car into
this one foot by one foot box.
00:35:36.77\00:35:40.12
Will you do that yes or no?
00:35:40.15\00:35:41.90
It's just an
example, you can do it.
00:35:41.93\00:35:44.44
So we are smashing our
cars in and I don't know
00:35:44.47\00:35:47.54
how many people
there are may be 3,000.
00:35:47.57\00:35:52.15
You think there is
3,000 cars in here?
00:35:52.18\00:35:54.22
Will this go with that
three or four thousand cars
00:35:54.25\00:35:56.18
we are smashing it
into this one foot box.
00:35:56.21\00:35:58.34
Now, that's
gonna be pretty dense
00:35:58.37\00:35:59.72
three or four
thousands cars you agree?
00:35:59.75\00:36:01.66
Yes or no?
00:36:01.69\00:36:03.03
One foot box three
or four thousand cars?
00:36:03.06\00:36:06.25
You know how many car
we got to smash in there
00:36:06.28\00:36:08.02
to get an equivalent density?
00:36:08.05\00:36:11.61
6.2 billion.
00:36:11.64\00:36:13.67
Let me tell you
something friends.
00:36:21.30\00:36:23.63
You and I are insignificant
00:36:23.66\00:36:26.79
6.2 billion cars to
get equivalent density,
00:36:26.82\00:36:31.54
blow it up to the
size of a blueberry
00:36:31.57\00:36:33.81
and it fills the earth.
00:36:33.84\00:36:36.15
And in the 1890s
they thought to themselves
00:36:36.18\00:36:37.84
you know, it be really cool
00:36:37.87\00:36:39.08
if we could get to the
bottom of these particles.
00:36:39.11\00:36:42.08
So they were-- they
got to split in these atoms
00:36:42.11\00:36:44.99
and they got to something
00:36:45.02\00:36:46.30
even smaller
than an atom, a quark.
00:36:46.33\00:36:51.21
And then they thought
you know we will split that
00:36:51.24\00:36:52.91
and they found something
else and we will split that
00:36:52.94\00:36:54.78
and they found something
else and they split that
00:36:54.81\00:36:57.25
and now they believe that
there is a theory out there
00:36:57.28\00:36:59.92
that the smallest thing
on the universe is a string.
00:36:59.95\00:37:05.75
You may have
heard of string theories
00:37:05.78\00:37:07.46
and super string theories
these strings of energy.
00:37:07.49\00:37:10.46
Now, just to give
you an idea of how small
00:37:10.49\00:37:12.90
we are talking
about in these strings,
00:37:12.93\00:37:14.70
check this out.
00:37:14.73\00:37:15.93
They are saying that
the universe to the earth,
00:37:15.96\00:37:19.29
okay, the entire
universe to the earth
00:37:19.32\00:37:22.07
is like an atom to a string.
00:37:22.10\00:37:25.89
We can't comprehend that.
00:37:30.15\00:37:35.02
You look at the atoms
00:37:35.05\00:37:36.75
and the density of
the nucleus and the quarks
00:37:36.78\00:37:40.52
and the leptons and the bosons
00:37:40.55\00:37:42.81
and the Higgs
bosons and the strings.
00:37:42.84\00:37:46.54
You and I are insignificant
00:37:46.57\00:37:49.72
you would think
that of the created world
00:37:49.75\00:37:51.89
that would hold captive
the attention of angels.
00:37:51.92\00:37:57.79
But Paul says you and I
are the spectacle, Theatron,
00:37:57.82\00:38:03.60
theater to the world.
00:38:03.63\00:38:06.45
Up in the stars,
you have these stars
00:38:06.48\00:38:09.09
that are essentially dead start,
00:38:09.12\00:38:10.95
their protons and neutrons
have collapsed on each other.
00:38:10.98\00:38:14.17
It would be like if
we looked up at the sun
00:38:14.20\00:38:16.19
and crumpled it
like a piece of paper
00:38:16.22\00:38:17.78
to the ten mile diameter.
00:38:17.81\00:38:21.22
Now, you take a
piece of a neutron star
00:38:21.25\00:38:24.45
and let's just
say we can extract
00:38:24.48\00:38:26.87
one sugar cube of a neutron
star and put it on to our hand.
00:38:26.90\00:38:31.88
So you and I look
at your hand again,
00:38:31.91\00:38:33.71
quickly look at it,
look at it, look at it,
00:38:33.74\00:38:35.50
you no longer have a
blueberry there, yes.
00:38:35.53\00:38:38.18
But you have one sugar
cube of a neutron star.
00:38:38.21\00:38:44.31
How much do you
think that weighs?
00:38:44.34\00:38:48.76
100 million tons...
00:38:48.79\00:38:51.76
100 million tons,
00:38:54.95\00:38:59.95
you and I, we are insignificant.
00:38:59.98\00:39:04.43
But yet somehow Paul
says we are spectacle.
00:39:04.46\00:39:09.24
In the beginning God created,
he filled the skies with fowl.
00:39:09.27\00:39:15.06
There is a bird
called the albatross,
00:39:15.09\00:39:17.13
its wing span is 12 feet
00:39:17.16\00:39:19.22
and it can fly 600
miles without stopping.
00:39:19.25\00:39:25.01
The world record
for an individual
00:39:25.04\00:39:28.65
set in New Zealand.
00:39:28.68\00:39:29.71
I think even last
year is about half of that,
00:39:29.74\00:39:33.83
300 and some
miles without stopping.
00:39:33.86\00:39:37.84
That is nothing compared
to, I got to just get the name
00:39:37.87\00:39:40.27
I always forget it,
the Bar-tailed godwit.
00:39:40.30\00:39:43.68
The Bar-tailed godwit can fly
7,000 miles without stopping.
00:39:43.71\00:39:49.30
That would be like you
and I running to Seattle
00:39:49.33\00:39:52.09
where we held the conference
last year back to Orlando
00:39:52.12\00:39:55.40
and then back to
Seattle without stopping.
00:39:55.43\00:40:00.53
You and I are weak
compared to the fowl of the air.
00:40:00.56\00:40:05.86
My wife and I
were traveling one time
00:40:05.89\00:40:07.96
from Salt Lake
City to Bend, Oregon.
00:40:07.99\00:40:10.43
We had just taken off
00:40:10.46\00:40:11.71
and then we heard
this tremendous thud
00:40:11.74\00:40:14.47
and felt this
tremendous thud on the plane
00:40:14.50\00:40:16.63
and the captain came
across a loudspeaker,
00:40:16.66\00:40:19.10
he said folks
we have hit a bird,
00:40:19.13\00:40:22.30
we are gonna turn around,
the bird had collapsed the cone,
00:40:22.33\00:40:26.25
the nose of the plane.
00:40:26.28\00:40:29.04
We felt like it was a
good idea to turn around.
00:40:29.07\00:40:33.50
They have hit a buzzard at
37,000 feet above sea level,
00:40:33.53\00:40:39.66
seven miles above.
00:40:39.69\00:40:44.33
There are approximately
00:40:44.36\00:40:45.67
4,000 species of
birds that migrate.
00:40:45.70\00:40:49.20
There are geese that migrate
five and half miles above,
00:40:49.23\00:40:53.74
the Arctic tern
in a one year cycle
00:40:53.77\00:40:57.21
travels 49,700 miles.
00:40:57.24\00:41:01.92
In its 3rd year life span
00:41:01.95\00:41:03.45
that would be
like going to the moon
00:41:03.48\00:41:05.09
and back three times.
00:41:05.12\00:41:08.69
The average adult
travels about the equivalent
00:41:08.72\00:41:11.53
of going to the moon a
half of time in its life time.
00:41:11.56\00:41:16.51
You and I are weak,
you and I are pitiful
00:41:16.54\00:41:23.37
and yet somehow Paul
says we are a spectacle.
00:41:23.40\00:41:28.30
In the beginning Elohim created,
00:41:28.33\00:41:30.41
he created creatures of the sea.
00:41:30.44\00:41:33.72
Our ocean makes
up about 71 percent
00:41:33.75\00:41:36.10
of this
affectionate thing we call earth
00:41:36.13\00:41:38.56
and we have explored
almost five percent of it.
00:41:38.59\00:41:42.64
Not long ago my grandma and I
00:41:42.67\00:41:44.25
we are on an exploratory
trip down in Curaçao.
00:41:44.28\00:41:48.02
Curaçao is an island
just north of Venezuela
00:41:48.05\00:41:50.79
and our intention
was to be down there
00:41:50.82\00:41:53.16
and take a submarine
down and study these shells
00:41:53.19\00:41:57.02
at 1,000 feet below sea level.
00:41:57.05\00:42:00.25
Now, one morning the head marine
biologist of the Smithsonian,
00:42:00.28\00:42:03.70
he got up and he said
to me, he said Justin,
00:42:03.73\00:42:06.05
today we are gonna take a trap
down to the bottom of the ocean.
00:42:06.08\00:42:10.35
Now, you can
imagine my excitement
00:42:10.38\00:42:12.06
because I'm
thinking the Smithsonian
00:42:12.09\00:42:13.62
we are going to take
this highly sophisticated trap
00:42:13.65\00:42:16.72
down to the bottom of the ocean
00:42:16.75\00:42:17.95
and see what we catch.
00:42:17.98\00:42:19.91
So I go with
them over to the lab
00:42:19.94\00:42:21.99
and he goes and he picks up this
00:42:22.02\00:42:23.92
five gallon white bucket.
00:42:23.95\00:42:27.70
Now, I'm not a fool
00:42:27.73\00:42:29.36
because you don't ever
judge a book by its cover.
00:42:29.39\00:42:32.57
So I'm thinking of myself
oh, nice inside of this bucket
00:42:32.60\00:42:35.81
is the highly
sophisticated Smithsonian trap.
00:42:35.84\00:42:40.31
No, the bucket was the trap.
00:42:40.34\00:42:44.42
So, he proceeds to drill exactly
one hole into the bucket,
00:42:44.45\00:42:48.47
he puts one five pound weight
00:42:48.50\00:42:50.33
and then he fills
it with fish guts,
00:42:50.36\00:42:52.38
put the lid on top
and says we have got it.
00:42:52.41\00:42:55.21
This is our trap, so
we get to the submarine,
00:42:55.24\00:42:58.93
we put it on the
submarine and we are ready
00:42:58.96\00:43:01.17
and we descend 1,000 feet
00:43:01.20\00:43:03.90
below sea level
to put the trap out.
00:43:03.93\00:43:07.44
Now, we take that trap,
we put it down on the bottom
00:43:07.47\00:43:10.41
and let me just
sort of paint the picture
00:43:10.44\00:43:13.22
for what I saw, nothing.
00:43:13.25\00:43:18.49
We put this highly
sophisticated trap,
00:43:18.52\00:43:21.16
you and I might call
it a bucket with a hole,
00:43:21.19\00:43:23.41
we put it down in
the bottom of the ocean,
00:43:23.44\00:43:25.55
1,000 feet below the sea level
00:43:25.58\00:43:27.70
and as far as you
could see was sand.
00:43:27.73\00:43:31.33
You cut the lights
and you can't see anything
00:43:31.36\00:43:33.13
because light can't
penetrate that far down.
00:43:33.16\00:43:36.77
And so for a moment
I'm thinking to myself,
00:43:36.80\00:43:39.39
what a waste of time.
00:43:39.42\00:43:42.55
There is nothing around.
00:43:42.58\00:43:45.01
We put the bucket down
00:43:45.04\00:43:46.29
and we took the submarine off
00:43:46.32\00:43:48.23
to this other little
coral head that was there
00:43:48.26\00:43:51.07
however far away
we checked it out
00:43:51.10\00:43:53.32
and it may be 15,
20 minutes had gone by
00:43:53.35\00:43:56.55
and the biologist he
said you know let's go back,
00:43:56.58\00:43:59.29
let's take a
little look at that trap.
00:43:59.32\00:44:02.76
So we go back and
15, 20 minutes later
00:44:02.79\00:44:05.99
and we shine the
light on this trap
00:44:06.02\00:44:09.04
and I'll never forget the sight.
00:44:09.07\00:44:12.31
There were fish surrounding
the trap, there were eels
00:44:12.34\00:44:18.22
that had worked their way
into the hole of the trap.
00:44:18.25\00:44:21.95
There were
invertebrate that were swimming
00:44:21.98\00:44:24.02
and hovering around the trap
00:44:24.05\00:44:26.20
and in the sand every
direction leading up to that
00:44:26.23\00:44:29.38
you could see these
little lines of snails and crabs
00:44:29.41\00:44:34.52
and starfish and mollusc
00:44:34.55\00:44:36.90
all working
their way to the trap.
00:44:36.93\00:44:40.55
These highly sophisticated,
highly tuned sensory organs
00:44:40.58\00:44:45.56
leading them to the
dead fish in our trap.
00:44:45.59\00:44:51.30
For the longest
time the Mariana Trench
00:44:51.33\00:44:53.18
is about seven miles down,
00:44:53.21\00:44:54.76
the pressure is thousands
of feet per square inch.
00:44:54.79\00:44:57.72
They had assumed that no
life could exist down there.
00:44:57.75\00:45:01.00
It's a deepest
part of the ocean,
00:45:01.03\00:45:02.49
just recently we have
been able to send some
00:45:02.52\00:45:04.50
unmanned submarines
down there to check it out.
00:45:04.53\00:45:08.74
You know what they found? Life.
00:45:08.77\00:45:12.56
The assumption was that
00:45:12.59\00:45:14.06
no sunlight rays can
penetrate that far down so,
00:45:14.09\00:45:16.84
so what on earth
could be feeding this,
00:45:16.87\00:45:18.94
this ecosystem down there.
00:45:18.97\00:45:21.32
What you have essentially
what our underground volcanoes
00:45:21.35\00:45:24.86
and out of the
underground volcanoes
00:45:24.89\00:45:26.76
you are having
bacteria that's not only living
00:45:26.79\00:45:29.14
but it's thriving down there.
00:45:29.17\00:45:31.97
And its setting up
these beautiful ecosystems
00:45:32.00\00:45:34.37
that we've never even
imagine could be on our planet.
00:45:34.40\00:45:39.27
And they have this
tubeworms T-U-B-E tubeworms
00:45:39.30\00:45:42.92
that have lodge themselves
00:45:42.95\00:45:44.26
basically into the
crust of the earth.
00:45:44.29\00:45:47.31
They don't have a stomach,
they have two sets of gills.
00:45:47.34\00:45:50.82
One set of gills
extracts oxygen from the water,
00:45:50.85\00:45:54.19
the other set
houses this bacteria
00:45:54.22\00:45:56.34
that synthesizes
sugars from the water.
00:45:56.37\00:46:00.62
And by the way their head
is about three degree Celsius
00:46:00.65\00:46:04.90
and the feet of these two worms
is about 200 degree Celsius.
00:46:04.93\00:46:09.74
It will be like you
walking around in freezing
00:46:09.77\00:46:12.34
ice cold water in
your head and boiling feet,
00:46:12.37\00:46:15.51
boiling water at your feet.
00:46:15.54\00:46:18.25
Yet, they are
thriving and there are
00:46:18.28\00:46:19.65
these beautiful ecosystems
down below our oceans.
00:46:19.68\00:46:23.40
Electric eels have
produced enough electricity
00:46:23.43\00:46:25.63
to light ten light bulbs.
00:46:25.66\00:46:28.15
Oysters change their gender
00:46:28.18\00:46:30.26
and then change
their gender back.
00:46:30.29\00:46:32.69
Octopus have three hearts
00:46:32.72\00:46:34.90
and their blood
is the color blue.
00:46:34.93\00:46:37.45
There are sponges
that don't have a head,
00:46:37.48\00:46:40.33
don't have eyes,
don't have sensory organs,
00:46:40.36\00:46:43.39
don't have
anything that you and I have
00:46:43.42\00:46:44.87
and yet they are still alive.
00:46:44.90\00:46:47.86
And you know what,
we have only explored
00:46:47.89\00:46:49.96
less than five
percent of the oceans
00:46:49.99\00:46:52.49
that God created.
00:46:52.52\00:46:55.34
You would think that angels
00:46:55.37\00:46:58.82
and men would look down
at the oceans and say this,
00:46:58.85\00:47:02.93
this is a
spectacle, this is something
00:47:02.96\00:47:05.46
I want to know more about.
00:47:05.49\00:47:08.77
But Paul says,
you are the spectacle.
00:47:08.80\00:47:13.47
You are the
theater not just to men
00:47:13.50\00:47:19.10
but to angels and you.
00:47:19.13\00:47:23.65
In the
beginning God created you,
00:47:23.68\00:47:25.68
I assume most of you can see me.
00:47:25.71\00:47:28.71
You have 110
million cones in your eyes,
00:47:28.74\00:47:32.23
you have seven million rods
00:47:32.26\00:47:34.01
and a million nerve
fibers making that happen.
00:47:34.04\00:47:37.10
That all
working with your brain,
00:47:37.13\00:47:38.55
simultaneously
you are making about
00:47:38.58\00:47:40.06
a trillion
computations per second.
00:47:40.09\00:47:43.51
You have a couple of
hundred billion brain cells
00:47:43.54\00:47:46.63
that span into
these neuron branches
00:47:46.66\00:47:48.97
to the tune of
about over a trillion.
00:47:49.00\00:47:52.50
If you could extract
the circulatory system
00:47:52.53\00:47:54.77
from your body it would wrap
00:47:54.80\00:47:56.37
around the earth
two and half times.
00:47:56.40\00:48:01.11
You have a 100 million white
blood cells stored in your body.
00:48:01.14\00:48:04.79
Every second your
body is killing off
00:48:04.82\00:48:07.07
eight million red blood cells
00:48:07.10\00:48:08.89
and developing eight million
new once which begs to ask.
00:48:08.92\00:48:14.23
How does my body know
00:48:14.26\00:48:15.99
to keep producing more
of me, not someone else?
00:48:16.02\00:48:22.44
All of my blood cells
have what we term DNA.
00:48:22.47\00:48:26.56
Each blood cell has
about six feet of DNA.
00:48:26.59\00:48:30.22
If you wanted to type the
code to how to make Justin?
00:48:30.25\00:48:33.57
You would have
to start typing now
00:48:33.60\00:48:35.48
at 60WPM eight hours a day
00:48:35.51\00:48:38.53
and 50 years later you
would complete the code.
00:48:38.56\00:48:42.77
If you could line up that DNA
00:48:42.80\00:48:45.10
and over and over
and it would start here,
00:48:45.13\00:48:48.22
it would go to the
sun it would come back
00:48:48.25\00:48:51.37
and it would do that 600 times.
00:48:51.40\00:48:55.66
My body is hardwired to be me
00:48:55.69\00:49:00.30
and your body is hardwired
to be you and no one else.
00:49:00.33\00:49:05.87
And I would
submit you this if that
00:49:05.90\00:49:08.85
where the end of
the creation account,
00:49:08.88\00:49:12.78
we would be fascinating.
00:49:12.81\00:49:15.95
We would be about as
interesting as the octopus
00:49:15.98\00:49:18.91
with three hearts
or the neutron stars
00:49:18.94\00:49:22.45
that's a hundred million
pound cube of sugar or the atoms
00:49:22.48\00:49:28.59
or the leptons or the quarks,
00:49:28.62\00:49:30.86
we would be just
equivalent on there,
00:49:30.89\00:49:35.97
but we are not just that.
00:49:36.00\00:49:39.80
We have been created
to be more, so much more.
00:49:39.83\00:49:46.14
The creation account
doesn't just stop it there
00:49:46.17\00:49:48.47
because you and I have
something that is different.
00:49:48.50\00:49:51.70
You and I have
something that is different
00:49:51.73\00:49:53.54
than anything else God created.
00:49:53.57\00:49:55.74
These things
are all interesting,
00:49:55.77\00:49:56.81
these things are
all-- we observe them,
00:49:56.84\00:49:59.41
we are in awe with them
and we feel insignificant,
00:49:59.44\00:50:02.89
but we have
something that they don't
00:50:02.92\00:50:06.68
according to
the Book of Genesis.
00:50:06.71\00:50:10.29
And for a second I would like
00:50:10.32\00:50:12.81
to give you a little
insight into my field,
00:50:12.84\00:50:17.26
where I get a
little more comfortable
00:50:17.29\00:50:18.79
than trying to share
these facts about the earth,
00:50:18.82\00:50:21.01
astronomy or your body.
00:50:21.04\00:50:24.48
Banking, I'm a banker
00:50:24.51\00:50:29.00
and I remember very vividly
one of my mentors in banking,
00:50:29.03\00:50:32.51
he said, Justin, you
can be successful in banking
00:50:32.54\00:50:35.14
if you learn one thing.
00:50:35.17\00:50:37.85
If you learn how to say no,
00:50:37.88\00:50:41.35
banking if you
learn how to say no,
00:50:41.38\00:50:43.62
you will be
successful and so to --
00:50:43.65\00:50:45.94
to understand the
fundamentals of banking
00:50:45.97\00:50:49.32
and the fundamentals of finance
we will go to the basics.
00:50:49.35\00:50:53.92
The 5Cs of
lending across the world
00:50:53.95\00:50:59.70
there are always individuals
00:50:59.73\00:51:01.15
who are passionate,
who have a great idea,
00:51:01.18\00:51:03.65
who are ready to be
the next Bill Gates.
00:51:03.68\00:51:06.71
If they come in to request
an investment from a bank,
00:51:06.74\00:51:10.48
that investment is filtered
00:51:10.51\00:51:12.04
through the criteria
of the 5 C's of lending.
00:51:12.07\00:51:15.05
How many C's are there? Five.
00:51:15.08\00:51:18.06
And so the first thing
00:51:18.09\00:51:19.12
that we're gonna
look at is collateral.
00:51:19.15\00:51:21.14
Some one comes into the bank
00:51:21.17\00:51:22.90
and it is assumed
that they have an asset
00:51:22.93\00:51:25.44
that is going to
be a stable value
00:51:25.47\00:51:27.28
and possibly an increasing value
00:51:27.31\00:51:30.08
and something that, if
they get fallen into a pit
00:51:30.11\00:51:33.71
and everything
goes bad for them,
00:51:33.74\00:51:35.31
they have something
00:51:35.34\00:51:36.37
that can be a long
enough rope to get them out.
00:51:36.40\00:51:40.74
And so they look
at the collateral,
00:51:40.77\00:51:43.72
they also look
at the conditions,
00:51:43.75\00:51:45.35
the economic
conditions surrounding it.
00:51:45.38\00:51:47.06
Let's say that you came in
00:51:47.09\00:51:48.22
and you had this great idea
for a newly invented mouse trap.
00:51:48.25\00:51:53.60
We'll take a look at
the economic conditions
00:51:53.63\00:51:55.83
and understand is
there a market for that,
00:51:55.86\00:51:58.56
are there individuals out
there who will spend money
00:51:58.59\00:52:01.20
to buy this mouse trap
and are there enough mice
00:52:01.23\00:52:04.52
in the world that
need to be trapped?
00:52:04.55\00:52:07.18
So we're looking at the trends
00:52:07.21\00:52:08.30
and we are looking
for a positive trend.
00:52:08.33\00:52:13.16
We are gonna
look at the capital.
00:52:13.19\00:52:15.77
The FDIC has very specific
banking regulatory guidance
00:52:15.80\00:52:20.29
that says, you
know, if a person comes in
00:52:20.32\00:52:23.11
and they invest at least 51%
00:52:23.14\00:52:26.17
they're
considered well capitalized.
00:52:26.20\00:52:29.60
So that is to say with
our mouse trap example,
00:52:29.63\00:52:31.72
let's say you needed $50,000
00:52:31.75\00:52:34.37
to get this
venture off the ground.
00:52:34.40\00:52:36.28
If you put in more than
25,000 you'll be considered
00:52:36.31\00:52:39.78
well capitalized
according to the FDIC.
00:52:39.81\00:52:43.37
And then we are gonna
take a look at the capacity.
00:52:43.40\00:52:45.97
Once we get the terms
of the loan figured out
00:52:46.00\00:52:48.77
and the bank decides that
00:52:48.80\00:52:49.95
they are gonna make
the investment in you,
00:52:49.98\00:52:51.78
do you have the
ability to pay back the terms.
00:52:51.81\00:52:56.17
So we set up may
be a nice amortization
00:52:56.20\00:52:58.89
and every month you pay
back your principle and interest
00:52:58.92\00:53:02.09
but we are gonna look at do you
have the capacity to do that.
00:53:02.12\00:53:08.10
And then we are gonna
take a look at the character,
00:53:08.13\00:53:11.60
which is arguably the
most important of the C's.
00:53:11.63\00:53:16.56
Do you have the
willingness to pay it back?
00:53:16.59\00:53:20.17
In other words,
when you come in,
00:53:20.20\00:53:21.76
can I trust you as
much as you trust me.
00:53:21.79\00:53:27.26
And so those are
sort of the 5 C's
00:53:27.29\00:53:29.10
the fundamental principles
of the world of financing
00:53:29.13\00:53:33.00
and so I look at
the book of creation
00:53:33.03\00:53:34.73
sort of through those
eyes of the 5C's of lending.
00:53:34.76\00:53:39.96
And we come to God with
our insignificant human lives
00:53:39.99\00:53:44.93
and he approaches it,
praise God not as a banker
00:53:44.96\00:53:49.38
but as a creator
and as a loving God.
00:53:49.41\00:53:52.48
And let me just be
abundantly blunt with you.
00:53:52.51\00:53:56.24
God is crazy.
00:53:56.27\00:54:00.50
God is crazy.
You think about it.
00:54:00.53\00:54:03.83
You and I come
to God and we say,
00:54:03.86\00:54:05.30
God can you give
us an investment.
00:54:05.33\00:54:08.41
And so, through the fundamental
understanding the finance
00:54:08.44\00:54:11.87
we take a look
at it and he says,
00:54:11.90\00:54:12.93
okay, okay what kind of
collateral can you offer?
00:54:12.96\00:54:17.42
Most of the time
we take collateral
00:54:17.45\00:54:19.36
and it's an appreciating
asset or at least something
00:54:19.39\00:54:21.86
that's gonna maintain its value
00:54:21.89\00:54:24.64
by the time you
and I meet our creator
00:54:24.67\00:54:26.65
at the eternity we
have nothing of value.
00:54:26.68\00:54:32.25
You can't go to God
and pledge your house
00:54:32.28\00:54:35.40
or your bank
account or your 401k
00:54:35.43\00:54:39.22
because by the time
you meet Him in eternity
00:54:39.25\00:54:41.24
that is worthless.
00:54:41.27\00:54:45.01
And so we come to
the creation accounting
00:54:45.04\00:54:48.50
and our
collateral is non-existent.
00:54:48.53\00:54:53.39
Look at the economic conditions.
00:54:53.42\00:54:57.00
Is there a positive trend
that we can somehow pull out?
00:54:57.03\00:55:01.28
No, you and I are one day older
today than we were yesterday.
00:55:01.31\00:55:07.15
We just entered into a New Year,
00:55:07.18\00:55:09.02
you and I are stuck in
this thing we call time.
00:55:09.05\00:55:12.74
We cannot go back in
it so, so that you and I
00:55:12.77\00:55:15.45
as we woke up this
morning we are one day older
00:55:15.48\00:55:18.21
and one day closer to death.
00:55:18.24\00:55:21.69
There's not a positive
trend with our conditions.
00:55:21.72\00:55:26.88
Look at the capital, ha.
00:55:26.91\00:55:30.72
What do you gonna offer God?
00:55:30.75\00:55:34.21
FDIC asked for 51% so that
you can be well capitalized.
00:55:34.24\00:55:38.36
Once a loan goes
towards a negative direction,
00:55:38.39\00:55:41.12
they have these other categories
00:55:41.15\00:55:42.83
where you might be substandard
or you might be doubtful
00:55:42.86\00:55:46.28
and at very
worst case it's a loss.
00:55:46.31\00:55:50.51
You look at your
capital investment
00:55:50.54\00:55:52.14
you are not investing 50% or 25%
00:55:52.17\00:55:55.30
or even 5%
you're investing zero.
00:55:55.33\00:56:01.62
What could you
possibly invest in
00:56:01.65\00:56:05.06
and give to the
creator of the universe?
00:56:05.09\00:56:11.90
Then you look at the capacity.
00:56:11.93\00:56:16.01
June 27 of this year,
00:56:16.04\00:56:20.79
I woke up to my
wife saying oh, my!
00:56:20.82\00:56:24.94
It was her body's
way of telling her
00:56:24.97\00:56:26.35
our son was going
to be born that day.
00:56:26.38\00:56:29.36
I'll never forget the
first time holding my son.
00:56:29.39\00:56:32.65
He'll never love me
as much as I love him
00:56:32.68\00:56:37.20
because before
he had the ability,
00:56:37.23\00:56:39.70
before he had the
capacity to love me I loved him.
00:56:39.73\00:56:45.21
You don't have the
capacity to love God
00:56:45.24\00:56:48.85
more than He loves you
00:56:48.88\00:56:51.67
because before He created you,
00:56:51.70\00:56:54.08
He loved you in character.
00:56:54.11\00:57:00.66
Can God trust us as
much as we trust Him?
00:57:00.69\00:57:06.42
God puts His
absolute trust in us
00:57:06.45\00:57:10.25
and we continue to fail Him.
00:57:10.28\00:57:14.80
So you look at
the 5 C's of lending
00:57:14.83\00:57:19.88
and everything about an
investment in our screams,
00:57:19.91\00:57:24.99
don't walk away
from this investment,
00:57:25.02\00:57:28.45
run away from this investment.
00:57:28.48\00:57:31.84
But God, God
doesn't look at life
00:57:31.87\00:57:37.47
through the eyes of a banker.
00:57:37.50\00:57:40.78
He looks at all the conditions,
00:57:40.81\00:57:42.69
He looks at us
insignificant as we are
00:57:42.72\00:57:45.72
and He says, okay I'll invest.
00:57:45.75\00:57:52.28
And the terms of the investment
00:57:52.31\00:57:53.69
they don't even
have vocabulary for that
00:57:53.72\00:57:56.21
and finance because
he says it's a gift.
00:57:56.24\00:57:59.99
You don't have to pay me back.
00:58:00.02\00:58:04.08
And so he looks
at us insignificant
00:58:04.11\00:58:07.61
and He makes the most
significant investment
00:58:07.64\00:58:11.29
anyone in the history
of time has ever invested.
00:58:11.32\00:58:18.49
Looks down at us
insignificant as we are
00:58:18.52\00:58:22.02
all the 5 C's
screaming stay away, run away
00:58:22.05\00:58:26.97
and He says okay, I'll invest.
00:58:27.00\00:58:30.83
I'll invest my image.
00:58:30.86\00:58:34.67